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Garth Bellows

Garth Bellows
Real Estate Agent (Salesperson-Standard)
Chambersburg PA

Salesperson-Standard (PA: RS296383)

21 years experience

REALTOR® 4 Active Listings Serves Franklin County, PA
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Contact Information

Brokerage
Flat Fee Realty
Office Address
2082 Lincoln Way E
Chambersburg, PA  17202
(Franklin County)
Office Phone
717-377-5651
Office Fax
Mobile
717-377-5651
Email
flat***********@*****.com
Show Email for $5

Service Areas

Chambersburg: PA Quincy: PA South Mountain: PA Guilford Township: PA Fayetteville: PA Mont Alto: PA Saint Thomas: PA Peters: PA North Newton: PA Shippensburg University: PA Lurgan: PA Shippensburg: PA South Newton: PA Waynesboro: PA Wayne Heights: PA Rouzerville: PA Pen Mar: PA State Line: PA

About Garth Bellows

Since obtaining her real estate license in 2005, she has played a pivotal role in a family business focused on residential rentals, development, and new construction. Her initial experiences in the industry allowed her to forge valuable connections, leading her to assist clients in buying and selling homes.

In response to the economic downturn, she identified a need for a more affordable real estate solution, which culminated in the establishment of Flat Fee Realty in July 2018. This venture has since evolved into a full-time commitment, with an impressive average of 25 transactions per year.

Flat Fee Realty is recognized as the premier value-driven full-service brokerage in Franklin County. For inquiries or assistance, she welcomes direct contact.

Franklin County, PA Real Estate Market Analysis (Single Family Homes)

$372,450
Avg. Listing Price
From Garth's portfolio
3.4 / 2.5
Avg. Beds/Baths
Typical property size
2,027 sf
Avg. Square Footage
Interior living space
448
Active Listings
Current inventory

Franklin County, Pennsylvania's real estate market reflects the unique character of this south-central Pennsylvania region, where rural farmland meets growing suburban communities along the Maryland border. The county's strategic location between major metropolitan areas creates diverse housing demands, from historic properties in Chambersburg to newer developments serving families seeking affordable alternatives to urban centers.

With 550 total actively licensed agents serving the county, the market maintains a robust professional presence that reflects both opportunity and competition. What's particularly noteworthy is that all 550 agents maintain email contact information, indicating a tech-savvy professional community well-equipped for modern real estate transactions and communication.

Major Franklin County, Pennsylvania Real Estate Markets

Chambersburg anchors Franklin County's real estate activity as the county seat, offering everything from Civil War-era homes to contemporary subdivisions. The borough's walkable downtown and proximity to Interstate 81 make it attractive to both young professionals and retirees. Meanwhile, Waynesboro provides a distinct market dynamic with its small-town charm and growing industrial base, creating steady demand for middle-income housing options.

The county's rural townships, including Antrim, Hamilton, and Washington, represent some of Pennsylvania's most surprising growth stories. These areas attract buyers seeking larger properties, agricultural opportunities, and scenic mountain views while maintaining reasonable commuting distance to regional employment centers. The diversity between urban Chambersburg, suburban Waynesboro, and rural townships creates multiple distinct market segments within a single county.

Market Dynamics and Geographic Complexity

Franklin County's real estate landscape benefits from its position along major transportation corridors, yet remains refreshingly affordable compared to neighboring metropolitan areas. The county experiences unique seasonal patterns, with spring and summer months seeing increased activity from buyers relocating from higher-cost Mid-Atlantic regions seeking quality of life improvements and housing value.

Agricultural preservation efforts and mountain terrain create natural constraints on development in certain areas, leading to pockets of appreciation and specific inventory challenges. The market also shows interesting cross-border influences, with Maryland residents frequently exploring Franklin County options, creating additional complexity in pricing strategies and market analysis that local agents must navigate skillfully.

Why Businesses Need Franklin County, Pennsylvania Agent Contact Data

Real estate service companies, from mortgage lenders to home inspection services, find Franklin County's concentrated agent network particularly valuable for business development. With 550 agents maintaining email accessibility, companies can efficiently reach decision-makers across diverse market segments, from luxury rural properties to first-time homebuyer transactions in borough settings.

Technology companies, marketing services, and real estate education providers benefit significantly from direct agent contact capabilities in Franklin County. The market's blend of traditional rural real estate practices with modern suburban transaction volumes creates demand for varied professional services, making comprehensive agent contact data essential for businesses seeking to establish meaningful relationships within this dynamic Pennsylvania market.

Current Property Listings

As of 2/13/2026, Garth Bellows has 4 properties for sale in Chambersburg and surrounding areas.

$415,000

Listed 2024-09-09

Benedict Ave
Chambersburg, PA  17202

Beds:
Baths:
Sq Ft:
Lot: 173,804 sf
Land Map
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$347,000

Listed 2025-11-28

5987 Molly Pitcher Hwy
Chambersburg, PA  17202

Beds: 3.0
Baths: 1.5
Sq Ft: 1,295
Lot: 20,038 sf
Single Family Map
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$455,000

Listed 2025-12-17

24 Victoria Ct
Shippensburg, PA  17257

Beds: 7.0
Baths: 2.5
Sq Ft: 2,632
Lot: 30,492 sf
Single Family Map
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$270,000

Listed 2025-10-14

6586 Town Dr
Saint Thomas, PA  17252

Beds: 2.0
Baths: 2.0
Sq Ft: 912
Lot: 13,068 sf
Single Family Map
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Current Property Rentals

As of 1/31/2026, Garth Bellows has the following rental properties available in Chambersburg and surrounding areas.

$1,200

Listed 2025-12-11

134 Fayette St
Fayetteville, PA  17222

Beds: 2.0
Baths: 1.5
Sq Ft: 1,200
Lot: 7,841 sf
Townhomes Map
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$1,200

Listed 2026-01-05

1781 Lincoln Way E Apt E
Chambersburg, PA  17202

Beds: 3.0
Baths: 1.5
Sq Ft: 1,100
Lot: 15,246 sf
Townhomes Map
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