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Karen Chopp

Karen Chopp
Real Estate Agent (Resident Real Estate Salesperson)
Saint Cloud MN

Resident Real Estate Salesperson (MN: 40218180)

16 years experience

REALTOR® 2 Active Listings Serves Stearns County, MN
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
2680 W Saint Germain St
Saint Cloud, MN  56301
(Stearns County)
Office Phone
320-253-7373
Office Fax
320-253-7185
Mobile
320-253-7373
Email
kdch***@********.com
Show Email for $5

Service Areas

Annandale: MN Santiago: MN Becker: MN Clear Lake: MN Silver Creek: MN St. Augusta: MN Clearwater: MN Kingston: MN Kimball: MN Rockville: MN Fairhaven: MN South Haven: MN St. Cloud: MN St. Joseph: MN Waite Park: MN Sartell: MN Albany: MN St. Anthony: MN Avon: MN Collegeville: MN Cold Spring: MN Richmond: MN Ronneby: MN Gilman: MN Foley: MN Oak Park: MN Rice: MN Sauk Rapids: MN

About Karen Chopp

### Business Philosophy

At Coldwell Banker Burnet, the core of their business philosophy revolves around providing an exceptional experience for every client. This commitment is realized through the collective efforts of a dedicated team, all focused on ensuring the success of each housing transaction.

### Comprehensive Services

Coldwell Banker Burnet offers a comprehensive suite of services designed to facilitate a seamless experience for both home buyers and sellers. Their offerings encompass professional home search coordination, effective property marketing, negotiation expertise, and meticulous attention to the closing process. For properties of exceptional quality, they leverage the specialized resources of their Previews® - Distinctive Homes® Division. Additionally, clients benefit from home financing options through Guaranteed Rate Affinity, title insurance and closing services via Burnet Title, as well as offerings from NRT Insurance and Burnet Relocation.

### Mission Statement

The mission of Coldwell Banker Burnet is to foster positive experiences for clients and the communities they serve. They aim to create opportunities for personal growth, drive change and innovation, and cultivate an enjoyable, respectful work environment.

### Client Testimonials

Karen and Chris have garnered praise from numerous clients, reflecting their commitment to excellence:

- "Karen and Chris were highly recommended by a family member. They made our first-time home buying experience much less daunting. We are grateful for their support and look forward to working with them again." — Chad and Ashley, 2019
- "We received outstanding service during our last listing and chose to work with them again. The closing process was also handled exceptionally well." — Roger and Nancy, 2019
- "Recommended by my uncle, I can only say to keep up the great work!" — Aaron, 2019
- "Karen and Chris are exceptional in every regard. A friend and coworker referred them to us." — Jessica, 2019
- "Having worked with Karen and Chris previously, we felt confident in their professionalism. We will definitely turn to them and Coldwell Banker for any future real estate needs." — Kevin and Christine, 2019
- "I trust them completely. Both are highly professional and attentive. A+!" — Cristina, 2019
- "I have consistently chosen Karen and Chris, as well as Coldwell Banker, for my real estate needs." — Michelle, 2019
- "As friends, we appreciated the low-pressure environment they provided. Our experience was fantastic!" — Jason and Emily, 2019
- "Karen and Chris handled the sale of our cabin with a personal touch and professionalism. They addressed all our questions thoroughly." — Ervin and Kathleen, 2019
- "We knew Karen personally and trusted her to help us find an affordable home. She and Chris took the time to educate us as first-time buyers." — Brandon and Matty, 2019
- "Recommended by Vicki Erickson from Prime Lending, we were thrilled with how well Karen and Chris worked with us." — Lucas and Jackie, 2019
- "We have previously used their services and referred them to others. If we buy again, they will be our first choice—there's no one better!" — Liz and Monty, 2019
- "I am very satisfied with how the entire process unfolded. Chris and Karen were outstanding!" — Lynn, 2019
- "Having worked with Karen and Chris on past transactions, I can confidently say they have no areas for improvement. We will continue to rely on them for any future real estate endeavors." — Ross, 2019
- "We previously enlisted Karen and Chris to find our home in St. Cloud, and that experience was smooth. Selling this time was equally enjoyable, and it was a pleasure to work with them again." — Lyle and Marlene, 2018

Stearns County, MN Real Estate Market Analysis (Single Family Homes)

$382,964
Avg. Listing Price
From Karen's portfolio
3.5 / 2.4
Avg. Beds/Baths
Typical property size
2,186 sf
Avg. Square Footage
Interior living space
502
Active Listings
Current inventory

Stearns County, Minnesota presents a fascinating real estate landscape that extends far beyond its county seat of St. Cloud. With 412 total actively licensed agents serving the region, this central Minnesota market demonstrates remarkable depth and professional coverage that rivals much larger metropolitan areas. What makes this particularly impressive is that all 412 agents maintain current email contact information, indicating a tech-savvy professional community that embraces digital communication and modern marketing practices.

The real estate dynamics here reflect Minnesota's broader economic stability while showcasing unique local characteristics. From lakefront properties scattered across dozens of pristine lakes to agricultural transitions happening in townships like Paynesville and Richmond, Stearns County offers surprising diversity in property types and price points. The presence of St. Cloud State University creates consistent rental demand, while growing communities like Sartell and Sauk Centre attract families seeking affordable alternatives to Twin Cities suburban living.

Major Stearns County, Minnesota Real Estate Markets

St. Cloud dominates as the primary real estate hub, but the county's market complexity extends into numerous smaller cities that each maintain distinct character and buyer demographics. Sartell has emerged as a particularly hot market for new construction and young families, while Cold Spring and Richmond offer historic charm with modern amenities. The Paynesville area attracts buyers interested in larger lots and rural lifestyle options, creating multiple micro-markets within the broader county framework.

Lake-focused communities like Kimball and Farming Township generate seasonal activity spikes that experienced agents have learned to navigate strategically. Meanwhile, Waite Park functions almost as an extension of St. Cloud's urban market, creating cross-jurisdictional opportunities that require agents familiar with multiple municipal regulations and market conditions. This geographic diversity means successful agents often specialize in specific regions while maintaining county-wide market awareness.

Market Dynamics and Geographic Complexity

Stearns County's real estate market operates with fascinating seasonal rhythms that differ significantly from urban markets. Spring and summer months see intense activity around recreational properties, while fall traditionally brings agricultural land transactions and family home purchases timed to school schedules. The county's position along major transportation corridors creates commuter opportunities to the Twin Cities, making it attractive to buyers seeking affordable housing with metropolitan access.

Price appreciation here has remained remarkably steady compared to volatile coastal markets, with local agents reporting consistent buyer interest across multiple property categories. The agricultural-to-residential conversion trend continues accelerating around growth communities, creating opportunities for agents who understand both farming operations and residential development potential. This market rewards agents who combine local expertise with broader regional knowledge.

Why Businesses Need Stearns County, Minnesota Agent Contact Data

Service providers targeting real estate professionals find Stearns County particularly valuable because the 412 licensed agents represent a concentrated, accessible market with high email engagement rates. Mortgage brokers, home inspectors, insurance providers, and marketing companies can efficiently reach decision-makers who actively respond to relevant business communications. The county's mix of urban and rural markets means agents regularly need diverse professional services.

Technology companies and real estate service providers discover that Stearns County agents often influence purchasing decisions across multiple markets, making them valuable partners for business expansion into central Minnesota. The complete email coverage creates unprecedented opportunity for targeted campaigns, professional networking, and strategic partnership development within this economically stable region.

Current Property Listings

As of 2/17/2026, Karen Chopp has 2 properties for sale in Saint Cloud and surrounding areas.

$169,900

Listed 2026-01-27

310 6th St
Albany, MN  56307

Beds: 4.0
Baths: 1.0
Sq Ft: 1,465
Lot: 9,583 sf
Single Family Map
View Full Details

$349,900

Listed 2025-12-06

2556 14 1/2 Ave SE
Saint Cloud, MN  56304

Beds: 4.0
Baths: 2.5
Sq Ft: 3,446
Lot: 16,204 sf
Single Family Map
View Full Details

Current Property Rentals

Karen Chopp currently has no rental properties available in Saint Cloud and surrounding areas. Check back later.