Joan D McCullough
Real Estate Agent (Salesperson)
Palm Coast - FL

**Joan McCullough and Tema Kissin: The Hammock Dream Team**

Joan McCullough and Tema Kissin, known as The Hammock Dream Team, are distinguished professionals in the luxury real estate market of The Hammock. Affiliated with Coldwell Banker Realty's Flagler office, this dynamic duo offers unparalleled expertise and exceptional customer service to both buyers and sellers.

As full-time agents residing in The Hammock, Joan and Tema possess an intimate understanding of the community, having been property owners and active members of Hammock Beach for many years. Their extensive experience in negotiation ensures a smooth and efficient process for their clients.

Joan, a former small business entrepreneur, brings a wealth of knowledge in sales and marketing to the team. She purchased her first property in Hammock Beach in 1997 and has since established herself as a dedicated professional in the field. Currently residing in Yacht Harbor Village, she has been licensed since 2012 and is committed to securing the best possible outcomes for her clients. Joan’s approach is characterized by her attention to detail and unwavering integrity, recognizing the emotional and practical aspects of home buying. Her background as a competitive athlete and a devoted grandmother equips her with the resourcefulness needed to navigate each transaction effectively. Joan holds a bachelor's degree in business from UMass and is known for her engaging Boston accent.

Tema brings over 40 years of real estate experience, having been inspired by her mother, an interior designer who bought and renovated homes. After becoming a broker in New Jersey, Tema relocated to Palm Coast in 2002, where she and her husband have owned properties in various neighborhoods. She earned her Florida real estate license in 1989 and is dedicated to creating win-win scenarios for her clients. With a master's degree in art, Tema possesses a keen eye for design, enabling her to provide valuable insights on staging and renovations. Her vibrant personality and extensive travel experiences enrich her interactions with clients.

Together, Joan and Tema form a powerful partnership, ensuring that clients can always reach a team member for assistance. They embody a family-first philosophy and are deeply committed to their community. Both enjoy the active lifestyle that The Hammock offers, with Joan participating in competitive rowing for over 20 years and Tema engaging in tennis and golf. Their dedication extends beyond real estate; Joan serves on the board at Yacht Harbor and mentors students at Flagler Public High School, while Tema volunteers on the Advisory Board of Governors and chairs the social committee for Hammock Beach Resort.

For those aspiring to reside in The Hammock, a luxurious haven with abundant opportunities for an active lifestyle, Joan McCullough and Tema Kissin are the ideal choice. Their comprehensive knowledge of the market and commitment to excellence make them the premier agents in the area.