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Cynthia D White

Cynthia D White
Real Estate Agent (Broker License)
Independence KS

Broker License (KS: 00052363)

27 years experience

REALTOR® 15 Active Listings Serves Montgomery County, KS
View on Realtor.com

Contact Information

Brokerage
Bill White Real Estate

Office Website
Office Address
411 N Penn
Independence, KS  67301
(Montgomery County)
Office Phone
620-331-7060
Office Fax
620-331-6297
Mobile
620-330-1809
Email
cind*@***************.com
Show Email for $5

Service Areas

Independence: KS Sycamore: KS Dearing: KS Coffeyville: KS Parsons: KS Cherryvale: KS Caney: KS Tyro: KS Bartlesville: OK Dewey: OK

About Cynthia White

With a deep-seated passion for real estate, this professional excels in guiding clients through the intricacies of buying and selling homes. Committed to ensuring a seamless experience, they have cultivated a robust referral-based business, positioning themselves among the leading sales professionals in southeast Kansas. Their extensive network extends beyond state lines, facilitating support for sellers relocating out of the area.

Licensed in both Kansas and Oklahoma, they currently hold the role of President of the Kansas Association of Realtors and actively participate on several state committees. Before transitioning into real estate, they spent nine years in accounting, auditing, and business management in Kansas City and Wichita, equipping them with a strong analytical foundation and a keen understanding of market dynamics.

Montgomery County, KS Real Estate Market Analysis (Single Family Homes)

$198,508
Avg. Listing Price
From Cynthia's portfolio
3.1 / 1.9
Avg. Beds/Baths
Typical property size
1,764 sf
Avg. Square Footage
Interior living space
169
Active Listings
Current inventory

Montgomery County, Kansas presents a distinctive real estate landscape characterized by agricultural heritage meeting modern residential needs. Located in southeastern Kansas, this rural county encompasses communities like Independence, Coffeyville, and Caney, where property values reflect both the area's farming roots and its proximity to larger metropolitan areas. The market here operates at a more intimate scale compared to urban centers, with 81 actively licensed real estate agents serving the entire county's diverse property needs.

What makes Montgomery County particularly interesting is how its real estate patterns diverge from typical Kansas markets. While many rural Kansas counties struggle with population decline, Montgomery County's strategic location near the Oklahoma border and its industrial base in oil refining create unique demand drivers. The complete digital connectivity of the local real estate community, with all 81 licensed agents maintaining email contact information, reflects a surprisingly tech-forward approach for a traditionally agricultural region.

Major Montgomery County, Kansas Real Estate Markets

Independence serves as the county seat and primary real estate hub, where historic downtown properties mix with suburban developments catering to families working in the area's energy sector. The city's proximity to Independence Community College creates steady rental demand, while its established neighborhoods offer affordable homeownership opportunities that attract buyers from more expensive Kansas markets. Coffeyville, the county's second-largest city, features a distinct industrial character with properties often tied to the refining industry and cross-border commerce with Oklahoma.

The smaller communities of Caney, Elk City, and Liberty present rural residential opportunities that appeal to buyers seeking larger lots and agricultural lifestyle properties. These markets often feature century farms, acreages suitable for hobby farming, and residential properties with significant land holdings. The county's location within commuting distance of Bartlesville, Oklahoma, adds an interstate dimension to buyer demographics that agents must navigate carefully.

Market Dynamics and Geographic Complexity

Montgomery County's real estate market exhibits seasonal patterns heavily influenced by agricultural cycles and school calendars, with spring and early summer representing peak activity periods. Property types range from downtown commercial buildings requiring historical renovation expertise to modern rural homes on multi-acre plots. The market's complexity increases due to mineral rights considerations, as oil and gas interests often separate from surface ownership, requiring agents to understand energy lease implications.

Price points vary dramatically across the county, from affordable starter homes in established neighborhoods to premium agricultural properties commanding higher per-acre values due to productive soils and water rights. The relatively small agent population means most professionals handle diverse property types, from residential sales to farm and ranch transactions, making specialization less common than in metropolitan markets.

Why Businesses Need Montgomery County, Kansas Agent Contact Data

Mortgage lenders and title companies benefit enormously from direct access to Montgomery County's 81 licensed agents, as the rural market's complexity demands strong professional relationships to navigate property histories, mineral rights, and agricultural financing requirements. Insurance providers specializing in rural properties, farm coverage, and flood insurance find these agent connections essential for reaching property owners in flood-prone areas along the Verdigris River and other waterways.

Home improvement contractors, particularly those specializing in well systems, septic services, and agricultural building construction, rely on agent networks to identify renovation opportunities and connect with rural property owners planning improvements. The guaranteed email accessibility of all licensed agents streamlines communication for service providers, creating efficient channels for reaching decision-makers in this geographically dispersed but digitally connected market.

Current Property Listings

As of 2/17/2026, Cynthia White has 15 properties for sale in Independence and surrounding areas. These are the top 10 listings.

$165,000

Listed 2025-06-05

1620 Belmont Ave
Parsons, KS  67357

Beds: 2.0
Baths: 1.0
Sq Ft: 867
Lot: 20,909 sf
Single Family Map
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$250,000

Listed 2025-06-05

2607 Newell Ave
Parsons, KS  67357

Beds: 3.0
Baths: 2.0
Sq Ft: 1,526
Lot: 16,553 sf
Single Family Map
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$90,000

Listed 2025-10-02

201 S Inglewood Ave
Coffeyville, KS  67337

Beds: 2.0
Baths:
Sq Ft: 1,277
Lot: 288,803 sf
Single Family Map
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$137,500

Listed 2026-01-13

1314 W 5th St
Coffeyville, KS  67337

Beds: 4.0
Baths: 2.0
Sq Ft: 1,102
Lot: 5,663 sf
Single Family Map
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$150,000

Listed 2025-11-21

104 Warwick Rd
Coffeyville, KS  67337

Beds: 4.0
Baths: 2.0
Sq Ft: 1,784
Lot: 16,988 sf
Single Family Map
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$350,000

Listed 2024-11-29

401 Taylor Rd
Independence, KS  67301

Beds: 4.0
Baths: 2.5
Sq Ft: 5,498
Lot: 39,640 sf
Single Family Map
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$250,000

Listed 2025-06-05

00000C Liberty Ln
Independence, KS  67301

Beds: 3.0
Baths: 2.0
Sq Ft: 1,526
Lot: 84,071 sf
Single Family Map
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$165,000

Listed 2025-06-04

00000A American Way
Independence, KS  67301

Beds: 2.0
Baths: 1.0
Sq Ft: 867
Lot: 28,750 sf
Single Family Map
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$200,000

Listed 2025-06-04

00000B American Way
Independence, KS  67301

Beds: 2.0
Baths: 2.0
Sq Ft: 1,240
Lot: 84,071 sf
Single Family Map
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$164,900

Listed 2025-10-23

1515 County Road 3070
Pawhuska, OK  74056

Beds: 3.0
Baths: 2.0
Sq Ft: 1,344
Lot: 130,680 sf
Single Family Map
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Current Property Rentals

Cynthia White currently has no rental properties available in Independence and surrounding areas. Check back later.