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Dawn M Deckard

Dawn M Deckard
Real Estate Agent (Salesperson)
Panama City Beach FL

Salesperson (FL: 3473152)

6 years experience

REALTOR® 6 Active Listings Serves Bay County, FL
View on Realtor.com

Contact Information

Brokerage
Keller Williams Success Realty

Office Website
Office Address
309 Richard Jackson Blvd Ste 200
Panama City Beach, FL  32407
(Bay County)
Office Phone
850-249-0313
Office Fax
866-249-0775
Mobile
850-867-2445
Email
dawn*******@**.com
Show Email for $5

Service Areas

Cedar Grove: FL Panama City: FL Springfield: FL P C Beach: FL Lynn Haven: FL Parker: FL Callaway: FL Pretty Bayou: FL Panama City Beach: FL Upper Grand Lagoon: FL Lower Grand Lagoon: FL Seacrest: FL Laguna Beach: FL Grande Pointe: FL Alys Beach: FL Watersound: FL Youngstown: FL Chipley: FL Wausau: FL Tyndall AFB: FL Inlet Beach: FL

About Dawn Deckard

Dawn is a dedicated Realtor® committed to providing personalized service throughout the home buying and selling journey. With a focus on clear communication, [he/she/they] ensures clients are informed at every stage, from financing to closing.

Dawn offers comprehensive support, including assistance with securing financing, professional photography for property listings, scheduling inspections, and expertly negotiating contracts. [He/She/They] is dedicated to understanding each client's unique circumstances and prioritizing their best interests.

Having resided in the Panama City Beach and the Florida Panhandle for 17 years, Dawn possesses extensive knowledge of the local market. [He/She/They] and [his/her/their] husband have raised two sons in the area, who are actively involved in local charter schools and the marching band. A passion for the outdoors and camping complements [his/her/their] appreciation for the region's beautiful beaches.

As the daughter of a 30-year United States Air Force veteran, Dawn has a deep understanding of the benefits of VA loans and the unique needs of military families. [He/She/They] is ready to be your trusted Realtor®, providing the expertise and support you need for a successful real estate experience. References are available upon request.

Bay County, FL Real Estate Market Analysis (Single Family Homes)

$587,971
Avg. Listing Price
From Dawn's portfolio
3.5 / 2.6
Avg. Beds/Baths
Typical property size
2,009 sf
Avg. Square Footage
Interior living space
1922
Active Listings
Current inventory

Bay County, Florida's real estate market represents one of the Gulf Coast's most dynamic and resilient property landscapes, serving as a crucial economic engine for the Florida Panhandle. With 3,619 total actively licensed agents operating throughout the region, this market demonstrates remarkable depth and professional engagement, particularly noteworthy given the area's recovery and growth following Hurricane Michael in 2018. The concentration of real estate professionals reflects both the ongoing rebuilding efforts and the sustained interest in this coastal paradise that offers significantly more affordable waterfront living compared to other Florida markets.

What makes Bay County's agent network particularly valuable is the complete digital connectivity of its professional community—all 3,619 licensed agents maintain email contact information, creating unprecedented opportunities for seamless communication and business development. This level of digital engagement reflects a market that has embraced modern technology and professional standards, making it an ideal environment for both traditional real estate transactions and innovative proptech solutions.

Major Bay County, Florida Real Estate Markets

Panama City serves as the metropolitan hub of Bay County's real estate activity, anchored by significant military presence from Tyndall Air Force Base and a growing tourism economy centered around Panama City Beach. The market extends from the historic downtown Panama City area, where urban revitalization projects are driving new development, to the pristine beaches that command premium prices for vacation rentals and seasonal properties. Lynn Haven and Callaway represent emerging suburban markets, offering family-friendly communities with competitive pricing that attracts both permanent residents and investment buyers seeking rental opportunities.

The coastal corridor from Panama City Beach to Mexico Beach creates a diverse range of property types and price points, from luxury beachfront condominiums to modest beach cottages that survived recent storms and now command surprising value. Interestingly, the inland areas around Fountain, Youngstown, and Southport have experienced unexpected growth as buyers seek affordable acreage and hurricane-resistant locations while maintaining reasonable access to coastal amenities and employment centers.

Market Dynamics and Geographic Complexity

Bay County's real estate market operates across multiple distinct micro-markets, each with unique seasonal patterns, buyer demographics, and pricing structures that require specialized local knowledge to navigate effectively. The post-hurricane rebuilding boom created unusual inventory dynamics, with newly constructed homes often selling alongside pre-storm properties at dramatically different price points, while insurance considerations and building code changes add layers of complexity that challenge even experienced agents.

The market experiences pronounced seasonal fluctuations driven by vacation rental demand, military family relocations, and snowbird migration patterns, creating opportunities for agents who understand these cyclical trends. Surprisingly, the area has also attracted significant remote worker migration, with buyers from higher-cost markets discovering that Bay County offers exceptional quality of life, modern infrastructure, and coastal access at prices that seem almost impossible compared to markets like South Florida or California.

Why Businesses Need Bay County, Florida Agent Contact Data

Real estate service providers, from mortgage lenders to home improvement contractors, require direct access to Bay County's comprehensive agent network to effectively penetrate this rebuilding market where construction, renovation, and new home sales create enormous opportunities for B2B partnerships. The complete email coverage across all 3,619 agents enables targeted marketing campaigns for everything from insurance products to smart home technology, while the market's growth trajectory ensures sustained demand for professional services.

Technology companies and financial services firms particularly benefit from this agent contact data, as Bay County's professionals have demonstrated unusual openness to adopting new tools and services that help them serve clients navigating complex post-disaster real estate transactions. The combination of tech-savvy agents and a rapidly evolving market creates ideal conditions for introducing innovative products and services that can scale throughout the broader Florida Panhandle region.

Current Property Listings

As of 2/17/2026, Dawn Deckard has 6 properties for sale in Panama City Beach and surrounding areas.

$350,000

Listed 2026-01-16

4812 Derby Dr
Chipley, FL  32428

Beds: 3.0
Baths: 2.0
Sq Ft: 1,489
Lot: 66,211 sf
Single Family Map
View Full Details

$40,000

Listed 2025-12-01

912 E 8th Ct
Panama City, FL  32401

Beds:
Baths:
Sq Ft:
Lot: 5,663 sf
Land Map
View Full Details

$295,000

Listed 2026-02-14

5412 Lance St
Panama City, FL  32404

Beds: 3.0
Baths: 2.5
Sq Ft: 1,461
Lot: 13,068 sf
Single Family Map
View Full Details

$55,000

Listed 2025-06-02

444 22nd Ave
Apalachicola, FL  32320

Beds:
Baths:
Sq Ft:
Lot: 6,098 sf
Land Map
View Full Details

$185,000

Listed 2026-01-23

1116 E Park St
Panama City, FL  32404

Beds: 2.0
Baths: 1.0
Sq Ft: 874
Lot: 4,792 sf
Single Family Map
View Full Details

$250,000

Listed 2026-01-31

134 N Larry Dr
Panama City, FL  32404

Beds: 4.0
Baths: 2.0
Sq Ft: 2,176
Lot: 12,197 sf
Mobile Map
View Full Details

$269,900

Listed 2025-11-04

8743 Thomas Dr Unit 331
Panama City Beach, FL  32408

Beds: 1.0
Baths: 2.0
Sq Ft: 740
Condos Map
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Current Property Rentals

As of 2/17/2026, Dawn Deckard has the following rental properties available in Panama City Beach and surrounding areas.

$1,800

Listed 2025-04-11

1109 Lighthouse Rd
Panama City Beach, FL  32407

Beds: 2.0
Baths: 2.0
Sq Ft: 965
Condos Map
View Full Details

$1,600

Listed 2025-08-01

5102 E 12th St Lot 12
Panama City, FL  32404

Beds: 3.0
Baths: 2.0
Sq Ft:
Mobile Map
View Full Details