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Elba B Cruz

Elba B Cruz
Real Estate Agent (Broker Sales)
Miami FL

Broker Sales (FL: 3092328)

26 years experience

REALTOR® 1 Active Listings Serves Miami-Dade County, FL
View on Realtor.com

Contact Information

Brokerage
Realty Investments Corp
Office Address
3611 Sw 87 Ave
Miami, FL  33165
(Miami-Dade County)
Office Phone
305-559-0330
Office Fax
305-777-8841
Mobile
305-798-4828
Email
elba********@*****.com
Show Email for $5

Service Areas

Olympia Heights: FL Westwood Lakes: FL Sunset: FL University Park: FL Westchester: FL Kendale Lakes: FL Tamiami: FL Sweetwater: FL Doral: FL Fountainebleau: FL Kendall: FL Kendall West: FL Perrine: FL Palmetto Estates: FL Cutler Bay: FL West Perrine: FL Palmetto Bay: FL Village of Palmetto Bay: FL Richmond Heights: FL Cutler Ridge: FL South Miami Heights: FL Hialeah: FL Opa-locka: FL Miami Lakes: FL Miami Gardens: FL Palm Springs North: FL Country Club: FL Hialeah Gardens: FL Miami: FL Coral Gables: FL West Miami: FL Coral Terrace: FL Ludlam: FL Glenvar Heights: FL South Miami: FL Miami Beach: FL Carl Fisher: FL North Bay Village: FL Indian Creek: FL Surfside: FL Bal Harbour: FL Bay Harbor Islands: FL Pinecrest: FL Gables By The Sea: FL Richmond West: FL Three Lakes: FL Goulds: FL Quail Heights: FL The Hammocks: FL The Crossings: FL Country Walk: FL Princeton: FL Homestead: FL Redland: FL Homestead Base: FL Naranja: FL Leisure City: FL Florida City: FL Flamingo Lodge: FL

About Elba Cruz

**Certifications and Licenses**
- Florida Board Certified Real Estate Broker
- EQUATOR Platinum REO and Short Sale Certified

**Professional Experience**
With over six years as an REO Broker, this professional has adeptly managed a range of responsibilities, including evictions, cash-for-keys negotiations, property cleanouts, boarding, Broker Price Opinions (BPO), and conducting weekly asset inspections.

Possessing a robust background in marketing, they effectively promote listings across various platforms, ensuring maximum visibility. Since 2007, they have specialized in short sales, skillfully negotiating with lenders, management companies, and homeowners’ associations.

Their expertise extends to government programs such as HAFA, HAMP, and HARP, facilitating assistance through Fannie Mae and Freddie Mac. As an active buyer’s agent, they focus on first-time homebuyers, guiding them in securing government assistance.

Additionally, they serve as a real estate instructor for the Farmworker Center Inc., a nonprofit organization dedicated to providing free educational workshops for first-time homebuyers and offering strategic advice to homeowners facing distress, including alternatives to foreclosure.

This agent specializes in the sale of condominiums in Miami Beach and Bay Harbor (zip codes 33140, 33141, and 33154), catering particularly to foreign investors.

Miami-Dade County, FL Real Estate Market Analysis (Single Family Homes)

$2,078,732
Avg. Listing Price
From Elba's portfolio
3.8 / 3.0
Avg. Beds/Baths
Typical property size
2,342 sf
Avg. Square Footage
Interior living space
7820
Active Listings
Current inventory

Miami-Dade County stands as one of Florida's most dynamic and complex real estate markets, driven by international investment, luxury developments, and diverse demographic shifts. The market encompasses everything from ultra-luxury waterfront properties in Fisher Island to emerging neighborhoods in Homestead, creating opportunities across every price point and property type. With 86,095 total actively licensed agents operating throughout the county, the market demonstrates both robust activity and intense competition among real estate professionals.

What makes Miami-Dade particularly fascinating is its role as a gateway between Latin America and the United States, attracting cash buyers from across the Americas and Europe. This international influence creates pricing dynamics rarely seen elsewhere, where luxury condominiums in Brickell can command Manhattan-level prices while single-family homes in Kendall offer more traditional suburban value propositions.

Major Miami-Dade County, Florida Real Estate Markets

The county's real estate landscape divides into distinct geographic markets, each with unique characteristics and buyer profiles. Downtown Miami and Brickell represent the urban luxury segment, featuring high-rise condominiums and modern developments that attract international investors and young professionals. Miami Beach, including South Beach and Mid-Beach, commands premium prices for its iconic Art Deco architecture and oceanfront properties, while Coral Gables maintains its reputation for Mediterranean Revival estates and family-oriented neighborhoods.

Suburban markets like Kendall, Doral, and Aventura cater to families seeking newer construction and planned communities, often with excellent schools and amenities. Meanwhile, emerging areas such as Little Haiti, Overtown, and parts of Homestead are experiencing gentrification and development pressure, creating opportunities for both investors and first-time homebuyers. Each submarket operates with different pricing mechanisms, buyer expectations, and seasonal patterns.

Market Dynamics and Geographic Complexity

Miami-Dade's real estate market operates on multiple seasonal cycles simultaneously, influenced by snowbird migration patterns, international tourism, and hurricane season considerations. The luxury market peaks during winter months when wealthy buyers from colder climates make purchasing decisions, while family-oriented neighborhoods see more consistent activity year-round. Cash transactions represent a significantly higher percentage of sales compared to national averages, particularly in luxury segments where international buyers predominate.

Geographic complexity adds another layer of market sophistication, as flood zones, hurricane risk assessments, and sea-level rise concerns increasingly influence property values and insurance costs. Properties in Pinecrest command different risk profiles than those in Key Biscayne, while inland communities like Doral offer different value propositions than barrier island locations. These factors create micro-markets within the broader county, each requiring specialized knowledge and expertise.

Why Businesses Need Miami-Dade County, Florida Agent Contact Data

The concentration of 86,095 actively licensed agents with email contact information represents an enormous business opportunity for service providers, technology companies, and financial institutions. These agents handle billions in transaction volume annually and require everything from marketing services and lead generation tools to continuing education and professional development resources. The international nature of Miami-Dade's market means agents often need specialized services for currency conversion, international wire transfers, and cross-border tax planning.

Companies offering property management software, virtual tour technology, translation services, and luxury marketing solutions find particularly receptive audiences among Miami-Dade agents. The competitive nature of the market drives agents to adopt new technologies and services that provide competitive advantages, making this agent database valuable for businesses seeking to expand their presence in one of America's most sophisticated real estate markets.

Current Property Listings

As of 2/7/2026, Elba Cruz has 1 property for sale in Miami and surrounding areas.

$299,000

Listed 2025-10-04

3772 SE 2nd Dr Unit 3772
Homestead, FL  33033

Beds: 3.0
Baths: 2.5
Sq Ft: 1,407
Townhomes Map
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Current Property Rentals

As of 2/7/2026, Elba Cruz has the following rental property available in Miami and surrounding areas.

$3,100

Listed 2025-12-20

10710 NW 66th St Apt 103
Doral, FL  33178

Beds: 3.0
Baths: 2.0
Sq Ft: 1,710
Condos Map
View Full Details

$2,200

Listed 2025-06-03

8701 SW 12th St Apt 21
Miami, FL  33174

Beds: 2.0
Baths: 1.0
Sq Ft: 868
Condos Map
View Full Details

$2,100

Listed 2025-12-20

3401 SW 9th Ter Unit 2B
Miami, FL  33135

Beds: 2.0
Baths: 1.0
Sq Ft: 725
Condos Map
View Full Details

$2,000

Listed 2026-01-13

5055 NW 7th St Apt 403
Miami, FL  33126

Beds: 2.0
Baths: 2.0
Sq Ft: 935
Condos Map
View Full Details