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Joan D McCullough

Joan D McCullough
Real Estate Agent (Salesperson)
Palm Coast FL

Salesperson (FL: 3254929)

14 years experience

REALTOR® 3 Active Listings Serves Flagler County, FL
View on Realtor.com

Contact Information

Brokerage
Coastal Gateway Real Estate Group

Office Website
Office Address
102 Yacht Harbor Dr
Palm Coast, FL  32137
(Flagler County)
Office Phone
888-977-1588
Office Fax
386-246-5700
Mobile
386-246-2380
Email
joan************@*****.com
Show Email for $5

Service Areas

Palm Coast: FL Marineland: FL

About Joan McCullough

**Joan McCullough and Tema Kissin: The Hammock Dream Team**

Joan McCullough and Tema Kissin, known as The Hammock Dream Team, are distinguished professionals in the luxury real estate market of The Hammock. Affiliated with Coldwell Banker Realty's Flagler office, this dynamic duo offers unparalleled expertise and exceptional customer service to both buyers and sellers.

As full-time agents residing in The Hammock, Joan and Tema possess an intimate understanding of the community, having been property owners and active members of Hammock Beach for many years. Their extensive experience in negotiation ensures a smooth and efficient process for their clients.

Joan, a former small business entrepreneur, brings a wealth of knowledge in sales and marketing to the team. She purchased her first property in Hammock Beach in 1997 and has since established herself as a dedicated professional in the field. Currently residing in Yacht Harbor Village, she has been licensed since 2012 and is committed to securing the best possible outcomes for her clients. Joan’s approach is characterized by her attention to detail and unwavering integrity, recognizing the emotional and practical aspects of home buying. Her background as a competitive athlete and a devoted grandmother equips her with the resourcefulness needed to navigate each transaction effectively. Joan holds a bachelor's degree in business from UMass and is known for her engaging Boston accent.

Tema brings over 40 years of real estate experience, having been inspired by her mother, an interior designer who bought and renovated homes. After becoming a broker in New Jersey, Tema relocated to Palm Coast in 2002, where she and her husband have owned properties in various neighborhoods. She earned her Florida real estate license in 1989 and is dedicated to creating win-win scenarios for her clients. With a master's degree in art, Tema possesses a keen eye for design, enabling her to provide valuable insights on staging and renovations. Her vibrant personality and extensive travel experiences enrich her interactions with clients.

Together, Joan and Tema form a powerful partnership, ensuring that clients can always reach a team member for assistance. They embody a family-first philosophy and are deeply committed to their community. Both enjoy the active lifestyle that The Hammock offers, with Joan participating in competitive rowing for over 20 years and Tema engaging in tennis and golf. Their dedication extends beyond real estate; Joan serves on the board at Yacht Harbor and mentors students at Flagler Public High School, while Tema volunteers on the Advisory Board of Governors and chairs the social committee for Hammock Beach Resort.

For those aspiring to reside in The Hammock, a luxurious haven with abundant opportunities for an active lifestyle, Joan McCullough and Tema Kissin are the ideal choice. Their comprehensive knowledge of the market and commitment to excellence make them the premier agents in the area.

Flagler County, FL Real Estate Market Analysis (Single Family Homes)

$534,441
Avg. Listing Price
From Joan's portfolio
3.5 / 2.5
Avg. Beds/Baths
Typical property size
2,116 sf
Avg. Square Footage
Interior living space
2481
Active Listings
Current inventory

Flagler County's real estate market represents one of Florida's most dynamic and rapidly evolving landscapes, stretching along 19 miles of pristine Atlantic coastline between St. Augustine and Daytona Beach. This relatively young county, established in 1917, has experienced remarkable transformation from a sleepy coastal region to a thriving residential destination that attracts everyone from retirees seeking oceanfront luxury to young families drawn by affordable inland communities.

The market's strength is reflected in its professional infrastructure, with 2,758 total actively licensed agents serving the county's diverse needs. Remarkably, all 2,758 agents maintain email connectivity, demonstrating the market's tech-forward approach and accessibility for modern real estate transactions.

Major Flagler County, Florida Real Estate Markets

Palm Coast dominates Flagler County's real estate activity as the largest city, featuring master-planned communities like Grand Haven and Hammock Dunes that command premium prices for their golf course and oceanfront properties. The city's unique canal system and European Village create distinctive market segments that appeal to luxury buyers. Meanwhile, Flagler Beach offers a more intimate coastal experience with its charming downtown and direct beach access, while Bunnell serves as the county seat with more affordable options and historic character.

The western portions of the county, including areas around Espanola and Korona, represent emerging markets with significant development potential. These inland communities offer larger lots and rural lifestyles while maintaining proximity to coastal amenities, creating unique opportunities for buyers seeking space and value. The Intracoastal Waterway properties command their own premium market segment, particularly in the Hammock area.

Market Dynamics and Geographic Complexity

Flagler County's real estate market operates across distinctly different price tiers and buyer demographics, from oceanfront estates exceeding $2 million to starter homes under $200,000 in western communities. The county's barrier island properties face unique considerations including flood zones and hurricane insurance requirements, while inland areas deal with different environmental factors like wetlands and conservation easements. This geographic diversity creates specialized knowledge requirements for agents serving different market segments.

Seasonal fluctuations significantly impact market dynamics, with winter months bringing increased activity from northern buyers and summer presenting opportunities in the local market. The county's proximity to major employment centers in Jacksonville, Orlando, and Daytona Beach creates interesting commuter market dynamics, while its appeal to retirees drives steady demand in age-restricted communities throughout Palm Coast and surrounding areas.

Why Businesses Need Flagler County, Florida Agent Contact Data

Mortgage lenders, title companies, and real estate service providers require comprehensive agent contact information to effectively penetrate Flagler County's specialized market segments. With agents spread across coastal luxury markets, inland family communities, and emerging development areas, businesses need targeted outreach capabilities to connect with the right professionals serving their ideal client demographics.

Home improvement contractors, insurance providers, and property management companies particularly benefit from direct agent relationships, as Flagler County's unique coastal environment creates specific service needs around hurricane preparation, flood mitigation, and luxury property maintenance that require knowledgeable professional networks to access effectively.

Current Property Listings

As of 3/27/2026, Joan McCullough has 3 properties for sale in Palm Coast and surrounding areas.

$375,000

Listed 2025-05-18

102 Yacht Harbor Dr Unit 263
Palm Coast, FL  32137

Beds: 2.0
Baths: 2.0
Sq Ft: 1,351
Lot: 13,504 sf
Condos Map
View Full Details

$735,000

Listed 2025-12-10

200 Ocean Crest Dr Apt 707
Palm Coast, FL  32137

Beds: 3.0
Baths: 3.0
Sq Ft: 1,676
Lot: 156,816 sf
Condos Map
View Full Details

$399,000

Listed 2026-03-16

5 Ocean Crest Dr Unit 1443
Palm Coast, FL  32137

Beds: 2.0
Baths: 2.0
Sq Ft: 1,160
Condos Map
View Full Details

$399,000

Listed 2026-01-26

100 Canopy Walk Ln Apt 112
Palm Coast, FL  32137

Beds: 3.0
Baths: 2.0
Sq Ft: 1,377
Lot: 9,148 sf
Condos Map
View Full Details

Current Property Rentals

Joan McCullough currently has no rental properties available in Palm Coast and surrounding areas. Check back later.