```
Karen Stewart

Karen Stewart
Real Estate Agent (Salesperson)
Temple TX

Salesperson (TX: 0781830)

4 years experience

REALTOR® 8 Active Listings Serves Bell County, TX
View on Realtor.com

Contact Information

Brokerage
Magnolia Realty Temple Beltn
Office Address
1195 N Pea Ridge Rd
Temple, TX  76502
(Bell County)
Office Phone
254-213-6336
Office Fax
Mobile
254-718-6456
Email
kare********@**************.com
Show Email for $5

Service Areas

Temple: TX Little River-Academy: TX Belton: TX Harker Heights: TX Nolanville: TX Morgan's Point Resort: TX

About Karen Stewart

A lifelong resident of Little River Academy, this real estate professional has deep roots in the community. Growing up in Academy, they were actively involved in sports and spent weekends watching their father, "Wild Bill White," compete in dirt track racing throughout Texas.

After completing high school, they began their career as a teller at First National Bank of Temple. Upon turning 21, they relocated to Austin and joined Austin Endodontics as a registered dental assistant, a role they excelled in for 12 years. In 2006, they returned to Temple to take on the position of office manager at Temple Endodontics.

With nearly three decades in the dental field, they sought a new challenge and transitioned into real estate. Armed with a strong commitment to customer service and exceptional communication skills, they are dedicated to facilitating seamless transactions for both buyers and sellers.

As a proud member of Crossroads Church in Belton and the Magnolia Realty team, they embody values of hard work, integrity, and exceptional client service in every aspect of their work. Outside of real estate, they enjoy camping, playing pickleball, traveling, participating in barbecue cook-offs with their husband, and cheering on their children at various sporting events.

Bell County, TX Real Estate Market Analysis (Single Family Homes)

$346,904
Avg. Listing Price
From Karen's portfolio
3.6 / 2.4
Avg. Beds/Baths
Typical property size
2,120 sf
Avg. Square Footage
Interior living space
3377
Active Listings
Current inventory

Bell County, Texas represents one of Central Texas's most dynamic and rapidly evolving real estate markets, anchored by the military presence of Fort Hood and the growing civilian communities that have flourished around this economic engine. With 1,460 actively licensed real estate agents serving the region, the market demonstrates remarkable depth and professional coverage that reflects both the area's growth trajectory and the complex needs of military families, civilian relocations, and investment opportunities.

The real estate landscape here is shaped by unique factors that distinguish it from typical Texas markets, including frequent military transfers that create consistent turnover, a diverse mix of new construction and established neighborhoods, and proximity to major metropolitan areas like Austin that influence pricing and development patterns. This combination of military stability and civilian growth has created a market environment where experienced agents are essential for navigating everything from VA loans to investment properties.

Major Bell County, Texas Real Estate Markets

Killeen dominates as the county's largest city and primary real estate hub, directly adjacent to Fort Hood and offering everything from starter homes for young military families to established neighborhoods for career soldiers and civilians. Temple serves as the county seat and medical center, featuring a more traditional Texas town atmosphere with historic districts, newer subdivisions, and commercial development that appeals to healthcare professionals and families seeking small-city amenities. Harker Heights has emerged as a particularly desirable suburban community, known for excellent schools and family-oriented neighborhoods that attract both military and civilian buyers.

The western portions of Bell County offer more rural and acreage properties, appealing to buyers seeking land for horses, agriculture, or simply more space, while areas closer to the Austin metro influence show increasing development pressure and rising property values. Belton provides a charming small-town alternative with lake access to Belton Lake, creating a niche market for waterfront and recreational properties that draws buyers from across Central Texas.

Market Dynamics and Geographic Complexity

Bell County's real estate market operates on multiple speeds simultaneously, with military-driven areas experiencing consistent turnover every few years while civilian sectors show more traditional seasonal patterns and longer-term ownership trends. This creates opportunities for agents who understand both VA financing intricacies and conventional market dynamics, as well as the timing differences between military PCS seasons and typical spring selling periods.

Property values vary significantly across the county's diverse geography, from affordable military housing areas to premium lake properties and rural acreage, requiring agents to maintain expertise across multiple property types and price points. The proximity to Austin's booming economy has begun influencing the eastern portions of the county, creating emerging appreciation patterns and attracting investors and commuters willing to drive for more affordable housing options.

Why Businesses Need Bell County, Texas Agent Contact Data

The complete database of 1,460 licensed agents, all with verified email contacts, represents a comprehensive network essential for mortgage lenders, insurance companies, and service providers targeting this unique market's specific needs. Military-focused businesses, relocation services, and companies specializing in frequent-transfer clientele can leverage this complete agent network to build partnerships that serve the consistent demand from Fort Hood personnel and their families.

Investment firms, property management companies, and contractors can utilize this agent database to identify opportunities in Bell County's diverse market segments, from single-family rentals popular with military families to commercial opportunities serving the growing civilian population. The ability to reach every licensed agent ensures comprehensive market coverage across all price points and property types in this complex, multi-faceted real estate environment.

Current Property Listings

As of 2/13/2026, Karen Stewart has 8 properties for sale in Temple and surrounding areas.

$1,050,000

Listed 2025-10-29

10213 Homesteader Dr
Temple, TX  76557

Beds: 4.0
Baths: 4.0
Sq Ft: 3,473
Lot: 43,734 sf
Single Family Map
View Full Details

$506,640

Listed 2026-01-22

6302 Salerno St
Temple, TX  76502

Beds: 4.0
Baths: 2.0
Sq Ft: 2,282
Lot: 5,793 sf
Single Family Map
View Full Details

$349,000

Listed 2025-12-31

4010 Creekview Trl
Temple, TX  76504

Beds: 4.0
Baths: 2.0
Sq Ft: 2,028
Lot: 10,720 sf
Single Family Map
View Full Details

$339,900

Listed 2025-06-06

206 Creek Plum Ln
Temple, TX  76502

Beds: 4.0
Baths: 2.0
Sq Ft: 1,709
Lot: 10,825 sf
Single Family Map
View Full Details

$373,400

Listed 2025-06-06

220 Creek Plum Ln
Temple, TX  76502

Beds: 3.0
Baths: 2.0
Sq Ft: 1,867
Lot: 8,398 sf
Single Family Map
View Full Details

$359,900

Listed 2025-06-06

210 Creek Plum Ln
Temple, TX  76502

Beds: 4.0
Baths: 2.0
Sq Ft: 1,804
Lot: 8,398 sf
Single Family Map
View Full Details

$362,000

Listed 2025-08-11

214 Creek Plum Ln
Temple, TX  76502

Beds: 4.0
Baths: 2.0
Sq Ft: 1,810
Lot: 8,398 sf
Single Family Map
View Full Details

$379,900

Listed 2025-08-11

224 Creek Plum Ln
Temple, TX  76502

Beds: 3.0
Baths: 2.0
Sq Ft: 1,894
Lot: 8,398 sf
Single Family Map
View Full Details

Current Property Rentals

Karen Stewart currently has no rental properties available in Temple and surrounding areas. Check back later.