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Cindy Cole

Cindy Cole
Real Estate Agent (Broker Sales)
Destin FL

Broker Sales (FL: 3210066)

18 years experience

REALTOR® 5 Active Listings Serves Okaloosa County, FL
View on Realtor.com

Contact Information

Brokerage
Keller Williams Realty Emerald Coast Destin

Office Website
Office Address
36008 Emerald Coast Pkwy
Destin, FL  32541
(Okaloosa County)
Office Phone
850-654-2900
Office Fax
Mobile
850-502-6344
Email
cind*@***********.com
Show Email for $5

Service Areas

Miramar Beach: FL Santa Rosa Beach: FL Point Washington: FL Destin: FL

About Cindy Cole

**Cindy Cole: A Leading Force in Real Estate**

Cindy Cole has consistently been recognized as one of America’s premier real estate agents, earning a place among the top ½ of 1% of Realtors nationwide in sales volume. Since the inception of the Real Trends award in 2012, she has been honored annually, and she stands out as the leading Keller Williams agent across the five Gulf States. Her local reputation is unmatched.

With a robust background in marketing and entrepreneurship, Cindy attributes her success in the real estate sector to her extensive business acumen, dedication to excellence, and a relentless work ethic. Before transitioning to luxury real estate on the Emerald Coast, she excelled for over a decade as a top sales executive in Atlanta’s outdoor advertising industry, where she crafted innovative advertising solutions for major corporations, residential and commercial developers, and professional sports teams.

Cindy’s journey into sales and marketing began during her time as a journalism student at the University of Georgia. She continues to express her passion for storytelling by capturing the essence of homes in a way that resonates emotionally with potential buyers—whether it’s the gentle morning light that awakens a home or the picturesque landscape that leads to the water’s edge.

As a fully licensed Real Estate Broker and Certified Negotiation Expert, Cindy Cole Fine Homes is synonymous with some of the most creative marketing strategies on the Emerald Coast. Her insights and expertise have established her as a thought leader in the local real estate community, with contributions to publications such as Vie Magazine and The Destin Log. She has also shared her knowledge at events like the Walton County Chamber of Commerce’s Women’s Symposium and the Destin Business Empowered group.

Outside of her professional endeavors, Cindy enjoys traveling with her adult daughter, leading women’s groups, writing, and hosting fundraising events. Each year, Cindy Cole Fine Homes organizes several wine tasting and dinner gatherings for clients. Additionally, she is proud to support local initiatives, including Sinfonia Gulf Coast, Alaqua Animal Refuge, and the Destin Charity Wine Auction.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$629,436
Avg. Listing Price
From Cindy's portfolio
3.7 / 2.6
Avg. Beds/Baths
Typical property size
2,137 sf
Avg. Square Footage
Interior living space
1795
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/13/2026, Cindy Cole has 5 properties for sale in Destin and surrounding areas.

$992,500

Listed 2026-01-06

177 Lakeland Dr
Miramar Beach, FL  32550

Beds: 4.0
Baths: 4.0
Sq Ft: 2,360
Lot: 3,920 sf
Single Family Map
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$2,350,000

Listed 2026-01-30

265 Rue Martine
Miramar Beach, FL  32550

Beds: 5.0
Baths: 5.5
Sq Ft: 4,332
Single Family Map
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$1,845,000

Listed 2025-06-17

20 Sea Croft Cv
Santa Rosa Beach, FL  32459

Beds: 7.0
Baths: 7.0
Sq Ft: 3,157
Single Family Map
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$3,750,000

Listed 2026-01-29

W Village Beach Rd Lot 10
Santa Rosa Beach, FL  32459

Beds:
Baths:
Sq Ft:
Lot: 64,469 sf
Land Map
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$3,750,000

Listed 2025-08-12

907 Peacocks Point Dr
Destin, FL  32541

Beds: 5.0
Baths: 6.0
Sq Ft: 5,371
Lot: 18,731 sf
Single Family Map
View Full Details

Current Property Rentals

Cindy Cole currently has no rental properties available in Destin and surrounding areas. Check back later.