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Frances M Zvaigzne

Frances M Zvaigzne
Real Estate Agent (Salesperson)
Oviedo FL

Salesperson (FL: 3273939)

13 years experience

REALTOR® 4 Active Listings Serves Seminole County, FL
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
7530 Brightwater Pl
Oviedo, FL  32765
(Seminole County)
Office Phone
407-647-1211
Office Fax
407-628-1210
Mobile
407-647-1211
Email
fran********@*****.com
Show Email for $5

Service Areas

South Apopka: FL Clarcona: FL Paradise Heights: FL Lockhart: FL Forest City: FL Apopka: FL Pine Hills: FL Hiawassee: FL Plymouth: FL Zellwood: FL Eatonville: FL Casselberry: FL Fern Park: FL Maitland: FL Tangerine: FL Orlando: FL Fairview Shores: FL Winter Park: FL Aloma: FL Goldenrod: FL Holden Heights: FL Azalea Park: FL Orlovista: FL Ocoee: FL Black Hammock: FL Oviedo: FL Winter Springs: FL Chuluota: FL Alafaya: FL Rio Pinar: FL Union Park: FL

About Frances Zvaigzne

As a dedicated Realtor® with roots in Ohio, now residing in Oviedo, Florida, this professional brings over two decades of sales and managerial expertise to the real estate sector. With a proven track record of success, they have consistently achieved impressive results, including over $25 million in annual sales and recognition as a Gold Level Award recipient from the Orlando Regional Realtor Association, the highest accolade for sales performance.

A significant portion of their transactions—40%—involves assisting families in relocating to Florida, underscoring their commitment to understanding the unique needs of newcomers. They believe that effective communication is crucial in real estate, as it can significantly influence the outcome of any deal. Clients can expect direct access to their services, as they operate independently rather than as part of a team, ensuring personalized attention throughout the entire process from contract to closing.

As a full-time agent, they prioritize availability, accommodating clients' busy schedules and family commitments. Having moved to Central Florida 18 years ago, they understand the importance of finding the right home, particularly in relation to schools and community. Their personal experiences in the area enable them to navigate the real estate landscape with confidence.

In addition to their professional endeavors, they actively participate in community life, serving on the board of their homeowners association and engaging with local schools and churches. As a married mother of three, they have cultivated a robust network of professionals, including lenders, home inspectors, stagers, handymen, title companies, and tax advisors, to assist clients throughout the buying or selling process.

Whether clients are looking to buy or sell a home or know someone who is, this Realtor® is eager to provide support and guidance. With a strong foundation of integrity, honesty, and diligence, they are committed to helping clients achieve their real estate goals.

Seminole County, FL Real Estate Market Analysis (Single Family Homes)

$617,890
Avg. Listing Price
From Frances's portfolio
3.7 / 2.7
Avg. Beds/Baths
Typical property size
2,363 sf
Avg. Square Footage
Interior living space
1482
Active Listings
Current inventory

Seminole County, Florida represents one of Central Florida's most dynamic and diverse real estate markets, strategically positioned between Orlando's urban core and the state's pristine natural landscapes. With 9,942 total actively licensed agents serving the region, this market demonstrates remarkable depth and professional expertise that reflects the county's complex mix of suburban growth, luxury developments, and established communities.

The concentration of 9,942 agents with email accessibility underscores how technology-forward this market has become, enabling seamless communication in a region where timing often determines success. From the historic charm of Sanford's waterfront properties to the master-planned communities of Lake Mary and the rural estates scattered throughout Geneva and Chuluota, Seminole County offers an unusual breadth of property types that keeps agents specializing across multiple niches.

Major Seminole County, Florida Real Estate Markets

Lake Mary and Heathrow anchor the county's luxury market segment, featuring corporate headquarters, upscale shopping, and some of Central Florida's most prestigious residential developments. These areas attract executives and professionals seeking proximity to Orlando's business districts while maintaining a suburban lifestyle. Meanwhile, Sanford's historic downtown has experienced a remarkable renaissance, with waterfront condominiums and restored bungalows drawing young professionals and retirees alike to its walkable, arts-focused community.

The county's eastern communities, including Oviedo, Winter Springs, and Casselberry, represent the sweet spot for family-oriented buyers seeking excellent schools and established neighborhoods. Longwood and Altamonte Springs provide more affordable entry points while still offering convenient access to major employment centers. Each market segment requires specialized knowledge, from understanding flood zones near the St. Johns River to navigating HOA regulations in master-planned developments.

Market Dynamics and Geographic Complexity

Seminole County's real estate landscape reflects Florida's broader trend toward suburban densification, but with unique challenges posed by environmental constraints and infrastructure limitations. The county's position along the St. Johns River creates desirable waterfront opportunities while requiring agents to understand complex flood insurance requirements and environmental regulations. Additionally, the proximity to major theme parks generates significant investment property demand, particularly in communities with short-term rental potential.

Inventory levels fluctuate dramatically between different price points and property types, with luxury lakefront homes often sitting longer while starter homes in school-zoned areas move rapidly. The county's mix of new construction in areas like Lake Mary and historic properties in Sanford creates pricing complexity that requires local expertise to navigate effectively.

Why Businesses Need Seminole County, Florida Agent Contact Data

Mortgage brokers, insurance providers, and home service companies find Seminole County's agent network particularly valuable due to the high transaction volume and diverse property types requiring specialized services. The 9,942 licensed professionals represent a sophisticated referral network for businesses offering everything from luxury home insurance to septic system maintenance for rural properties.

Technology companies and marketing firms targeting real estate professionals benefit from this market's tech-savvy agent base, with universal email adoption indicating openness to digital tools and services. The county's position as a growing suburban market means agents actively seek competitive advantages through new technologies, creating opportunities for PropTech companies and service providers looking to establish relationships in Florida's expanding real estate sector.

Current Property Listings

As of 2/13/2026, Frances Zvaigzne has 4 properties for sale in Oviedo and surrounding areas.

$675,000

Listed 2026-01-05

1474 Juniper Hammock St
Winter Garden, FL  34787

Beds: 5.0
Baths: 4.0
Sq Ft: 3,141
Lot: 8,712 sf
Single Family Map
View Full Details

$650,000

Listed 2026-01-10

14525 Sabal Crest Way
Winter Garden, FL  34787

Beds: 4.0
Baths: 3.0
Sq Ft: 2,527
Lot: 7,405 sf
Single Family Map
View Full Details

$490,000

Listed 2025-10-16

3015 Riviera Bay Ct
Oviedo, FL  32765

Beds: 3.0
Baths: 3.0
Sq Ft: 1,746
Lot: 11,761 sf
Single Family Map
View Full Details

$580,000

Listed 2025-12-26

2159 Westbourne Dr
Oviedo, FL  32765

Beds: 4.0
Baths: 2.0
Sq Ft: 2,227
Lot: 7,841 sf
Single Family Map
View Full Details

Current Property Rentals

Frances Zvaigzne currently has no rental properties available in Oviedo and surrounding areas. Check back later.