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Kelly Williams Payne

Kelly Williams Payne
Real Estate Agent (Associate Broker)
Ellijay GA

Associate Broker (GA: 326338)

19 years experience

REALTOR® 9 Active Listings Serves Gilmer County, GA
View on Realtor.com

Contact Information

Brokerage
Re/Max Town & Country - Ellijay

Office Website
Office Address
96 Craig St Ste 111
Ellijay, GA  30540
(Gilmer County)
Office Phone
706-515-7653
Office Fax
706-515-7654
Mobile
706-515-7653
Email
kpay***********@*****.com
Show Email for $5

Service Areas

Jasper: GA Talking Rock: GA Bartow: GA Epworth: GA McCaysville: GA Blue Ridge: GA East Ellijay: GA Ellijay: GA Morganton: GA Waleska: GA Holly Springs: GA Canton: GA Nelson: GA Ball Ground: GA Woodstock: GA Mountain Park: GA

About Kelly Payne

Introducing a dedicated real estate professional based in North Georgia, proudly affiliated with Re/Max Town & Country. As a member of the Hidden Key Team, this agent values collaboration, commitment, patience, integrity, and diligence—qualities that not only contribute to the team's success but also play a crucial role in guiding clients toward their real estate objectives.

With a strong emphasis on building lasting relationships, this agent welcomes referrals and takes pride in the connections fostered throughout each transaction. Operating with integrity is at the core of their business philosophy, ensuring that every interaction is grounded in trust and transparency. This agent is eager to assist you and your family on your real estate journey.

Gilmer County, GA Real Estate Market Analysis (Single Family Homes)

$624,640
Avg. Listing Price
From Kelly's portfolio
3.1 / 2.7
Avg. Beds/Baths
Typical property size
2,250 sf
Avg. Square Footage
Interior living space
547
Active Listings
Current inventory

Gilmer County, Georgia presents a fascinating real estate landscape characterized by its mountain terrain, recreational properties, and growing appeal as a retreat destination from Atlanta's urban sprawl. The county's real estate market operates with remarkable efficiency despite its relatively small size, supported by exactly 199 actively licensed agents who maintain comprehensive digital connectivity with all agents having email addresses for seamless communication.

What makes Gilmer County particularly intriguing is its dual nature as both a permanent residence market and a second-home destination. Properties range from modest mountain cabins to luxury lakefront estates, creating diverse price points that attract buyers from various economic backgrounds. The market benefits from its proximity to recreational assets like Carters Lake and the Appalachian foothills, driving consistent interest from both investors and lifestyle buyers seeking mountain living within reasonable distance of metropolitan amenities.

Major Gilmer County, Georgia Real Estate Markets

Ellijay serves as the county seat and primary real estate hub, anchoring most residential and commercial activity with its charming downtown district and annual Apple Festival drawing regional attention. The Ellijay market encompasses everything from historic homes near the town square to newer developments spreading into surrounding hills. East Ellijay represents another significant pocket of activity, featuring more affordable housing options and rural properties that appeal to first-time buyers and those seeking larger acreage.

The unincorporated communities throughout Gilmer County create distinct micro-markets, particularly around Carters Lake where waterfront properties command premium prices. Areas like Cartecay and Cherry Log have developed reputations for upscale mountain retreats, while regions closer to the Fannin County border attract buyers seeking maximum privacy and undeveloped land. These geographic divisions create specialized market segments that require local expertise to navigate effectively.

Market Dynamics and Geographic Complexity

Gilmer County's real estate market exhibits strong seasonal patterns, with spring and summer months generating peak activity as buyers explore mountain properties during favorable weather conditions. The market's complexity stems from varying property types including traditional residential homes, recreational cabins, agricultural land, and commercial properties serving the tourism industry. Pricing disparities can be substantial based on elevation, lake access, and proximity to Ellijay's commercial center.

Geographic challenges include properties accessible only by mountain roads, varying utility availability, and diverse zoning regulations that affect development potential. These factors create a market where local knowledge becomes invaluable, as properties with similar square footage can vary dramatically in value based on topography, access, and recreational amenities. The relatively small agent population means most professionals develop deep familiarity with multiple property types and geographic areas within the county.

Why Businesses Need Gilmer County, Georgia Agent Contact Data

Real estate service providers, from mortgage lenders to home inspectors, require direct access to Gilmer County's agent network to capitalize on the area's active recreational property market and growing permanent resident base. With all 199 licensed agents maintaining email connectivity, businesses can efficiently distribute market updates, service offerings, and educational content that helps agents better serve their mountain property clientele.

The county's tourism-driven economy creates unique opportunities for businesses offering services related to second homes, property management, and vacation rentals, making agent relationships crucial for market penetration. Additionally, contractors, insurance providers, and financial services companies benefit from connecting with agents who understand the specific challenges of mountain properties, seasonal occupancy patterns, and the diverse needs of both local residents and out-of-area buyers investing in Gilmer County real estate.

Current Property Listings

As of 2/17/2026, Kelly Payne has 9 properties for sale in Ellijay and surrounding areas.

$185,640

Listed 2025-08-28

Tract 2 Old Northcutt Rd Lot 2
Ellijay, GA  30540

Beds:
Baths:
Sq Ft:
Lot: 79,279 sf
Land Map
View Full Details

$163,200

Listed 2025-08-29

Tract 4 Old Northcutt Rd Lot 4
Ellijay, GA  30540

Beds:
Baths:
Sq Ft:
Lot: 69,696 sf
Land Map
View Full Details

$185,640

Listed 2025-09-01

Tr 2 Old Northcutt Rd
Ellijay, GA  30540

Beds: 0.0
Baths:
Sq Ft:
Lot: 79,279 sf
Single Family Map
View Full Details

$163,200

Listed 2025-09-01

Tract 4 Old Northcutt Rd
Ellijay, GA  30540

Beds:
Baths:
Sq Ft:
Lot: 69,696 sf
Land Map
View Full Details

$185,640

Listed 2025-09-01

Tract 2 Old Northcutt Rd
Ellijay, GA  30540

Beds:
Baths:
Sq Ft:
Lot: 79,279 sf
Land Map
View Full Details

$163,200

Listed 2025-09-01

Tr 4 Old Northcutt Rd
Ellijay, GA  30540

Beds: 0.0
Baths:
Sq Ft:
Lot: 69,696 sf
Single Family Map
View Full Details

$795,000

Listed 2025-12-20

1705 Old Northcutt Rd
Ellijay, GA  30536

Beds: 3.0
Baths: 3.0
Sq Ft: 3,000
Lot: 65,776 sf
Single Family Map
View Full Details

$405,000

Listed 2026-02-16

1564 Big Ben Rd
Ellijay, GA  30540

Beds: 2.0
Baths: 1.0
Sq Ft: 672
Lot: 78,844 sf
Single Family Map
View Full Details

$795,000

Listed 2025-12-20

1705 Old Northcutt Rd Unit Tra
Ellijay, GA  30540

Beds: 3.0
Baths: 3.0
Sq Ft: 3,000
Lot: 65,776 sf
Single Family Map
View Full Details

$997,000

Listed 2025-11-11

1713 Old Northcutt Rd
Ellijay, GA  30536

Beds: 4.0
Baths: 3.0
Sq Ft: 4,102
Lot: 65,340 sf
Single Family Map
View Full Details

Current Property Rentals

As of 2/17/2026, Kelly Payne has the following rental properties available in Ellijay and surrounding areas.

$3,000

Listed 2025-12-18

544 E Main St Ste 2
Blue Ridge, GA  30513

Beds: 3.0
Baths: 2.0
Sq Ft:
Apartment Map
View Full Details

$3,000

Listed 2025-12-18

544 E Main St
Blue Ridge, GA  30513

Beds: 3.0
Baths: 2.0
Sq Ft: 1,960
Apartment Map
View Full Details

$1,600

Listed 2026-01-17

550 E Main St Ste 201
Blue Ridge, GA  30513

Beds: 1.0
Baths: 1.0
Sq Ft: 936
Apartment Map
View Full Details

$1,600

Listed 2026-01-17

550 E Main St # 2
Blue Ridge, GA  30513

Beds: 1.0
Baths: 1.0
Sq Ft: 936
Apartment Map
View Full Details