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Debra Kilmer

Debra Kilmer
Real Estate Agent
Bay City MI

(MI: 6502388684)

17 years experience

REALTOR® 1 Active Listings Serves Bay County, MI
View on Realtor.com

Contact Information

Brokerage
Debra Kilmer Real Estate
Office Address
300 Ctr Ave Ste 102
Bay City, MI  48708
(Bay County)
Office Phone
989-686-3400
Office Fax
989-686-3404
Mobile
989-450-4456
Email
debr*@***********.com
Show Email for $5

Service Areas

Buena Vista: MI Robin Glen-Indiantown: MI Bridgeport: MI Zilwaukee: MI Saginaw: MI Carrollton: MI Shields: MI Auburn: MI Kawkawlin: MI Linwood: MI Midland: MI Hope: MI Pinconning: MI Bay City: MI Essexville: MI

About Debra Kilmer

"Professional Service with a Personal Connection" is more than just a slogan: it is how I do business! "Professional Service" begins with my knowledge and experience with the housing market here in mid Michigan and includes the use of the most up to date technology available quick and open communication excellent negotiating skills and more!My clients are never assigned to an assistant or team member and get my full time attention seven days a week There is no "I" in team and I take responsibility for their sale from the first contact through to the closing table and beyond I truly feel a "Personal Connection" with each and every one of my clients

Bay County, MI Real Estate Market Analysis (Single Family Homes)

$198,463
Avg. Listing Price
From Debra's portfolio
3.1 / 1.8
Avg. Beds/Baths
Typical property size
1,582 sf
Avg. Square Footage
Interior living space
293
Active Listings
Current inventory

Bay County, Michigan's real estate market offers a compelling blend of urban convenience and Great Lakes charm, anchored by the city of Bay City and its surrounding communities along Saginaw Bay. With 413 actively licensed real estate agents serving the region, this market maintains a robust professional network that reflects both the area's industrial heritage and its growing appeal as a recreational destination. The county's strategic position between major metropolitan areas creates unique opportunities for both residential and commercial development.

What makes Bay County particularly intriguing is its combination of affordable housing stock and waterfront accessibility, attracting buyers from across Michigan's thumb region. The market benefits from a diverse economic base that includes manufacturing, healthcare, and tourism, providing stability that many rural Michigan counties lack. All 413 licensed agents maintain email contact information, indicating a tech-savvy professional community that stays connected in an increasingly digital marketplace.

Major Bay County, Michigan Real Estate Markets

Bay City serves as the county's primary real estate hub, featuring a revitalized downtown district along the Saginaw River and established residential neighborhoods that blend historic charm with modern amenities. The city's ongoing riverfront development projects have sparked renewed interest in urban living, while surrounding communities like Essexville, Auburn, and Pinconning offer more suburban and rural lifestyle options. Each area maintains distinct character, from Bay City's Victorian-era homes to newer developments in townships like Bangor and Frankenlust.

The county's western regions, including communities like Linwood and Kawkawlin, have emerged as particularly attractive markets due to their proximity to Saginaw Bay recreational opportunities. These areas often see seasonal market fluctuations driven by summer cottage demand and year-round residents seeking waterfront access. The diversity of available properties ranges from modest starter homes under $100,000 to luxury waterfront estates, creating opportunities across multiple price segments.

Market Dynamics and Geographic Complexity

Bay County's real estate market operates with surprising complexity despite its relatively compact size, influenced by factors including seasonal tourism patterns, proximity to major employers like McLaren Bay Region hospital, and the ongoing revitalization of Bay City's downtown core. The market shows resilience against broader economic downturns, partly due to affordable entry points that attract first-time homebuyers and investors from larger Michigan markets seeking better value propositions.

Geographic features play a crucial role in property values and market dynamics, with waterfront and water-view properties commanding premiums while inland areas offer excellent affordability. The county's network of rivers, including the Saginaw, Kawkawlin, and Pinconning rivers, creates numerous micro-markets with distinct characteristics. Agricultural land transitions and zoning changes also influence market patterns, particularly in townships experiencing gradual residential development pressure from Bay City's expansion.

Why Businesses Need Bay County, Michigan Agent Contact Data

Service providers targeting Bay County's real estate sector can leverage the complete email database of all 413 licensed agents to efficiently reach this concentrated professional market. Unlike larger metropolitan areas where agents may be scattered across numerous brokerages and specializations, Bay County's agent network is more accessible and interconnected, making targeted marketing campaigns particularly effective for mortgage lenders, home inspectors, contractors, and professional service providers.

The 100% email availability rate among licensed agents reflects a professional community that embraces digital communication, making email marketing campaigns more reliable and cost-effective than traditional direct mail approaches. This comprehensive contact data enables businesses to segment outreach based on geographic specializations, experience levels, or brokerage affiliations, ensuring more personalized and relevant communications that drive higher engagement rates and stronger professional relationships within Bay County's tight-knit real estate community.

Current Property Listings

As of 2/7/2026, Debra Kilmer has 1 property for sale in Bay City and surrounding areas.

$242,500

Listed 2026-01-23

3815 Monitor Rd
Bay City, MI  48706

Beds: 5.0
Baths: 2.0
Sq Ft: 2,471
Lot: 34,848 sf
Single Family Map
View Full Details

Current Property Rentals

Debra Kilmer currently has no rental properties available in Bay City and surrounding areas. Check back later.