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Andrea Holt

Andrea Holt
Real Estate Agent (Salesperson)
White Stone VA

Salesperson (VA: 210003)

14 years experience

REALTOR® 12 Active Listings Serves Lancaster County, VA
View on Realtor.com

Contact Information

Brokerage
Isabell K Horsley Real Estate - White Stone

Office Website
Office Address
608 Rappahannock Ave
White Stone, VA  22578
(Lancaster County)
Office Phone
804-435-2644
Office Fax
Mobile
804-854-9530
Email
andr*******@*****.com
Show Email for $5

Service Areas

White Stone: VA Northumberland: VA Kilmarnock: VA Ophelia: VA Edwardsville: VA Heathsville: VA Pittsylvania: VA Westmoreland: VA Lancaster: VA Nuttsville: VA Mollusk: VA Jamaica: VA Lively: VA Merry Point: VA Morattico: VA Regina: VA Alfonso: VA Topping: VA Syringa: VA Middlesex: VA Deltaville: VA Zanoni: VA Ark: VA Woods Cross Roads: VA King And queen: VA White Marsh: VA Gloucester: VA Bellamy: VA Naxera: VA Pinero: VA Schley: VA Gloucester Courthouse: VA Ware Neck: VA Hartfield: VA Wake: VA Warner: VA Urbanna: VA Irvington: VA

About Andrea Holt

In 1996, Andrea Holt relocated with her family from Northern Virginia to the Middle Peninsula. Embracing a significant lifestyle change, she and her husband acquired a marina in Deltaville, leaving behind their suburban roots for a more rural existence.

Throughout her career, Andrea has held various roles, including advertising sales representative for tourism publications in Eastern Virginia and North Carolina, a salesperson for manufactured and modular homes at Clayton Homes in Tappahannock, and a new home consultant in an active adult community in Williamsburg. Her experience in selling modular homes sparked a passion for helping families achieve their dreams of homeownership.

Deeply committed to conservation, Andrea has a profound appreciation for the Bay, rivers, and creeks of the Northern Neck and Middle Peninsula. She believes that her role as a real estate agent extends beyond transactions; it involves providing clients with a comprehensive understanding of the area’s unique characteristics, including its topography, proximity to towns, and various waterways. Andrea emphasizes that this region, rich in history and surprisingly secluded despite its proximity to metropolitan areas, is truly a place to cherish.

When working with sellers, Andrea leverages her extensive background in advertising to navigate the market effectively. She recognizes that potential buyers may come from local communities or from as far away as Richmond and Northern Virginia.

Since joining IsaBell K. Horsley Real Estate in November 2013, Andrea has continued to build her reputation as a knowledgeable and dedicated agent. Outside of her professional commitments, she enjoys cooking, reading, and spending quality time with her family, friends, and her beloved pets, which include two dogs, three cats, and seven chickens.

Lancaster County, VA Real Estate Market Analysis (Single Family Homes)

$679,491
Avg. Listing Price
From Andrea's portfolio
3.2 / 2.6
Avg. Beds/Baths
Typical property size
2,351 sf
Avg. Square Footage
Interior living space
149
Active Listings
Current inventory

Lancaster County, Virginia's real estate market presents a unique blend of Northern Neck charm and Chesapeake Bay waterfront opportunities that continues to attract both seasonal residents and permanent relocators. This rural county, with its 123 actively licensed real estate agents—all equipped with email connectivity—maintains a surprisingly robust property market despite its relatively small population of around 11,000 residents.

The market here defies typical suburban patterns, instead focusing heavily on waterfront properties, historic homes, and large rural parcels that appeal to buyers seeking privacy and natural beauty. What's particularly interesting is how this small agent pool manages a diverse inventory ranging from modest starter homes under $200,000 to multimillion-dollar waterfront estates, creating a market dynamic unlike Virginia's more urbanized regions.

Major Lancaster County, Virginia Real Estate Markets

The county's real estate activity centers around several key communities, with Kilmarnock serving as the primary commercial hub and featuring a mix of in-town properties and nearby waterfront homes. White Stone attracts buyers with its marina district and upscale residential developments, while Irvington has become synonymous with luxury living, anchored by the prestigious Tides Inn resort and surrounding high-end neighborhoods.

Unlike metropolitan areas with distinct suburbs, Lancaster County's market geography follows the natural contours of the Rappahannock and Corrotoman rivers, creating micro-markets based on water access and scenic views. Communities like Weems and Ottoman offer more affordable entry points into the market, while areas along Indian Creek and the Rappahannock River command premium prices for their deep-water access and recreational boating opportunities.

Market Dynamics and Geographic Complexity

Lancaster County's real estate market operates on seasonal rhythms that reflect its appeal to second-home buyers and retirees from Washington D.C., Richmond, and other Mid-Atlantic metropolitan areas. Spring and summer months typically see increased activity as buyers envision waterfront lifestyles, while the winter months often present opportunities for serious year-round residents to negotiate more favorable terms.

The geographic complexity stems from the county's 86 miles of shoreline creating numerous waterfront communities with varying characteristics—from protected creek frontage perfect for smaller boats to deep-water Rappahannock River sites suitable for large yachts. This diversity means agents must possess intimate knowledge of water rights, flood zones, and maritime access regulations that don't factor into typical Virginia real estate transactions.

Why Businesses Need Lancaster County, Virginia Agent Contact Data

Companies serving the real estate industry—from mortgage lenders to home improvement contractors—find Lancaster County's concentrated agent network particularly valuable for targeted marketing campaigns. With all 123 agents having email addresses, businesses can efficiently reach the entire licensed population while knowing these professionals handle a disproportionately high volume of luxury and waterfront transactions compared to typical suburban markets.

The unique nature of Lancaster County properties creates specialized service needs, making agent relationships crucial for businesses offering marine surveys, dock construction, septic system services, and luxury home amenities. Insurance companies, particularly those specializing in waterfront and flood coverage, find this agent database essential for building referral networks in a market where standard homeowner policies rarely suffice.

Current Property Listings

As of 2/13/2026, Andrea Holt has 12 properties for sale in White Stone and surrounding areas. These are the top 10 listings.

$715,000

Listed 2025-11-14

708 Queens Point Dr
Locust Hill, VA  23092

Beds: 3.0
Baths: 2.0
Sq Ft: 1,626
Lot: 30,492 sf
Single Family Map
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$17,500

Listed 2024-04-17

Lakeview Dr Lot 73
Heathsville, VA  22473

Beds:
Baths:
Sq Ft:
Lot: 141,134 sf
Land Map
View Full Details

$25,000

Listed 2024-04-17

Steamboat Ln Lot 18
Heathsville, VA  22473

Beds:
Baths:
Sq Ft:
Lot: 116,305 sf
Land Map
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$17,500

Listed 2024-04-17

Lake View Dr Lot 73
Heathsville, VA  22473

Beds:
Baths:
Sq Ft:
Lot: 141,134 sf
Land Map
View Full Details

$12,000

Listed 2024-12-30

Lakeview Dr Lot 67
Heathsville, VA  22473

Beds:
Baths:
Sq Ft:
Lot: 54,102 sf
Land Map
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$129,000

Listed 2025-01-07

Foxfield Ln Lot 6
Lancaster, VA  22503

Beds:
Baths:
Sq Ft:
Lot: 95,832 sf
Land Map
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$299,000

Listed 2025-03-28

Galway Dr Lot 425
Kilmarnock, VA  22482

Beds:
Baths:
Sq Ft:
Lot: 185,130 sf
Land Map
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$299,000

Listed 2025-03-28

Galway 25 Acres Dr Lot 4
Kilmarnock, VA  22482

Beds:
Baths:
Sq Ft:
Lot: 185,130 sf
Land Map
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$76,000

Listed 2026-02-12

Boys Camp Rd Lot 22
Kilmarnock, VA  22482

Beds:
Baths:
Sq Ft:
Lot: 174,240 sf
Land Map
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$54,900

Listed 2025-08-05

Indian Pointe Dr Lot 14
Kilmarnock, VA  22482

Beds:
Baths:
Sq Ft:
Lot: 66,647 sf
Land Map
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Current Property Rentals

Andrea Holt currently has no rental properties available in White Stone and surrounding areas. Check back later.