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Kristine Musto

Kristine Musto
Real Estate Agent (Broker)
Kahului HI

Broker (HI: RB-19465)

28 years experience

REALTOR® 1 Active Listings Serves Maui County, HI
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Island Prop(ka)
Office Address
444 Hana Hwy Ste A-1
Kahului, HI  96732
(Maui County)
Office Phone
808-442-7500
Office Fax
808-442-7501
Mobile
808-870-0553
Email
kris*********@*****.com
Show Email for $5

Service Areas

Haliimaile: HI Paia: HI Pukalani: HI Kula: HI Maui: HI Makawao: HI Olinda: HI Wailuku: HI Maalaea: HI Waihee-Waiehu: HI Waikapu: HI Kahului: HI Makena: HI Kihei: HI Keokea: HI Wailea: HI Haiku-Pauwela: HI Haiku: HI

About Kristine Musto

Kristine, originally from Upstate New York, and her husband Carl first visited Maui in 1990. Captivated by the island's beauty, they decided to make it their permanent home.

Her journey into real estate began after purchasing her first property on the island, which ignited her passion for the field. Within a year, Kristine obtained her real estate license and has since dedicated over 23 years to serving clients in Maui. With nearly 32 years of residency, she possesses an in-depth understanding of the island's diverse neighborhoods. Kristine’s commitment to excellence is reflected in her approach to client relations, where she prioritizes integrity, hard work, and gratitude, aiming to foster lasting connections.

In response to the challenges posed by the COVID-19 pandemic in 2020, Kristine co-founded Upcountry Strong Inc., a non-profit organization aimed at addressing food insecurity in the Upcountry Maui community. Recognizing that the pandemic exacerbated existing issues, she and her fellow real estate professional sought to provide essential support to those in need. Their mission continues to focus on alleviating food insecurity, ensuring that the community receives ongoing assistance.

Outside of her professional endeavors, Kristine embraces her role as a dedicated "soccer mom." Together with Carl, who coaches, they have raised three talented soccer players in Upcountry Maui. Their daughter Nikki, 24, is currently competing in the Women’s Professional League in Greece, while their son Joey is a junior at Hawaii Pacific University, balancing his studies in Business with his passion for soccer. Their youngest, Tommy, 18, is in his senior year of high school and has recently committed to play soccer at the University of Portland.

Kristine has come to appreciate the parallels between her life on the soccer field and her real estate career. Just as teamwork is essential in sports, she believes that collaboration among clients, colleagues, and industry partners is key to achieving success in real estate. At Coldwell Banker Island Properties, Kristine works diligently with her team to help clients realize their dreams of homeownership in Maui.

Maui County, HI Real Estate Market Analysis (Single Family Homes)

$3,074,940
Avg. Listing Price
From Kristine's portfolio
3.5 / 3.0
Avg. Beds/Baths
Typical property size
2,339 sf
Avg. Square Footage
Interior living space
649
Active Listings
Current inventory

Maui County's real estate market stands as one of Hawaii's most distinctive and challenging landscapes, encompassing not just the famous island of Maui but also Molokai and Lanai. With 857 actively licensed real estate agents serving this diverse archipelago market, the county presents a unique blend of luxury resort properties, agricultural lands, and residential communities that attract both local residents and international buyers seeking their slice of paradise.

The market dynamics here differ dramatically from mainland real estate, with limited inventory creating intense competition and premium pricing. Currently, all 857 licensed agents maintain active email contacts, reflecting the modern, connected nature of Hawaii's real estate professionals who must navigate complex zoning laws, cultural considerations, and environmental regulations that make Maui County transactions particularly intricate.

Major Maui County, Hawaii Real Estate Markets

The primary real estate activity centers around several distinct regions, each with its own character and price points. West Maui, including Lahaina and Ka'anapali, commands the highest prices with oceanfront condominiums and luxury estates, while Central Maui areas like Kahului and Wailuku offer more affordable options for local families. South Maui's Kihei and Wailea represent the middle and upper-middle market segments, with Wailea competing directly with West Maui for luxury buyers.

Upcountry Maui, encompassing Makawao, Pukalani, and Kula, attracts buyers seeking cooler temperatures and rural lifestyles, often featuring properties with agricultural designations. The outer islands of Molokai and Lanai present entirely different markets - Molokai focuses on affordable rural properties and Native Hawaiian homestead lands, while Lanai, largely controlled by billionaire Larry Ellison, has limited inventory but exclusive high-end opportunities.

Market Dynamics and Geographic Complexity

Maui County's real estate market operates under unique constraints that create both opportunities and challenges. Limited developable land due to conservation zones, agricultural preservation, and cultural protection areas means inventory remains perpetually tight. This scarcity, combined with Maui's global reputation as a premier destination, keeps property values elevated even during economic downturns that might affect other markets more severely.

The market also reflects Hawaii's complex relationship between local residents and outside buyers, with ongoing discussions about housing affordability and workforce housing initiatives. Many transactions involve buyers from the mainland United States and international markets, particularly Japan and Canada, creating a sophisticated market that requires agents to understand currency fluctuations, international financing, and cultural nuances that don't exist in typical U.S. real estate markets.

Why Businesses Need Maui County, Hawaii Agent Contact Data

Companies serving the real estate industry find Maui County agents particularly valuable contacts due to their involvement in high-value transactions and sophisticated client bases. Mortgage lenders, insurance companies, and financial services firms benefit from connecting with these 857 agents who handle premium properties and affluent clientele, often requiring specialized products and services not typical in mainland markets.

Property management companies, vacation rental platforms, and luxury service providers also rely on agent networks to identify new opportunities and referral sources. Given the unique nature of Maui County's market, agents here often serve as gatekeepers to exclusive opportunities and maintain relationships with high-net-worth individuals who represent valuable prospects for various business services beyond just real estate transactions.

Current Property Listings

As of 2/17/2026, Kristine Musto has 1 property for sale in Kahului and surrounding areas.

$429,000

Listed 2025-10-17

25 Waipaa Ln Unit 44-201
Wailuku, HI  96793

Beds: 1.0
Baths: 1.0
Sq Ft: 519
Lot: 396,396 sf
Condos Map
View Full Details

Current Property Rentals

Kristine Musto currently has no rental properties available in Kahului and surrounding areas. Check back later.