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Charlotte Steel

Charlotte Steel
Real Estate Agent (Salesperson)
Fleming Island FL

Salesperson (FL: 3452878)

7 years experience

REALTOR® 2 Active Listings Serves Clay County, FL
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Vanguard Realty

Office Website
Office Address
4371 Us Hwy 17 Ste 101
Fleming Island, FL  32003
(Clay County)
Office Phone
904-269-7117
Office Fax
904-264-5445
Mobile
352-478-5886
Email
char***************@*****.com
Show Email for $5

Service Areas

Bostwick: FL Oakleaf Plantation: FL Asbury Lake: FL Doctors Inlet: FL Middleburg: FL Lakeside: FL Bellair-Meadowbrook Terrace: FL Orange Park: FL Jacksonville: FL Keystone Heights: FL Lake Geneva: FL

About Charlotte Steel

As a dedicated real estate professional, this agent understands that earning your trust and business begins with empathy. Recognizing that your priorities are paramount, they are committed to ensuring that your needs drive every aspect of the buying or selling process. Their strong work ethic and commitment to client satisfaction have resulted in a robust network of referrals and repeat clients.

With over two decades of residency in North Florida, this agent has developed a deep appreciation for the region's stunning coastline and scenic routes, often explored on their Harley. Clay County is not just a place of work; it is home, where they have raised two children. Their daughter, Taylor, has enriched their life with a grandson, Carter, while their son, Dalton, recently graduated from the local school system and is preparing to serve in the United States Marine Corps.

A recent road trip across the country with Dalton highlighted the beauty of America and the kindness of its people, yet their hearts remain anchored in their beloved home. Future adventures may include a scenic journey along A1A to Key West.

As a founding member of the Clay County Business Association, this agent collaborates with local leaders to foster community engagement through events and volunteer initiatives. They are also actively involved with organizations focused on supporting children's needs, with a particular passion for Wind Therapy of Northeast Florida.

As your real estate agent, this professional is committed to providing exceptional service. They prioritize clear communication, ensuring prompt responses and regular updates throughout the transaction process. Understanding that buying or selling a home is a significant decision, they strive to make each experience memorable and free of unexpected challenges.

When you are ready to embark on your next adventure, this agent will work alongside you as a trusted partner. Backed by Coldwell Banker Vanguard Realty, they offer comprehensive support and resources. With Coldwell Banker's extensive online presence, your property will gain visibility across the country and beyond, while their expertise in social media will ensure it receives the local attention it deserves.

This agent looks forward to the opportunity to serve as your trusted real estate partner.

Clay County, FL Real Estate Market Analysis (Single Family Homes)

$411,132
Avg. Listing Price
From Charlotte's portfolio
3.7 / 2.5
Avg. Beds/Baths
Typical property size
2,105 sf
Avg. Square Footage
Interior living space
1588
Active Listings
Current inventory

Clay County, Florida presents a compelling real estate landscape that reflects the broader growth patterns of Northeast Florida while maintaining its own distinct character. Located just south of Jacksonville and straddling the St. Johns River, this county has experienced remarkable residential expansion as buyers seek more affordable alternatives to Duval County's higher-priced markets. The area's appeal stems from its combination of suburban convenience, natural amenities, and proximity to major employment centers.

What makes Clay County particularly interesting is its transformation from a largely rural county to one of Florida's fastest-growing suburban markets. With 3,016 actively licensed real estate agents serving the area, the market demonstrates robust professional activity that supports both residential sales and commercial development. The fact that all 3,016 agents maintain email contact information reflects the tech-savvy, digitally connected nature of today's real estate professionals in this evolving market.

Major Clay County, Florida Real Estate Markets

Orange Park serves as the county's commercial and residential hub, offering established neighborhoods alongside new construction developments. The city's proximity to Naval Air Station Jacksonville and major healthcare systems drives consistent demand for housing across various price points. Fleming Island represents the county's upscale residential market, featuring waterfront communities, golf course developments, and luxury subdivisions that attract buyers from throughout the Jacksonville metropolitan area.

Green Cove Springs, the county seat, combines historic charm with modern growth, while Middleburg and Keystone Heights offer more rural residential options that appeal to buyers seeking larger lots and a quieter lifestyle. The diversity of these markets creates opportunities for real estate professionals to specialize in everything from first-time homebuyer programs to luxury waterfront properties, explaining the substantial number of active agents serving the region.

Market Dynamics and Geographic Complexity

Clay County's real estate market operates across multiple micro-markets, each influenced by different factors including school district boundaries, proximity to water features, and accessibility to major highways like Interstate 295 and US Highway 17. The county's geography, with the St. Johns River creating natural boundaries and development corridors, requires agents to understand highly localized market conditions and pricing dynamics that can vary significantly within just a few miles.

Seasonal migration patterns, military relocations, and the spillover effect from Jacksonville's growth create year-round transaction activity that differs from many other Florida markets. This complexity demands sophisticated market knowledge and explains why the county supports such a large number of real estate professionals who must stay current on everything from flood zone regulations to new construction communities and resale inventory fluctuations.

Why Businesses Need Clay County, Florida Agent Contact Data

Companies serving the real estate industry can leverage Clay County's comprehensive agent database to reach professionals handling diverse transaction types across multiple price ranges and property categories. With all 3,016 agents maintaining current email addresses, businesses can efficiently target mortgage lenders, home inspectors, insurance providers, and construction services to agents actively working in specific submarkets or specializing in particular client segments.

The concentrated nature of Clay County's agent population creates opportunities for service providers to build meaningful business relationships through targeted outreach and market-specific offerings. Whether introducing new technology platforms, financial services, or professional development opportunities, having direct access to the complete agent network enables businesses to establish presence in a growing market where real estate professionals are actively seeking resources to serve their expanding client base.

Current Property Listings

As of 2/17/2026, Charlotte Steel has 2 properties for sale in Fleming Island and surrounding areas.

$45,000

Listed 2025-08-08

106 Star Lake Dr
Hawthorne, FL  32640

Beds:
Baths:
Sq Ft:
Lot: 27,007 sf
Land Map
View Full Details

$32,000

Listed 2026-02-15

7606 Montezuma Rd
Keystone Heights, FL  32656

Beds:
Baths:
Sq Ft:
Lot: 53,579 sf
Land Map
View Full Details

$80,000

Listed 2026-02-15

938 Village Green Dr
Jacksonville, FL  32234

Beds:
Baths:
Sq Ft:
Lot: 86,249 sf
Land Map
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$100,000

Listed 2026-02-15

16517 Village Green Dr N
Jacksonville, FL  32234

Beds: 3.0
Baths: 2.0
Sq Ft: 1,064
Lot: 83,200 sf
Mobile Map
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$305,000

Listed 2025-09-12

2235 Thomas Lynch Ct
Orange Park, FL  32073

Beds: 3.0
Baths: 2.0
Sq Ft: 1,680
Single Family Map
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Current Property Rentals

As of 2/9/2026, Charlotte Steel has the following rental properties available in Fleming Island and surrounding areas.

$1,500

Listed 2026-01-26

128 Serenity Dr
Melrose, FL  32666

Beds: 2.0
Baths: 2.0
Sq Ft: 930
Single Family Map
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