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Debbie K Lewis

Debbie K Lewis
Real Estate Agent (Salesperson)
Niceville FL

Salesperson (FL: 617586)

32 years experience

REALTOR® 2 Active Listings Serves Okaloosa County, FL
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Contact Information

Brokerage
Era American Real Estate - Niceville

Office Website
Office Address
409 E John Sims Pky Ste 1
Niceville, FL  32578
(Okaloosa County)
Office Phone
800-724-2014
Office Fax
850-678-0091
Mobile
850-678-5355
Email
debb********@***.com
Show Email for $5

Service Areas

Crestview: FL Destin: FL Valparaiso: FL Eglin AFB: FL Eglin: FL Hurlburt Field: FL Fort Walton Beach: FL Okaloosa Island: FL Wright: FL Cinco Bayou: FL Mary Esther: FL Choctaw Beach: FL Niceville: FL Shalimar: FL Lake Lorraine: FL

About Debbie Lewis

Debbie is a seasoned real estate professional with over 24 years of experience, specializing in properties within Niceville, particularly the Rocky Bayou and Blue Water Bay neighborhoods. As the spouse of a retired military service member, she possesses a unique understanding of the challenges associated with military relocations. Debbie is dedicated to facilitating smooth transitions for families, whether they are seeking a starter home near the base or a larger residence overlooking the water or a golf course.

Her clients consistently commend her for her exceptional customer service, unwavering dedication, and commitment to their needs. Debbie is eager to assist you in finding the perfect home tailored to your requirements.

Her credentials include:

- ERA Franchise Circle of Achievement
- Certified Probate Real Estate Specialist
- Certified Residential Specialist (CRS)
- Accredited Buyer’s Representative (ABR)
- Graduate REALTOR Institute (GRI)
- Military Relocation Professional (MRP)
- Military Certified Residential Specialist (MCRS)
- Performance Management Network (PMN)
- Seniors Real Estate Specialist (SRES)
- Member of the Women’s Council of Realtors (WCR)

Beyond her professional endeavors, Debbie is an avid car enthusiast who actively contributes to her community through her car club. She plays a vital role in the local Chamber of Commerce, welcoming new members and businesses. Additionally, Debbie has collaborated with the Niceville Rotary Club for many years, directing floats for the Christmas Parade and creating one of the most spectacular holiday displays in the area, earning her the nickname "The Christmas Lady." Her display attracts around 20,000 visitors annually.

Debbie also participates in the annual “Shred It” event with ERA American, raising funds for the Muscular Dystrophy Association. Since the fall of 2014, she has been a mentor to students at Plew Elementary School, further demonstrating her commitment to the community.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$621,794
Avg. Listing Price
From Debbie's portfolio
3.6 / 2.6
Avg. Beds/Baths
Typical property size
2,130 sf
Avg. Square Footage
Interior living space
1720
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/13/2026, Debbie Lewis has 2 properties for sale in Niceville and surrounding areas.

$385,000

Listed 2026-02-11

2024 Bayshore Dr
Niceville, FL  32578

Beds: 3.0
Baths: 2.0
Sq Ft: 1,866
Lot: 12,632 sf
Single Family Map
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$25,000

Listed 2025-08-15

Eagle Ct Lot 123
Crestview, FL  32539

Beds:
Baths:
Sq Ft:
Lot: 45,302 sf
Land Map
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$320,000

Listed 2026-01-06

427 Hatchee Dr
Crestview, FL  32536

Beds: 4.0
Baths: 3.0
Sq Ft: 2,745
Lot: 12,632 sf
Single Family Map
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Current Property Rentals

As of 2/13/2026, Debbie Lewis has the following rental properties available in Niceville and surrounding areas.

$2,175

Listed 2025-10-11

162 Meadowbrook Ct
Niceville, FL  32578

Beds: 3.0
Baths: 2.0
Sq Ft: 1,044
Lot: 4,356 sf
Single Family Map
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$2,400

Listed 2025-10-24

8393 New Orleans Ct
Navarre, FL  32566

Beds: 4.0
Baths: 2.0
Sq Ft: 2,025
Lot: 8,712 sf
Single Family Map
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