```
Gabriel C Stephani

Gabriel C Stephani
Real Estate Agent (Broker)
Niceville FL

Broker (FL: 3238282)

30 years experience

REALTOR® 25 Active Listings Serves Okaloosa County, FL
View on Realtor.com

Contact Information

Brokerage
Pineapple Properties

Office Website
Office Address
4236 Bobcat Cove
Niceville, FL  32578
(Okaloosa County)
Office Phone
850-814-4640
Office Fax
Mobile
850-814-4640
Email
gabe********@*******.com
Show Email for $5

Service Areas

P C Beach: FL Panama City Beach: FL Upper Grand Lagoon: FL Lower Grand Lagoon: FL Seacrest: FL Laguna Beach: FL Grande Pointe: FL Alys Beach: FL Watersound: FL Panama City: FL

About Gabriel Stephani

With a career in real estate that began in 1996, Gabriel has cultivated a wealth of experience over the years. In 1999, he relocated to Tempe, Arizona, to pursue an MBA at Arizona State University, graduating in 2001. Following his studies, he joined Sandestin Golf and Beach Resort in Destin, Florida, where he re-entered the real estate sales arena in 2003 with Intrawest, the resort's parent company.

Since then, he has dedicated himself to the real estate industry, leveraging his expertise to assist clients effectively. In addition to his professional achievements, Gabriel is a devoted family man, married to Carrie, with whom he shares four children ranging from one to ten years old.

A cancer survivor, Gabriel faced a significant challenge when he was diagnosed with Stage IV Hodgkin Lymphoma in 2010. After completing his chemotherapy in July 2011, he has been fortunate to receive consistently negative cancer scans since then. He expresses heartfelt gratitude to those who supported him during this difficult time.

Passionate about helping clients navigate the real estate market, Gabriel specializes in finding exceptional opportunities for buyers in Panama City Beach and assisting sellers in achieving their goals. He welcomes the opportunity to provide guidance and support to anyone in need of real estate services.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$635,374
Avg. Listing Price
From Gabriel's portfolio
3.7 / 2.7
Avg. Beds/Baths
Typical property size
2,145 sf
Avg. Square Footage
Interior living space
1850
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/17/2026, Gabriel Stephani has 25 properties for sale in Niceville and surrounding areas. These are the top 10 listings.

$139,000

Listed 2026-01-14

3613 Tiki Dr Apt 412
Panama City, FL  32408

Beds: 0.0
Baths: 1.0
Sq Ft: 387
Condos Map
View Full Details

$49,900

Listed 2025-10-03

8815 W Bayhead Ct
Youngstown, FL  32466

Beds:
Baths:
Sq Ft:
Lot: 55,321 sf
Land Map
View Full Details

$29,900

Listed 2025-10-03

1.93 Acres Kathy Ln
Youngstown, FL  32466

Beds:
Baths:
Sq Ft:
Lot: 84,071 sf
Land Map
View Full Details

$599,000

Listed 2025-11-09

4113 Cobalt Cir Unit PO74
Panama City, FL  32408

Beds: 3.0
Baths: 2.5
Sq Ft: 1,608
Condos Map
View Full Details

$339,000

Listed 2025-11-22

9900 S Thomas Dr Unit 2330
Panama City Beach, FL  32408

Beds: 1.0
Baths: 2.0
Sq Ft: 951
Condos Map
View Full Details

$385,900

Listed 2025-10-09

10901 Front Beach Rd Unit 1114
Panama City Beach, FL  32407

Beds: 1.0
Baths: 1.0
Sq Ft: 737
Condos Map
View Full Details

$399,000

Listed 2024-07-09

2602 Mystic Ln Unit PO33
Panama City, FL  32408

Beds: 2.0
Baths: 2.0
Sq Ft: 1,322
Condos Map
View Full Details

$39,900

Listed 2026-01-27

1 Acres Still Pond Rd
Ebro, FL  32437

Beds:
Baths:
Sq Ft:
Lot: 48,787 sf
Land Map
View Full Details

$299,000

Listed 2025-03-02

9900 S Thomas Dr Unit 2016
Panama City, FL  32408

Beds: 2.0
Baths: 2.0
Sq Ft: 907
Condos Map
View Full Details

$307,000

Listed 2025-02-04

9900 S Thomas Dr Unit 1617
Panama City, FL  32408

Beds: 2.0
Baths: 2.0
Sq Ft: 907
Condos Map
View Full Details

Current Property Rentals

Gabriel Stephani currently has no rental properties available in Niceville and surrounding areas. Check back later.