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Cathy Candelaria
Real Estate Agent (Broker)
San Francisco - CA

Broker (CA: 00817030)

40 years experience

REALTOR® 1 Active Listings Serves San Francisco County, CA
View on Realtor.com

About Cathy Candelaria

**Cathy Candelaria: Broker Associate at Coldwell Banker**

With over 30 years of experience in the San Francisco real estate market, Cathy Candelaria stands out as a distinguished Broker Associate at Coldwell Banker. She is recognized for her integrity, dependability, and commitment to client satisfaction, making her a trusted advisor in the industry. Her comprehensive understanding of real estate finance, coupled with exceptional negotiation skills, equips her to manage a diverse range of transactions effectively. Cathy is fluent in Tagalog and has conversational proficiency in Spanish, enhancing her ability to connect with a broad clientele.

Cathy specializes in residential, commercial, income, and multi-unit properties, as well as condominiums. Her extensive network in the Bay Area, along with her experience working with international clients, allows her to navigate both straightforward transactions and intricate tax-deferred exchanges with ease. Clients appreciate her dedication to providing high-quality service and the personalized attention she offers throughout the buying or selling process.

Cathy's meticulous attention to detail and her commitment to going the extra mile have resulted in a loyal client base and numerous referrals. Her proactive approach and energetic demeanor contribute to her success in the competitive real estate landscape. She believes that "there is always a house for everyone; one just needs to maintain a positive outlook."

Beyond her professional endeavors, Cathy is actively involved in her community, participating in fundraising initiatives, sponsoring charity events, and volunteering locally. Her creative passions extend to home staging, floral design, and travel, reflecting her artistic flair. In her leisure time, she enjoys ballroom dancing and West Coast Swing, and she has a keen appreciation for gourmet cuisine and fashion.

San Francisco County, CA Real Estate Market Analysis (Single Family Homes)

$2,067,859
Avg. Listing Price
From Cathy's portfolio
3.3 / 2.6
Avg. Beds/Baths
Typical property size
2,191 sf
Avg. Square Footage
Interior living space
297
Active Listings
Current inventory

San Francisco County represents one of the most dynamic and concentrated real estate markets in the United States, where a single county encompasses an entire major metropolitan area. With 5,272 actively licensed real estate agents operating within just 47 square miles, this market demonstrates an extraordinary density of real estate professionals serving one of the world's most expensive housing markets. The county's unique geography as both a city and county creates a distinctive real estate ecosystem where agents navigate everything from Victorian homes in Pacific Heights to modern condominiums in South Beach.

What makes San Francisco County particularly fascinating is how its compact size belies the complexity of its real estate landscape. Every one of the 5,272 licensed agents maintains email contact information, reflecting the tech-savvy nature of this market where digital communication and virtual tours became standard practice long before the pandemic. The concentration of wealth, limited housing supply, and constant influx of tech workers create a market where agents must be exceptionally knowledgeable about micro-neighborhoods and zoning complexities.

Major San Francisco County, California Real Estate Markets

Unlike traditional counties with multiple cities, San Francisco County consists entirely of the City and County of San Francisco, creating distinct neighborhood markets that function almost like separate municipalities. The Financial District and South of Market (SOMA) areas drive the luxury condominium market, while neighborhoods like Noe Valley, Castro, and Mission Dolores represent some of the most sought-after residential areas. The Sunset and Richmond districts offer relatively more affordable single-family homes, though "affordable" remains relative in a market where median home prices consistently rank among the highest nationally.

Each neighborhood within San Francisco County operates with its own pricing dynamics and buyer demographics. Russian Hill and Pacific Heights cater to ultra-high-net-worth individuals, while emerging areas like Dogpatch and Potrero Hill attract tech professionals seeking newer construction and proximity to Silicon Valley companies. The Presidio area, with its mix of historic military housing converted to luxury residences, represents one of the most unique real estate submarkets in the country.

Market Dynamics and Geographic Complexity

San Francisco County's real estate market operates under some of the most restrictive zoning laws and rent control regulations in the nation, creating a complex environment where agents must navigate intricate legal frameworks. The city's famous hills, earthquake considerations, and historic preservation requirements add layers of complexity that require specialized knowledge. Surprisingly, despite its reputation for sky-high prices, the county maintains significant affordable housing initiatives and rent-controlled units that create diverse opportunities for different buyer segments.

The market's seasonality differs from typical California patterns, with fog patterns and microclimates affecting desirability throughout the year. Areas like Noe Valley and Mission District can be 15-20 degrees warmer than Richmond or Sunset districts, directly impacting property values and buyer preferences. This geographic complexity, combined with the tech industry's influence on employment patterns, creates rapid shifts in neighborhood desirability that successful agents must constantly monitor.

Why Businesses Need San Francisco County, California Agent Contact Data

The concentrated wealth and high transaction volumes in San Francisco County make it a prime target for businesses serving the real estate industry. With 5,272 agents handling some of the highest-value residential transactions in the country, this represents an exceptionally lucrative market for mortgage lenders, insurance providers, home improvement services, and luxury goods companies. The fact that all licensed agents maintain email addresses facilitates direct digital marketing campaigns to professionals who regularly work with high-net-worth clients.

Financial services companies, in particular, find San Francisco County agent networks invaluable for reaching affluent buyers and sellers who require specialized lending products, wealth management services, and investment opportunities. The county's agents often work with clients purchasing multiple properties, international buyers, and individuals with complex financial portfolios, making these professional relationships particularly valuable for businesses offering premium services and products.

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
2001 Van Ness Ave Ste 300
San Francisco, CA  94109
(San Francisco County)
Office Phone
415-474-1750
Office Fax
415-587-7835
Mobile
415-334-1880
Email
cathycandelaria@************
Website

Service Areas

San Francisco: CA

Current Property Listings

As of 1/31/2026, Cathy Candelaria has 1 property for sale in San Francisco and surrounding areas.

$7,300,000

Listed 2025-10-24

3340 Baker St
San Francisco, CA  94123

Beds: 5.0
Baths: 4.5
Sq Ft: 3,630
Lot: 4,718 sf
Single Family Map
View Full Details

Current Property Rentals

Cathy Candelaria currently has no rental properties available in San Francisco and surrounding areas. Check back later.