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Kathy Jo Spady

Kathy Jo Spady
Real Estate Agent (Broker)
Gulf Breeze FL

Broker (FL: 3077700)

22 years experience

REALTOR® 3 Active Listings Serves Santa Rosa County, FL
View on Realtor.com

Contact Information

Brokerage
Realty Solutions Nwf Llc

Office Website
Office Address
1608 Smugglers Cove Cir
Gulf Breeze, FL  32563
(Santa Rosa County)
Office Phone
850-313-1648
Office Fax
Mobile
850-313-1648
Email
kath*******@*****.com
Show Email for $5

Service Areas

Goulding: FL Brent: FL Pensacola: FL Ferry Pass: FL Crestview: FL Destin: FL Fort Walton Beach: FL Ocean City: FL Wright: FL Okaloosa Island: FL Cinco Bayou: FL Miramar Beach: FL Gulf Breeze: FL Oriole Beach: FL Woodlawn Beach: FL Tiger Point: FL Midway: FL Holt: FL Harold: FL Holley: FL Navarre: FL Navarre Beach: FL Mary Esther: FL Berrydale: FL Allentown: FL Whitfield: FL Point Baker: FL Roeville: FL Springhill: FL Munson: FL Milton: FL Wallace: FL Floridatown: FL Pea Ridge: FL Pace: FL Chumuckla: FL Choctaw Beach: FL Niceville: FL Shalimar: FL Lake Lorraine: FL Valparaiso: FL Dickerson City: FL Bagdad: FL Mulat: FL Garcon Point: FL Avalon: FL East Milton: FL

About Kathy Spady

Kathy Spady, originally from Bellevue, Nebraska, has embraced the Emerald Coast as her home since relocating to Florida in 2003. With over 19 years of experience in the real estate sector, she has adeptly represented a diverse clientele, including buyers, sellers, investors, property owners, and renters. Kathy’s commitment to real estate extends beyond her professional endeavors; she has personally invested in residential properties and land, as well as managed rental properties across the Gulf Coast, Alabama, and Ohio.

Specializing in military relocations, Kathy brings a unique perspective as the spouse of a United States Air Force veteran and a mother to three active boys. Her firsthand understanding of the challenges faced by military families during transitions informs her approach to facilitating smooth relocations. Kathy is certified as a Military Relocation Professional (MRP) and a Florida Military Specialist (FMS), and she also holds the At Home With Diversity (AHWD) designation. Her professional affiliations include active membership in the National Association of Realtors, the Florida Association of Realtors, and the Navarre Area Board of Realtors, where she served a two-year term on the board of directors from 2016 to 2017.

Kathy is dedicated to providing exceptional real estate experiences for her clients. She prides herself on her problem-solving abilities and her commitment to finding effective solutions tailored to individual needs. "Whether you’re buying or selling, I am here to ensure a positive real estate journey," she states. "My passion for this industry drives me to deliver results that exceed expectations. Let’s work together to find the best solution for you today."

Santa Rosa County, FL Real Estate Market Analysis (Single Family Homes)

$509,591
Avg. Listing Price
From Kathy's portfolio
3.7 / 2.5
Avg. Beds/Baths
Typical property size
2,120 sf
Avg. Square Footage
Interior living space
2764
Active Listings
Current inventory

Santa Rosa County, Florida's real estate market represents one of the Panhandle's most dynamic and rapidly evolving sectors, driven by its strategic location between Pensacola and the Emerald Coast. The county has experienced remarkable growth as professionals and retirees discover the perfect blend of military stability, beach proximity, and affordable living that defines this region.

With 2,733 total actively licensed agents serving the market, Santa Rosa County maintains a robust real estate infrastructure that reflects both its growing population and diverse housing needs. Remarkably, all 2,733 agents maintain email contact information, demonstrating the tech-savvy nature of the local real estate community and their commitment to modern communication methods.

Major Santa Rosa County, Florida Real Estate Markets

Milton serves as the county seat and primary commercial hub, offering a mix of historic downtown properties and expanding suburban developments that attract families seeking small-town charm with urban amenities. Gulf Breeze stands out as the premium waterfront market, where luxury homes and condominiums command top dollar due to stunning bay views and proximity to pristine beaches. Pace has emerged as the county's fastest-growing residential area, with new construction communities and master-planned developments catering to young families and military personnel from nearby bases.

The Navarre area, including Navarre Beach, represents the county's tourism and vacation rental hotspot, where investors compete for beachfront properties and short-term rental opportunities. Bagdad and Jay offer more affordable rural markets, attracting buyers seeking acreage, privacy, and traditional Southern living. These diverse markets create distinct pricing tiers and buyer demographics across the county's geography.

Market Dynamics and Geographic Complexity

Santa Rosa County's real estate market operates with surprising complexity despite its relatively small size, influenced by military housing allowances, seasonal tourism patterns, and proximity to major employment centers in Escambia County. The county experiences unique seasonal fluctuations where beach properties peak during summer months while inland areas see steady year-round activity driven by permanent residents and military transfers.

Recent trends show increasing interest from remote workers and early retirees who discovered the area during the pandemic, creating competitive conditions for mid-range properties between $200,000 and $400,000. The market also benefits from limited inventory in certain segments, particularly waterfront and new construction homes, leading to faster sales cycles and multiple offer situations that challenge both agents and buyers.

Why Businesses Need Santa Rosa County, Florida Agent Contact Data

Real estate service providers, from mortgage lenders to home inspection companies, require comprehensive agent contact information to effectively penetrate this concentrated but competitive market. With all 2,733 agents maintaining email addresses, businesses can implement targeted digital marketing campaigns that reach the entire agent population efficiently, maximizing their return on marketing investments.

The relatively tight-knit nature of Santa Rosa County's real estate community means that building relationships with agents directly translates to sustained business growth. Companies offering services like title insurance, property management software, or continuing education can leverage complete agent contact data to establish themselves as preferred vendors before competitors recognize market opportunities in this growing region.

Current Property Listings

As of 3/27/2026, Kathy Spady has 3 properties for sale in Gulf Breeze and surrounding areas.

$495,000

Listed 2025-05-20

1604 Smugglers Cove Cir
Gulf Breeze, FL  32563

Beds:
Baths:
Sq Ft:
Lot: 32,234 sf
Land Map
View Full Details

$409,900

Listed 2026-03-25

6413 Red Heron Ct
Gulf Breeze, FL  32563

Beds: 3.0
Baths: 2.0
Sq Ft: 1,770
Lot: 7,841 sf
Single Family Map
View Full Details

$100,000

Listed 2025-06-05

Hickory Hammock Rd
Milton, FL  32583

Beds:
Baths:
Sq Ft:
Lot: 108,900 sf
Land Map
View Full Details

$369,000

Listed 2025-11-15

112 Alden Dr
Fort Walton Beach, FL  32547

Beds: 3.0
Baths: 2.0
Sq Ft: 1,848
Lot: 9,583 sf
Single Family Map
View Full Details

Current Property Rentals

Kathy Spady currently has no rental properties available in Gulf Breeze and surrounding areas. Check back later.