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Cynthia A Zimmermann

Cynthia A Zimmermann
Real Estate Agent (Salesperson)
Niceville FL

Salesperson (FL: 3482218)

6 years experience

REALTOR® 4 Active Listings Serves Okaloosa County, FL
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
350 E Johns Sims Pkwy Ste 402
Niceville, FL  32578
(Okaloosa County)
Office Phone
850-897-4563
Office Fax
850-897-4092
Mobile
850-897-4563
Email
cind************@********.com
Show Email for $5

Service Areas

Choctaw Beach: FL Niceville: FL Destin: FL

About Cynthia Zimmermann

Cindy Zimmermann is a licensed Realtor with Coldwell Banker, dedicated to assisting clients with their real estate needs. A resident of the Emerald Coast since 1999, Cindy and her family moved to Niceville when her husband was assigned to Eglin Air Force Base as an Internal Medicine Physician. Their four children were born and raised in this charming town, which boasts stunning white sandy beaches along the Gulf of Mexico. The strong sense of community and the birth of their youngest child at Eglin Hospital solidified their decision to make Niceville their permanent home, especially after her husband accepted a position at Sacred Heart Hospital.

Cindy's professional journey has been diverse. She holds a degree in mechanical engineering from the University of Dayton and began her career at General Motors. After relocating to Niceville, she purchased Happyland, a local private preschool that her children had attended. For 16 years, she managed the school as its director, fostering a nurturing environment for young learners. Once her children became more independent, Cindy transitioned into a career in real estate, drawing on her experience as an investment property owner.

In addition to her professional endeavors, Cindy enjoys boating and actively participates in local philanthropic efforts, cherishing the beauty of her community. Her commitment to trust and reliability is evident in her relationships within the community, cultivated through family, church, and business involvement.

Cindy values the integrity of Coldwell Banker, where collaboration among agents enhances collective success. As a Certified Global Luxury Agent and a member of the Luxury Guild, she brings a wealth of knowledge and resources to her clients. Recognized as the "Finest Real Estate Agent on the Emerald Coast" by readers of the Northwest Florida Daily News in both 2021 and 2022, she is well-equipped to guide clients through every stage of their real estate journey with confidence and expertise. Cindy is eager to assist you in navigating your real estate ventures.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$629,436
Avg. Listing Price
From Cynthia's portfolio
3.7 / 2.6
Avg. Beds/Baths
Typical property size
2,137 sf
Avg. Square Footage
Interior living space
1795
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/13/2026, Cynthia Zimmermann has 4 properties for sale in Niceville and surrounding areas.

$560,000

Listed 2026-01-17

1736 Wren Way
Niceville, FL  32578

Beds: 3.0
Baths: 2.0
Sq Ft: 2,099
Lot: 11,761 sf
Single Family Map
View Full Details

$565,000

Listed 2026-01-29

4442 Southminster Cir
Niceville, FL  32578

Beds: 3.0
Baths: 2.0
Sq Ft: 2,170
Lot: 12,632 sf
Single Family Map
View Full Details

$749,900

Listed 2026-02-06

1143 Deer Moss Loop
Niceville, FL  32578

Beds: 3.0
Baths: 2.5
Sq Ft: 2,290
Lot: 6,534 sf
Single Family Map
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$729,900

Listed 2026-02-06

19A Bayview Dr
Shalimar, FL  32579

Beds: 5.0
Baths: 3.0
Sq Ft: 2,417
Lot: 9,148 sf
Single Family Map
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$85,000

Listed 2025-05-21

Muzzle St Lot 59
Freeport, FL  32439

Beds:
Baths:
Sq Ft:
Lot: 11,326 sf
Land Map
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Current Property Rentals

Cynthia Zimmermann currently has no rental properties available in Niceville and surrounding areas. Check back later.