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Kristi Spencer

Kristi Spencer
Real Estate Agent (Associate Broker)
Saint Marys GA

Associate Broker (GA: 423402)

4 years experience

REALTOR® 6 Active Listings Serves Camden County, GA
View on Realtor.com

Contact Information

Brokerage
Coastal Roots Realty & Prop Mg

Office Website
Office Address
100 Martha Dr Ste C
Saint Marys, GA  31558
(Camden County)
Office Phone
912-205-2140
Office Fax
Mobile
606-207-7603
Email
klsp*******@*****.com
Show Email for $5

Service Areas

Kingsland: GA St. Marys: GA

About Kristi Spencer

Kristi Spencer views real estate as a people-centric endeavor rather than merely a transactional business. She prioritizes building strong relationships, positioning herself as a trusted advisor in the Southeast Georgia housing market.

Navigating the complexities of buying or selling a home can be daunting. While some agents focus solely on educating clients about the process or emphasize the financial aspects of homeownership, Kristi stands out as a professional who combines both approaches. She ensures her clients feel comfortable throughout the journey while securing optimal prices and terms.

Kristi’s commitment to her clients begins with her availability. Recognizing the time-sensitive nature of real estate, she prides herself on being accessible. Clients can expect prompt responses to texts, emails, direct messages, and phone calls. Kristi values every inquiry, providing thoughtful answers and conducting further research when necessary to deliver accurate information.

By choosing Kristi as your agent, you benefit from her relentless work ethic, resourcefulness, and extensive network of industry connections, all aimed at achieving the best outcomes for your real estate transactions. Even after closing, Kristi maintains her commitment to her clients, offering complimentary market reports and consultations to ensure they remain informed and empowered in their real estate decisions.

Originally from the picturesque hills of Kentucky, Kristi has embraced the charm of Georgia, particularly in the Kingsland community where she has established her home. Outside of her real estate career, she enjoys spending quality time with her family, engaging in church activities, and volunteering with local organizations dedicated to enhancing the community.

For a friendly, pressure-free consultation regarding buying or selling in Southeast Georgia, reach out to Kristi Spencer. She is ready to engage in an open and honest conversation about your real estate aspirations and develop a strategic plan to help you achieve them.

Camden County, GA Real Estate Market Analysis (Single Family Homes)

$436,544
Avg. Listing Price
From Kristi's portfolio
3.6 / 2.6
Avg. Beds/Baths
Typical property size
2,130 sf
Avg. Square Footage
Interior living space
569
Active Listings
Current inventory

Camden County, Georgia represents a unique coastal real estate market where military presence meets pristine natural beauty along the state's southeastern border. With Naval Submarine Base Kings Bay serving as a major economic anchor, the county experiences distinctive housing demand patterns driven by military families, retirees, and newcomers attracted to its proximity to both Florida beaches and Georgia's Golden Isles. The market benefits from relatively affordable waterfront properties compared to neighboring coastal counties, creating opportunities for both permanent residents and vacation home buyers.

What makes Camden County particularly intriguing is its strategic location offering easy access to Jacksonville, Florida, while maintaining a small-town Georgia charm. The real estate landscape spans from historic St. Marys with its Victorian-era homes near the waterfront to newer developments in Kingsland that cater to growing families. With 336 total actively licensed agents serving the area, all of whom maintain email contact information, the market demonstrates a robust professional network capable of handling diverse client needs from military relocations to luxury waterfront acquisitions.

Major Camden County, Georgia Real Estate Markets

St. Marys stands as the county's crown jewel, featuring a historic downtown district where century-old homes command premium prices for their proximity to the St. Marys River and Cumberland Island ferry access. The city's real estate market thrives on heritage tourism and military personnel seeking character-rich properties within walking distance of restaurants, shops, and waterfront activities. Meanwhile, Kingsland has emerged as the county's growth engine, offering newer subdivisions, shopping centers, and family-friendly amenities that attract buyers seeking modern conveniences with reasonable commutes to Kings Bay.

The unincorporated areas of Camden County present fascinating opportunities, particularly around Crooked River State Park and the various tidal creeks that create secluded waterfront communities. These regions often feature larger lots, boat access, and privacy that appeals to retirees and second-home buyers. The market also includes rural properties inland that offer agricultural potential or simply peaceful retreats from coastal development pressures, creating a diverse portfolio of options rarely found in such a compact geographic area.

Market Dynamics and Geographic Complexity

Camden County's real estate market operates on multiple seasonal rhythms that create both challenges and opportunities for agents and investors. Military PCS (Permanent Change of Station) cycles generate predictable waves of buying and selling activity, while vacation home demand peaks during spring and summer months when buyers discover the area's natural attractions. Hurricane evacuation patterns from Florida occasionally bring temporary population surges, and some visitors end up purchasing properties after experiencing the area's appeal during extended stays.

The geographic complexity extends beyond simple coastal versus inland distinctions, as tidal influences, flood zones, and environmental regulations create nuanced property values that require local expertise to navigate. Properties with deepwater access command significant premiums, while elevation changes of just a few feet can dramatically affect insurance costs and development potential. This intricate landscape rewards agents who understand everything from military housing allowances to Georgia's conservation tax programs for marshland properties.

Why Businesses Need Camden County, Georgia Agent Contact Data

Mortgage lenders, insurance companies, and real estate service providers find Camden County's concentrated agent network invaluable for building relationships in this specialized market. The military connection creates unique financing needs, from VA loans to deployment-related contingencies, while coastal property requirements generate demand for specialized insurance products and environmental assessments. Having direct email access to all 336 licensed agents enables service providers to efficiently communicate rate changes, new programs, or regulatory updates that affect transactions.

Real estate technology companies and marketing services particularly benefit from this complete contact database because Camden County agents often serve clients relocating from across the country who rely heavily on virtual tours, online resources, and digital communication tools. The combination of tech-savvy military families and the need for remote property evaluation creates an ideal testing ground for new real estate innovations, making these agent relationships valuable for companies seeking to understand emerging market trends and client preferences in coastal Southern markets.

Current Property Listings

As of 2/17/2026, Kristi Spencer has 6 properties for sale in Saint Marys and surrounding areas.

$382,500

Listed 2025-09-02

313 Chinquapin Dr
Saint Marys, GA  31558

Beds: 4.0
Baths: 2.0
Sq Ft: 2,132
Lot: 9,583 sf
Single Family Map
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$420,000

Listed 2026-01-16

235 Cardinal Cir W
Saint Marys, GA  31558

Beds: 3.0
Baths: 2.0
Sq Ft: 1,860
Single Family Map
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$80,000

Listed 2025-11-18

Vl/45 Pine Driv Pine Dr
Woodbine, GA  31569

Beds:
Baths:
Sq Ft:
Lot: 130,680 sf
Land Map
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$305,000

Listed 2026-02-06

130 Dunbar Dr
Saint Marys, GA  31558

Beds: 3.0
Baths: 2.0
Sq Ft: 1,484
Lot: 9,148 sf
Single Family Map
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$315,000

Listed 2025-12-12

307 Cedar Breeze Dr
Kingsland, GA  31548

Beds: 5.0
Baths: 3.0
Sq Ft: 2,540
Lot: 6,970 sf
Single Family Map
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$145,000

Listed 2025-11-25

614 S Orange Edwards Blvd
Kingsland, GA  31548

Beds: 3.0
Baths: 1.5
Sq Ft: 1,632
Lot: 94,525 sf
Single Family Map
View Full Details

Current Property Rentals

Kristi Spencer currently has no rental properties available in Saint Marys and surrounding areas. Check back later.