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Kate Koeppen

Kate Koeppen
Real Estate Agent (Salesperson)
Saint Michaels MD

Salesperson (MD: 584287)

23 years experience

REALTOR® 1 Active Listings Serves Talbot County, MD
View on Realtor.com

Contact Information

Brokerage
Chesapeake Bay Real Estate -Plus Llc

Office Website
Office Address
108 N Talbot St
Saint Michaels, MD  21663
(Talbot County)
Office Phone
410-745-6702
Office Fax
410-745-6758
Mobile
410-829-0705
Email
kate*******@*******.com
Show Email for $5

Service Areas

Easton: MD Bozman: MD Cambridge: MD Church Creek: MD Algonquin: MD Claiborne: MD Cordova: MD Denton: MD West Denton: MD Hillsboro: MD Williston: MD Hurlock: MD McDaniel: MD Neavitt: MD Newcomb: MD Oxford: MD Bethlehem: MD Choptank: MD Preston: MD Royal Oak: MD St. Michaels: MD Tilghman Island: MD Sherwood: MD Tilghman: MD Trappe: MD Wittman: MD

About Kate Koeppen

Kate Koeppen is a dedicated real estate professional with Chesapeake Bay Real Estate, known for her commitment to exceptional service and effective negotiation strategies. She prioritizes her clients' needs, ensuring a personalized approach that emphasizes discretion, privacy, and confidentiality. Understanding that real estate is fundamentally about people, Kate takes the time to listen and create a comfortable environment for her clients, striving to achieve their objectives with care and clear communication.

With a diverse portfolio that includes everything from charming cottages to luxurious estates, Kate also focuses on specialty markets, including second homes and vacation properties. She has cultivated strong relationships with a network of bankers, builders, interior designers, landscapers, contractors, property managers, and architectural consultants, enhancing her ability to serve her clients effectively.

Kate is an active member of the National Association of Realtors (NAR), the Maryland Association of Realtors (MAR), and the Mid-Shore Board of Realtors (MSBR), where she has contributed to the Legislative and Affordable Housing committees.

Growing up in Annapolis, Maryland, Kate developed a deep appreciation for waterfront living. She earned her degree in Small Business Management and Merchandising from Bauder College in California. After a successful career in high-end retail management across California and Maryland, she transitioned to real estate in 2001. Since then, she has made St. Michaels her home and has been a full-time agent, participating in local events such as the St. Michaels Wednesday Night Races and various art and music gatherings.

With a professional yet enthusiastic approach, Kate is committed to providing a smooth and enjoyable real estate experience, viewing it as a privilege to help clients open new doors.

Talbot County, MD Real Estate Market Analysis (Single Family Homes)

$1,226,137
Avg. Listing Price
From Kate's portfolio
3.5 / 3.0
Avg. Beds/Baths
Typical property size
2,864 sf
Avg. Square Footage
Interior living space
246
Active Listings
Current inventory

Talbot County, Maryland represents one of the Eastern Shore's most distinctive real estate markets, where waterfront properties and historic charm create a unique investment landscape. The county's real estate sector is supported by 362 total actively licensed agents, all of whom maintain current email contact information, reflecting a highly connected and professional agent network that serves this specialized market.

What makes Talbot County particularly intriguing is its blend of luxury waterfront estates along the Chesapeake Bay and more affordable inland properties, creating diverse opportunities for both investors and homebuyers. The market here operates with a level of sophistication that belies the county's rural character, driven largely by proximity to major metropolitan areas and the enduring appeal of Eastern Shore living.

Major Talbot County, Maryland Real Estate Markets

Easton serves as the county seat and primary commercial hub, featuring a mix of historic downtown properties, suburban developments, and executive homes that attract professionals commuting to Baltimore and Washington D.C. The town's strategic location and cultural amenities, including the Academy Art Museum and numerous festivals, have made it increasingly attractive to buyers seeking small-town charm with metropolitan accessibility.

St. Michaels and Oxford represent the county's premium waterfront markets, where historic maritime villages command some of Maryland's highest property values outside of major metropolitan areas. These communities attract second-home buyers, retirees, and investors drawn to the combination of Chesapeake Bay access, preserved colonial architecture, and yacht-friendly harbors that define Eastern Shore luxury living.

Market Dynamics and Geographic Complexity

Talbot County's real estate market operates on distinct seasonal patterns, with waterfront properties experiencing peak activity during spring and summer months when buyers can fully appreciate the maritime lifestyle. The county's geography, characterized by numerous creeks, rivers, and bay frontage, creates micro-markets where waterfront access, view quality, and proximity to marinas significantly impact property values and marketing strategies.

Agricultural preservation easements and historical district regulations add layers of complexity to property transactions, requiring agents with specialized knowledge of conservation programs, zoning restrictions, and renovation guidelines. These factors create opportunities for buyers seeking preserved landscapes and architectural integrity, while also presenting unique challenges that demand experienced local representation.

Why Businesses Need Talbot County, Maryland Agent Contact Data

Real estate service providers, from mortgage lenders to home inspectors, find Talbot County's concentrated agent network particularly valuable for building referral relationships in a market where personal connections drive business success. With all 362 licensed agents maintaining current email addresses, service companies can efficiently reach decision-makers who handle everything from historic home renovations to luxury waterfront transactions.

Property technology companies and investment firms targeting the Eastern Shore market benefit from direct access to agents who understand the nuances of waterfront property marketing, agricultural land sales, and the unique buyer profiles drawn to this region. These agents serve as gatekeepers to a sophisticated market where traditional marketing approaches must be adapted to reflect the county's distinct character and buyer expectations.

Current Property Listings

As of 2/15/2026, Kate Koeppen has 1 property for sale in Saint Michaels and surrounding areas.

$470,000

Listed 2026-01-22

9529 Quail Hollow Dr Apt 504
Saint Michaels, MD  21663

Beds: 3.0
Baths: 3.0
Sq Ft: 1,800
Lot: 8,276 sf
Condos Map
View Full Details

Current Property Rentals

Kate Koeppen currently has no rental properties available in Saint Michaels and surrounding areas. Check back later.