James Sung Kil
Real Estate Agent (Salesperson)
San Francisco - CA

James Kil is a native San Franciscan with deep roots in the city. He attended St. Anne's, Archbishop Riordan High School, and later earned his degree from San Francisco State University. With a robust career in finance, particularly in mortgages and loans, James began his journey specializing in credit risk mitigation. His expertise led him to Wells Fargo, where he worked in the mortgage underwriting department.

Over the course of 15 years, James advanced to a Capital Markets team as an associate, refining his skills in property underwriting, financial line management, and whole loan trading. His upbringing instilled in him a profound understanding of the challenges associated with maintaining a home; his parents operated a stall at a flea market to support their family's housing and educational needs.

James recognizes that the concept of "home" is deeply personal and multifaceted. He appreciates how real estate impacts not only its owners and tenants but also neighborhoods, lenders, and broader economic systems. He is committed to guiding clients through the intricate landscape of real estate, helping them become integral parts of this interconnected community.