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Kathleen L Ruff

Kathleen L Ruff
Real Estate Agent (Broker)
Saint Petersburg FL

Broker (FL: 519714)

46 years experience

REALTOR® 11 Active Listings Serves Pinellas County, FL
View on Realtor.com

Contact Information

Brokerage
Home Sweet Home Real Estate

Office Website
Office Address
6100 Gulf Blvd Ste 2 St Pete Beach
Saint Petersburg, FL  33706
(Pinellas County)
Office Phone
727-343-7600
Office Fax
727-214-2510
Mobile
727-403-1200
Email
kath********@***.com
Show Email for $5

Service Areas

Treasure Island: FL Pass A Grille: FL South Pasadena: FL St Petersburg Beach: FL Pass A Grille Beach: FL St. Pete Beach: FL Tierra Verde: FL Bear Creek: FL St. Petersburg: FL Gulfport: FL Madeira Beach: FL Bay Pines: FL North Redington Beach: FL Redington Shores: FL Redington Beach: FL Seminole: FL

About Kathleen Ruff

**Kathy Ruff**
**Broker**
Cell: 727-403-1200
Business: 727-343-7600
Toll-Free: 877-343-7601
Email: KathyRuffHSH@aol.com
Website: www.HomeSweetHomeOnline.org

Kathy Ruff brings over three decades of extensive experience in the real estate sector, characterized by her unwavering integrity, dedication, and in-depth market knowledge. She has successfully guided clients through various real estate transactions, both locally and internationally, ensuring exceptional service at every step.

**Professional Experience**

**Home Sweet Home Real Estate Services**
*Broker | 2007 - Present*
- Prioritizes client care in a competitive market, emphasizing a truly supportive customer service experience.
- Expertly assists buyers and sellers with short sales, pre-foreclosure, and foreclosure transactions.

**Celebration Group of Real Estate Services**
*Managing Broker, St. Pete Beach Office | 2005 - 2007*
- Tasked with establishing a successful multi-service real estate office, significantly enhancing market presence.

**Premier Group Realty Inc. (GMAC)**
*Manager, St. Pete Beach & Pass-a-Grille Offices | 2002 - 2005*
- Achieved a remarkable 215% increase in agent productivity and contributed to the company's market share growth.
- Played a key role in the strategic expansion of the firm.

**Coldwell Banker Residential Real Estate Inc.**
*Corporate Executive Relocation Specialist | 1994 - 2002*
- Specialized in assisting clients with all facets of relocation, effectively managing corporate client properties.

**Hunters Green New Homes Community Development**
*Director of Community Sales | 1992 - 1994*
- Oversaw daily operations of the sales center and staff for a major builder and developer project, managing neighborhoods valued between $100 million and $1 billion.

**Better Homes and Gardens Real Estate**
*Director of Corporate Client Relocation | 1990 - 1992*
- Provided services to local, national, and international clients while expanding and maintaining corporate accounts.

**Watson Realty Corp. Inc.**
*Branch Manager & Recruiting Director | 1986 - 1990*
- Managed branch operations and successfully recruited over 500 agents in the Tampa Bay area.

**Century 21 Apex Realty**
*Realtor | 1980 - 1986*
- Achieved over $4 million in closed sales volume as a rookie, earning induction into the Excellence in Achievement Members Society.

**Certifications and Designations**
- Certified Residential Relocation Specialist (CRRS)
- New Homes Buyer Specialist (NHS)
- Certified Property Specialist (CPS)
- Certified Buyer Specialist (CBS)
- International Luxury Homes Specialist (ILHS)
- Short Sale & Foreclosure Certification (SFR)

Kathy's commitment to excellence and her comprehensive understanding of the real estate landscape make her an invaluable asset to her clients and the industry.

Pinellas County, FL Real Estate Market Analysis (Single Family Homes)

$838,520
Avg. Listing Price
From Kathleen's portfolio
3.2 / 2.4
Avg. Beds/Baths
Typical property size
1,910 sf
Avg. Square Footage
Interior living space
5556
Active Listings
Current inventory

Pinellas County's real estate market stands out as one of Florida's most dynamic and densely populated markets, encompassing a peninsula surrounded by Tampa Bay and the Gulf of Mexico. This unique geography creates distinct micro-markets ranging from waterfront luxury properties to urban condominiums and suburban family neighborhoods. The county's 21,550 actively licensed real estate agents reflect the intense competition and high transaction volume that characterize this coastal market.

What makes Pinellas County particularly fascinating is its compact size combined with extraordinary diversity in property types and price points. From the bustling downtown St. Petersburg market to the beach communities of Clearwater and Indian Rocks Beach, agents here must navigate everything from historic bungalows to high-rise condos and waterfront estates. The fact that all 21,550 agents maintain current email addresses demonstrates the market's tech-savvy approach to business communications.

Major Pinellas County, Florida Real Estate Markets

St. Petersburg dominates as the county's largest market, experiencing a remarkable transformation with its revitalized downtown core, thriving arts district, and expanding job market. The city's diverse neighborhoods range from the historic Kenwood area to the waterfront luxury of Snell Isle. Clearwater represents the second major market hub, particularly strong in vacation rentals and second homes due to its renowned beaches and tourism infrastructure.

Smaller but significant markets include Dunedin with its charming downtown and spring training appeal, Belleair and Belleair Bluffs for luxury residential properties, and Largo representing more affordable family housing options. Coastal communities like Redington Beach, Indian Shores, and Treasure Island create specialized markets focused on vacation properties and waterfront living, each requiring agents with specific local expertise.

Market Dynamics and Geographic Complexity

Pinellas County's real estate market operates with unusual intensity due to limited land availability and continuous development pressure. The peninsula's geography creates natural boundaries that drive property values and influence development patterns differently than typical mainland markets. Waterfront access, flood zones, and hurricane considerations play outsized roles in property valuations and buyer decisions.

The market experiences significant seasonal fluctuations driven by snowbird migration patterns and vacation rental demand. This creates complex inventory cycles where agents must understand both permanent resident needs and temporary resident preferences. The high concentration of agents relative to land area means specialization becomes crucial, with many focusing on specific neighborhoods, property types, or client demographics.

Why Businesses Need Pinellas County, Florida Agent Contact Data

The concentration of 21,550 agents in a relatively compact geographic area creates exceptional opportunities for businesses serving the real estate industry. Mortgage lenders, insurance companies, home inspectors, and construction contractors can efficiently reach a large number of active professionals within a defined market area. The high transaction volume and property values in Pinellas County translate to agents with substantial purchasing power and frequent service needs.

Having verified email contacts for all active agents enables targeted marketing campaigns based on geographic specialization, property type focus, or brokerage affiliation. Title companies can reach closing-focused agents, while luxury service providers can target waterfront and high-end specialists. The market's seasonal nature also creates opportunities for businesses offering temporary or seasonal services to time their outreach effectively.

Current Property Listings

As of 2/13/2026, Kathleen Ruff has 11 properties for sale in Saint Petersburg and surrounding areas. These are the top 10 listings.

$275,000

Listed 2025-11-24

7420 Bay Island Dr S Apt 374
South Pasadena, FL  33707

Beds: 1.0
Baths: 1.5
Sq Ft: 805
Condos Map
View Full Details

$295,000

Listed 2024-03-02

1868 Shore Dr S Apt 410
South Pasadena, FL  33707

Beds: 2.0
Baths: 2.0
Sq Ft: 1,100
Condos Map
View Full Details

$2,250,000

Listed 2025-11-04

15459 2nd St E
Madeira Beach, FL  33708

Beds: 2.0
Baths: 2.0
Sq Ft: 2,281
Lot: 7,405 sf
Single Family Map
View Full Details

$118,000

Listed 2025-12-21

5267 81st St N Apt 8
Saint Petersburg, FL  33709

Beds: 2.0
Baths: 1.0
Sq Ft: 1,010
Condos Map
View Full Details

$69,500

Listed 2025-12-21

4325 58th Way N Apt 1531
Kenneth City, FL  33709

Beds: 1.0
Baths: 1.0
Sq Ft: 595
Lot: 33,541 sf
Condos Map
View Full Details

$104,500

Listed 2025-12-20

4151 55th Way N Apt 1058
Kenneth City, FL  33709

Beds: 2.0
Baths: 2.0
Sq Ft: 875
Condos Map
View Full Details

$94,000

Listed 2026-01-14

4325 58th Way N Apt 1423
Kenneth City, FL  33709

Beds: 1.0
Baths: 1.0
Sq Ft: 595
Condos Map
View Full Details

$69,800

Listed 2025-03-04

1600 N Old Coachman Rd Lot 709
Clearwater, FL  33765

Beds: 1.0
Baths: 1.0
Sq Ft: 492
Lot: 4,356 sf
Mobile Map
View Full Details

$129,900

Listed 2025-02-23

4300 58th St N Apt 1909
Kenneth City, FL  33709

Beds: 2.0
Baths: 2.0
Sq Ft: 835
Lot: 132,858 sf
Condos Map
View Full Details

$58,000

Listed 2025-05-11

4051 58th St N Unit 241C
Kenneth City, FL  33709

Beds: 1.0
Baths: 1.0
Sq Ft: 562
Condos Map
View Full Details

Current Property Rentals

Kathleen Ruff currently has no rental properties available in Saint Petersburg and surrounding areas. Check back later.