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Belinda Fratto

Belinda Fratto
Real Estate Agent (Associate Broker)
Geneva NY

Associate Broker (NY: 30FR0894907)

28 years experience

REALTOR® 16 Active Listings Serves Ontario County, NY
View on Realtor.com

Contact Information

Brokerage
Howard Hanna

Office Website
Office Address
97 Seneca St
Geneva, NY  14456
(Ontario County)
Office Phone
315-781-7653
Office Fax
Mobile
315-521-7413
Email
beli*********@*****.com
Show Email for $5

Service Areas

Waterloo: NY Junius: NY Fayette: NY Tyre: NY Hall: NY Geneva: NY Springport: NY Seneca Falls: NY Canandaigua: NY Crystal Beach: NY East Bloomfield: NY Clifton Springs: NY Port Gibson: NY MacDougall: NY Romulus: NY Oaks Corners: NY Phelps: NY Cayuga: NY Union Springs: NY Fleming: NY Montezuma: NY Aurelius: NY

About Belinda Fratto

As a licensed Associate Broker and Full Service REALTORĀ® in New York State, this dedicated real estate professional brings nearly two decades of experience to the table. Raised in the picturesque Finger Lakes region, they possess an intimate knowledge of the local market, including neighborhoods, schools, and economic conditions, all of which are crucial for identifying the right home at the right price.

With a strong emphasis on negotiation, they are committed to securing the best possible deal for clients. Understanding the nuances of pricing, they recognize that an optimal listing price is vital for achieving the best sales outcome. Their approach involves conducting thorough market analyses to avoid the pitfalls of underpricing or overpricing, both of which can hinder a property's potential.

Once a property is listed, they ensure comprehensive information is made available on the MLS, maximizing visibility to other agents and their clients. Their extensive network spans from Ithaca to Rochester, allowing for effective promotion to local brokers and sales associates.

This agent also streamlines the buying process by coordinating inspections and appraisals, relieving clients of the burden of scheduling and logistics. They keep clients informed of market trends, ensuring that asking prices remain competitive and relevant.

Navigating the complexities of home buying can be daunting, but this professional is dedicated to minimizing stress and handling all necessary paperwork. They provide guidance throughout the entire process, ensuring a smooth transition from initial interest to closing.

Ontario County, NY Real Estate Market Analysis (Single Family Homes)

$475,169
Avg. Listing Price
From Belinda's portfolio
3.4 / 2.3
Avg. Beds/Baths
Typical property size
2,261 sf
Avg. Square Footage
Interior living space
250
Active Listings
Current inventory

Ontario County, New York represents a fascinating blend of rural charm and suburban growth, positioned strategically in the heart of the Finger Lakes region. This dynamic market has captured attention from both residential buyers seeking lakefront properties and investors recognizing the area's potential for steady appreciation. The county's proximity to Rochester, combined with its renowned wine country and recreational amenities, creates a unique real estate landscape that defies simple categorization.

With 357 total actively licensed agents serving the region, Ontario County maintains a robust professional network that reflects the market's complexity and opportunity. Remarkably, all 357 agents maintain active email communication channels, indicating a tech-savvy professional community well-equipped to serve modern buyers and sellers. This complete digital connectivity suggests a market that has fully embraced contemporary real estate practices while maintaining its small-town accessibility.

Major Ontario County, New York Real Estate Markets

Canandaigua serves as the county's crown jewel, with its pristine lake driving premium waterfront values and year-round tourism interest. The city's historic downtown revitalization has sparked renewed interest in both commercial and residential properties, while Geneva anchors the northern market with its colleges and growing arts scene. Victor has emerged as a suburban powerhouse, attracting families with its excellent schools and convenient access to Rochester's employment centers.

The Finger Lakes wine trail communities, including Gorham and Rushville, represent emerging markets where agricultural properties are transitioning to mixed-use developments and luxury retreats. Honeoye and Bloomfield offer more affordable entry points while still providing access to the region's recreational amenities. This geographic diversity creates distinct micro-markets, each requiring specialized knowledge and targeted marketing approaches that challenge agents to develop broad expertise across multiple property types and price points.

Market Dynamics and Geographic Complexity

Ontario County's real estate market operates on seasonal rhythms heavily influenced by tourism and agricultural cycles. Summer months see intense activity around lakefront properties, while spring brings a surge in suburban family home transactions. The wine industry's continued expansion has created unexpected demand for properties suitable for agritourism ventures, blending residential and commercial interests in ways that require sophisticated agent expertise.

Price variations across the county can be dramatic, with lakefront properties in Canandaigua commanding premium prices while rural areas offer significant value opportunities. This disparity creates both challenges and opportunities for agents who must navigate everything from million-dollar waterfront estates to starter homes and working farms. The market's complexity is further enhanced by seasonal resident patterns, where second-home buyers from Rochester, Syracuse, and even New York City influence local pricing trends throughout the year.

Why Businesses Need Ontario County, New York Agent Contact Data

Mortgage lenders and financial services companies find Ontario County's 357 digitally-connected agents represent ideal partners for expanding into the Finger Lakes market. The region's mix of first-time buyers, luxury purchasers, and investment property seekers creates diverse lending opportunities that require strong agent relationships. Insurance providers similarly benefit from connecting with these professionals who understand the unique risks associated with waterfront properties, rural locations, and seasonal occupancy patterns.

Home service providers, from contractors to interior designers, recognize that Ontario County agents serve as crucial referral sources in a market where property renovations and seasonal preparations drive consistent demand. The complete email accessibility of all licensed agents streamlines communication and partnership development, making it easier for businesses to establish meaningful professional relationships that generate sustained revenue growth throughout the county's diverse communities.

Current Property Listings

As of 2/13/2026, Belinda Fratto has 16 properties for sale in Geneva and surrounding areas. These are the top 10 listings.

$199,000

Listed 2025-10-14

4828 State Route 414
Romulus, NY  14541

Beds: 3.0
Baths: 1.0
Sq Ft: 1,176
Lot: 67,082 sf
Single Family Map
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$224,900

Listed 2025-12-16

206 E Genesee St
Clyde, NY  14433

Beds: 5.0
Baths: 2.5
Sq Ft: 2,724
Lot: 97,574 sf
Single Family Map
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$149,000

Listed 2026-01-24

8 Porter St
Seneca Falls, NY  13148

Beds: 3.0
Baths: 1.5
Sq Ft: 1,653
Lot: 7,405 sf
Single Family Map
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$129,900

Listed 2026-01-11

21 Tyler Ave
Seneca Falls, NY  13148

Beds: 2.0
Baths: 2.0
Sq Ft: 896
Lot: 7,841 sf
Mobile Map
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$179,900

Listed 2025-12-01

28 Miller St
Seneca Falls, NY  13148

Beds: 3.0
Baths: 2.0
Sq Ft: 1,774
Lot: 16,117 sf
Single Family Map
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$124,900

Listed 2025-09-18

163 Ovid St
Seneca Falls, NY  13148

Beds: 2.0
Baths: 1.0
Sq Ft: 775
Lot: 9,583 sf
Single Family Map
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$389,000

Listed 2026-02-02

18 Edgewood Dr
Seneca Falls, NY  13148

Beds: 4.0
Baths: 2.5
Sq Ft: 2,744
Lot: 47,916 sf
Single Family Map
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$15,000

Listed 2026-02-09

Boston Ave
Seneca Falls, NY  13148

Beds:
Baths:
Sq Ft:
Lot: 9,148 sf
Land Map
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$49,900

Listed 2025-09-23

192 Ovid St Trlr 143
Seneca Falls, NY  13148

Beds: 3.0
Baths: 2.0
Sq Ft: 1,344
Mobile Map
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$50,000

Listed 2025-08-13

Chimney Heights Blvd Lot 6
Wolcott, NY  14590

Beds:
Baths:
Sq Ft:
Lot: 218,671 sf
Farm Map
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Current Property Rentals

Belinda Fratto currently has no rental properties available in Geneva and surrounding areas. Check back later.