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Frances M Altman

Frances M Altman
Real Estate Agent (Resident Real Estate Broker)
Saint Cloud MN

Resident Real Estate Broker (MN: 40164569)

17 years experience

REALTOR® 10 Active Listings Serves Stearns County, MN
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Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
2680 W Saint Germain St
Saint Cloud, MN  56301
(Stearns County)
Office Phone
320-253-7373
Office Fax
320-253-7185
Mobile
320-253-7373
Email
fmal****@********.com
Show Email for $5

Service Areas

Annandale: MN Santiago: MN Becker: MN Clear Lake: MN Silver Creek: MN St. Augusta: MN Clearwater: MN Kingston: MN Kimball: MN Rockville: MN Fairhaven: MN South Haven: MN St. Cloud: MN St. Joseph: MN Waite Park: MN Sartell: MN Albany: MN St. Anthony: MN Avon: MN Collegeville: MN Cold Spring: MN Richmond: MN Ronneby: MN Gilman: MN Foley: MN Oak Park: MN Rice: MN Sauk Rapids: MN

About Frances Altman

**Services Offered**
Coldwell Banker Burnet provides a comprehensive suite of services tailored for both home buyers and sellers. Their offerings encompass expert coordination throughout the home search process, strategic property marketing, negotiation of purchase or sale agreements, and meticulous attention to closing details. For properties of exceptional quality, the Previews-Distinctive Homes Division offers specialized resources. Additionally, clients can benefit from marketing support via the Urban Lifestyles & New Homes Division, home financing options through Guaranteed Rate Affinity, title insurance and closing services through Burnet Title, as well as assistance from Burnet Insurance, Burnet Relocation, and Burnet Property & Rental Resources.

**Business Philosophy**
The core philosophy at Coldwell Banker Burnet is centered on ensuring a positive experience for every client. This commitment is realized through the collaborative efforts of a dedicated team, all focused on the successful execution of housing transactions. Since its inception in the 1970s, the firm has consistently received high praise from clients across Minnesota and western Wisconsin. Coldwell Banker Burnet is committed to maintaining this tradition of excellence and looks forward to serving future clients.

**Technological Innovation**
Coldwell Banker Burnet has consistently been at the forefront of real estate technology. Clients can trust that the firm utilizes the latest technological advancements to effectively market properties and streamline the home search process. This includes access to their proprietary HomeQuest property search software and a robust online marketing strategy.

**Mission Statement**
Since its establishment in 1973, Coldwell Banker Burnet has operated under a guiding set of principles, which have evolved to meet changing market conditions while maintaining a consistent mission. Their mission is to foster and promote positive experiences for clients and communities, facilitate opportunities for personal development, encourage innovation and change, and cultivate a fun, fulfilling, and respectful workplace environment.

Stearns County, MN Real Estate Market Analysis (Single Family Homes)

$382,964
Avg. Listing Price
From Frances's portfolio
3.5 / 2.4
Avg. Beds/Baths
Typical property size
2,186 sf
Avg. Square Footage
Interior living space
502
Active Listings
Current inventory

Stearns County, Minnesota presents a fascinating real estate landscape that extends far beyond its county seat of St. Cloud. With 412 total actively licensed agents serving the region, this central Minnesota market demonstrates remarkable depth and professional coverage that rivals much larger metropolitan areas. What makes this particularly impressive is that all 412 agents maintain current email contact information, indicating a tech-savvy professional community that embraces digital communication and modern marketing practices.

The real estate dynamics here reflect Minnesota's broader economic stability while showcasing unique local characteristics. From lakefront properties scattered across dozens of pristine lakes to agricultural transitions happening in townships like Paynesville and Richmond, Stearns County offers surprising diversity in property types and price points. The presence of St. Cloud State University creates consistent rental demand, while growing communities like Sartell and Sauk Centre attract families seeking affordable alternatives to Twin Cities suburban living.

Major Stearns County, Minnesota Real Estate Markets

St. Cloud dominates as the primary real estate hub, but the county's market complexity extends into numerous smaller cities that each maintain distinct character and buyer demographics. Sartell has emerged as a particularly hot market for new construction and young families, while Cold Spring and Richmond offer historic charm with modern amenities. The Paynesville area attracts buyers interested in larger lots and rural lifestyle options, creating multiple micro-markets within the broader county framework.

Lake-focused communities like Kimball and Farming Township generate seasonal activity spikes that experienced agents have learned to navigate strategically. Meanwhile, Waite Park functions almost as an extension of St. Cloud's urban market, creating cross-jurisdictional opportunities that require agents familiar with multiple municipal regulations and market conditions. This geographic diversity means successful agents often specialize in specific regions while maintaining county-wide market awareness.

Market Dynamics and Geographic Complexity

Stearns County's real estate market operates with fascinating seasonal rhythms that differ significantly from urban markets. Spring and summer months see intense activity around recreational properties, while fall traditionally brings agricultural land transactions and family home purchases timed to school schedules. The county's position along major transportation corridors creates commuter opportunities to the Twin Cities, making it attractive to buyers seeking affordable housing with metropolitan access.

Price appreciation here has remained remarkably steady compared to volatile coastal markets, with local agents reporting consistent buyer interest across multiple property categories. The agricultural-to-residential conversion trend continues accelerating around growth communities, creating opportunities for agents who understand both farming operations and residential development potential. This market rewards agents who combine local expertise with broader regional knowledge.

Why Businesses Need Stearns County, Minnesota Agent Contact Data

Service providers targeting real estate professionals find Stearns County particularly valuable because the 412 licensed agents represent a concentrated, accessible market with high email engagement rates. Mortgage brokers, home inspectors, insurance providers, and marketing companies can efficiently reach decision-makers who actively respond to relevant business communications. The county's mix of urban and rural markets means agents regularly need diverse professional services.

Technology companies and real estate service providers discover that Stearns County agents often influence purchasing decisions across multiple markets, making them valuable partners for business expansion into central Minnesota. The complete email coverage creates unprecedented opportunity for targeted campaigns, professional networking, and strategic partnership development within this economically stable region.

Current Property Listings

As of 2/17/2026, Frances Altman has 10 properties for sale in Saint Cloud and surrounding areas.

$161,840

Listed 2025-11-01

18564 65th Ave
Milaca, MN  56353

Beds: 3.0
Baths: 2.0
Sq Ft: 1,680
Lot: 217,800 sf
Mobile Map
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$149,900

Listed 2025-08-28

630 Hatton St
Brooten, MN  56316

Beds: 3.0
Baths: 1.5
Sq Ft: 1,570
Lot: 6,098 sf
Single Family Map
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$120,000

Listed 2026-01-06

307 24th Ave N
Saint Cloud, MN  56303

Beds: 3.0
Baths: 2.0
Sq Ft: 1,312
Lot: 5,663 sf
Multi Family Map
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$151,200

Listed 2025-12-24

1202 11th Ave SE
Saint Cloud, MN  56304

Beds: 3.0
Baths: 1.5
Sq Ft: 1,228
Lot: 7,231 sf
Single Family Map
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$496,900

Listed 2025-09-01

34092 Tower Rd
Albany, MN  56307

Beds: 4.0
Baths: 2.0
Sq Ft: 2,342
Lot: 328,442 sf
Single Family Map
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$235,000

Listed 2025-12-17

32392 192nd St
Princeton, MN  55371

Beds: 3.0
Baths: 2.0
Sq Ft: 1,050
Lot: 87,120 sf
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$131,920

Listed 2025-11-06

667 Madson Ave SW
Hutchinson, MN  55350

Beds: 3.0
Baths: 1.0
Sq Ft: 1,394
Lot: 8,407 sf
Single Family Map
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$218,000

Listed 2025-12-26

230 Spruce Dr E
Annandale, MN  55302

Beds: 2.0
Baths: 1.5
Sq Ft: 1,060
Lot: 7,536 sf
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$144,500

Listed 2025-12-04

250 School Ave
Brooten, MN  56316

Beds: 3.0
Baths: 1.5
Sq Ft: 2,094
Lot: 13,939 sf
Single Family Map
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$245,000

Listed 2025-10-29

904 3rd St S
Cold Spring, MN  56320

Beds: 3.0
Baths: 2.0
Sq Ft: 2,048
Lot: 10,890 sf
Single Family Map
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Current Property Rentals

Frances Altman currently has no rental properties available in Saint Cloud and surrounding areas. Check back later.