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Lora K Pratt-Umbarger

Lora K Pratt-Umbarger
Real Estate Agent (Real Estate Broker)
Manchester TN

Real Estate Broker (TN: 284989)

24 years experience

REALTOR® 2 Active Listings Serves Coffee County, TN
View on Realtor.com

Contact Information

Brokerage
Bhgre Heritage Group
Office Address
342 Jack Thomas Dr
Manchester, TN  37355
(Coffee County)
Office Phone
931-723-3300
Office Fax
931-723-3302
Mobile
931-273-3784
Email
lora********@*****.com
Show Email for $5

Service Areas

Royal: TN Shelbyville: TN Unionville: TN Lynchburg: TN Hillsboro: TN New Union: TN Manchester: TN Dickel: TN Tullahoma: TN Estill Springs: TN Beersheba Springs: TN McMinnville: TN Smartt: TN Centertown: TN

About Lora Pratt-Umbarger

Lora has a proven track record of assisting families in relocating to the Middle Tennessee area, including Manchester, Tullahoma, Shelbyville, Murfreesboro, Winchester, and Smyrna. With over 70% of her business stemming from repeat clients and referrals, she is well-equipped to address a variety of real estate needs.

Her expertise extends beyond residential properties in Manchester; she is adept at working with first-time homebuyers, investors, REO and foreclosure properties, new construction, commercial real estate, and land sales. Currently, she specializes in REO and foreclosure transactions and serves as the Local Listing Broker for HUD in the region. For those interested in investment opportunities, she invites inquiries to join her investor update list. Lora collaborates closely with her husband, Mitch Umbarger, to enhance client service.

Community involvement is a priority for Lora. She is a graduate of the Coffee County Leadership program and has held several leadership roles, including Past President of the Coffee County Leadership Board. Her affiliations include membership in the Manchester and Tullahoma Chambers of Commerce, the Arnold Community Council, and the Alzheimer’s Association Mid-South Chapter Memory Walk committee. Additionally, she served as an Ambassador for the Tullahoma Chamber of Commerce from 2004 to 2005 and was a CEO representative from 1997 to 2002, focusing on creating educational opportunities.

Lora began her career as an elementary school teacher, earning her Bachelor's degree from Middle Tennessee State University. In 2002, she obtained her Master's degree in Elementary Education and her Real Estate Affiliate Broker's License. After just two months of part-time work in real estate, she transitioned to a full-time career.

In 2007, she and Mitch established Exit Realty Partners, selecting the EXIT Realty franchise to foster a supportive environment for agents, emphasizing superior training and a collaborative atmosphere. They take pride in being part of the EXIT team.

Her accolades include multiple recognitions as a Million Dollar Producer and Multi-Million Dollar Producer from 2003 to 2015, along with several awards from EXIT Realty, including the Bronze and Silver Sales Awards. Notably, in 2014, she was ranked as the 99th Realtor in Tennessee for sales volume in America’s Best Real Estate Agent Report.

Together with Mitch, Lora is committed to providing exceptional service to their clients in Manchester and the surrounding Middle Tennessee area. They look forward to assisting you with all your real estate needs.

Coffee County, TN Real Estate Market Analysis (Single Family Homes)

$439,457
Avg. Listing Price
From Lora's portfolio
3.2 / 2.4
Avg. Beds/Baths
Typical property size
2,065 sf
Avg. Square Footage
Interior living space
445
Active Listings
Current inventory

Coffee County, Tennessee presents a fascinating real estate landscape that bridges rural charm with strategic accessibility. Located in the heart of Middle Tennessee, this market serves as a compelling case study of how smaller counties can maintain robust property activity while preserving their agricultural heritage. The region's proximity to major employment centers like Nashville and Murfreesboro creates unique dynamics that savvy investors and residents alike have begun to recognize.

With 328 total actively licensed agents operating throughout the county, Coffee County maintains a surprisingly dense network of real estate professionals relative to its population. What's particularly noteworthy is that all 328 agents maintain active email communications, indicating a market that has fully embraced digital connectivity despite its rural character. This technological adoption reflects broader trends in how smaller Tennessee markets are modernizing their approach to property transactions.

Major Coffee County, Tennessee Real Estate Markets

Manchester serves as the county seat and primary real estate hub, anchoring most commercial and residential development activity. The city's role as home to the Bonnaroo Music Festival has created interesting seasonal dynamics in both rental and sales markets, with properties near the festival grounds commanding premium attention. Tullahoma, while technically spanning into adjacent counties, significantly influences Coffee County's northern markets with its aerospace industry presence and more suburban development patterns.

Beyond these primary centers, smaller communities like Hillsboro and Beechgrove represent emerging opportunities in the county's real estate portfolio. These areas offer authentic rural living experiences while maintaining reasonable commute access to larger employment centers. The diversity between these markets creates multiple price points and property types, from historic farmsteads to modern subdivisions catering to different buyer demographics.

Market Dynamics and Geographic Complexity

Coffee County's real estate market exhibits remarkable resilience partly due to its agricultural foundation and growing appeal to remote workers seeking affordable alternatives to urban living. The county's rolling hills and scenic landscapes have attracted buyers from Nashville's expensive suburbs, creating unexpected appreciation in previously overlooked rural properties. This trend has been particularly pronounced in areas offering high-speed internet access, demonstrating how infrastructure improvements can rapidly shift local market dynamics.

The market's complexity stems from its diverse property types and varying development patterns across different townships. From working farms and timber properties to lakefront homes and small-town residential neighborhoods, agents here must navigate significantly different valuation approaches and buyer motivations. This complexity requires deep local knowledge and explains why the county supports a robust network of specialized real estate professionals despite its relatively modest population base.

Why Businesses Need Coffee County, Tennessee Agent Contact Data

Service providers targeting Coffee County's real estate ecosystem benefit enormously from direct access to the complete agent network, particularly given the market's geographic spread and diverse property types. Mortgage brokers, home inspectors, and insurance providers can leverage comprehensive agent contact information to build relationships across Manchester's suburban developments and the county's more remote rural properties. The fact that all 328 agents maintain active email addresses creates exceptional opportunities for digital marketing campaigns and professional networking initiatives.

Property technology companies and real estate service vendors find Coffee County particularly valuable because its agents often serve multiple market segments simultaneously, from agricultural properties to residential developments. This versatility means that successful business relationships with Coffee County agents can yield diverse revenue streams and provide insights into rural market trends that inform broader Tennessee strategies.

Current Property Listings

As of 2/17/2026, Lora Pratt-Umbarger has 2 properties for sale in Manchester and surrounding areas.

$799,900

Listed 2026-01-22

1006 Remington Pl
Manchester, TN  37355

Beds: 5.0
Baths: 2.0
Sq Ft: 3,348
Lot: 335,412 sf
Single Family Map
View Full Details

$215,000

Listed 2025-12-28

10910 Shelbyville Rd
Morrison, TN  37357

Beds: 3.0
Baths: 2.0
Sq Ft: 1,605
Lot: 73,181 sf
Single Family Map
View Full Details

Current Property Rentals

Lora Pratt-Umbarger currently has no rental properties available in Manchester and surrounding areas. Check back later.