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Mandani Kaltsas Bell

Mandani Kaltsas Bell
Real Estate Agent (Salesperson)
Navarre FL

Salesperson (FL: 3268981)

13 years experience

REALTOR® 7 Active Listings Serves Santa Rosa County, FL
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
8161 2nd St
Navarre, FL  32566
(Santa Rosa County)
Office Phone
850-684-1003
Office Fax
850-939-5217
Mobile
850-684-1003
Email
dani******@*****.com
Show Email for $5

Service Areas

Goulding: FL Brent: FL Pensacola: FL Fort Walton Beach: FL Ocean City: FL Wright: FL Gulf Breeze: FL Oriole Beach: FL Woodlawn Beach: FL Tiger Point: FL Midway: FL Holley: FL Navarre: FL Navarre Beach: FL Mary Esther: FL

About Mandani Bell

**Welcome to Danie Bell's Real Estate Services**

Danie Bell, a dedicated REALTOR® with Coldwell Banker Residential Real Estate, proudly serves the vibrant communities of Navarre, Navarre Beach, Pensacola, Gulf Breeze, Cantonment, Pensacola Beach, Destin, Fort Walton Beach, Niceville, Shalimar, Pace, Mary Esther, and the surrounding areas.

With a strong commitment to integrity and respect, Danie leverages her passion for real estate and technological expertise to assist clients in achieving their homeownership goals. Whether working with families or investors, she is devoted to making the dream of owning a Florida home a reality.

Originally from Charlotte, North Carolina, Danie relocated to the Gulf Coast in 1996. After marrying in 1988 and welcoming her daughter in 2003, she discovered her passion for real estate, which led her to begin her career with Coldwell Banker in 2012. Danie continuously seeks to expand her knowledge through the extensive training and resources provided by Coldwell Banker, ensuring she stays current with evolving technology and regulations.

Danie takes pride in her role within a military community, honoring those who have served and are currently serving. She is grateful for Coldwell Banker’s initiatives that allow her to give back to military families.

Clients choose Danie for her ethical approach and determined attitude. She guides them through every step of the process, from scheduling inspections to closing day, ensuring a seamless experience. Her partnership with Coldwell Banker enhances her ability to represent clients effectively.

**Achievements and Specializations:**

- Recipient of the International Sterling Society Award in 2017 and 2021
- Certified Military Specialist
- Expertise in Military Relocation Programs
- Support for First-Time Home Buyers
- Proficient in Short Sale Solutions
- Assistance in Avoiding Foreclosures with a Team of Experts
- Dedicated to Helping Families Buy and Sell Homes
- Senior Citizen Assistance Programs

Danie K. Bell ~ REALTOR®
MRP, FMS, ePro
Coldwell Banker Residential Real Estate

Santa Rosa County, FL Real Estate Market Analysis (Single Family Homes)

$509,591
Avg. Listing Price
From Mandani's portfolio
3.7 / 2.5
Avg. Beds/Baths
Typical property size
2,120 sf
Avg. Square Footage
Interior living space
2764
Active Listings
Current inventory

Santa Rosa County, Florida's real estate market represents one of the Panhandle's most dynamic and rapidly evolving sectors, driven by its strategic location between Pensacola and the Emerald Coast. The county has experienced remarkable growth as professionals and retirees discover the perfect blend of military stability, beach proximity, and affordable living that defines this region.

With 2,733 total actively licensed agents serving the market, Santa Rosa County maintains a robust real estate infrastructure that reflects both its growing population and diverse housing needs. Remarkably, all 2,733 agents maintain email contact information, demonstrating the tech-savvy nature of the local real estate community and their commitment to modern communication methods.

Major Santa Rosa County, Florida Real Estate Markets

Milton serves as the county seat and primary commercial hub, offering a mix of historic downtown properties and expanding suburban developments that attract families seeking small-town charm with urban amenities. Gulf Breeze stands out as the premium waterfront market, where luxury homes and condominiums command top dollar due to stunning bay views and proximity to pristine beaches. Pace has emerged as the county's fastest-growing residential area, with new construction communities and master-planned developments catering to young families and military personnel from nearby bases.

The Navarre area, including Navarre Beach, represents the county's tourism and vacation rental hotspot, where investors compete for beachfront properties and short-term rental opportunities. Bagdad and Jay offer more affordable rural markets, attracting buyers seeking acreage, privacy, and traditional Southern living. These diverse markets create distinct pricing tiers and buyer demographics across the county's geography.

Market Dynamics and Geographic Complexity

Santa Rosa County's real estate market operates with surprising complexity despite its relatively small size, influenced by military housing allowances, seasonal tourism patterns, and proximity to major employment centers in Escambia County. The county experiences unique seasonal fluctuations where beach properties peak during summer months while inland areas see steady year-round activity driven by permanent residents and military transfers.

Recent trends show increasing interest from remote workers and early retirees who discovered the area during the pandemic, creating competitive conditions for mid-range properties between $200,000 and $400,000. The market also benefits from limited inventory in certain segments, particularly waterfront and new construction homes, leading to faster sales cycles and multiple offer situations that challenge both agents and buyers.

Why Businesses Need Santa Rosa County, Florida Agent Contact Data

Real estate service providers, from mortgage lenders to home inspection companies, require comprehensive agent contact information to effectively penetrate this concentrated but competitive market. With all 2,733 agents maintaining email addresses, businesses can implement targeted digital marketing campaigns that reach the entire agent population efficiently, maximizing their return on marketing investments.

The relatively tight-knit nature of Santa Rosa County's real estate community means that building relationships with agents directly translates to sustained business growth. Companies offering services like title insurance, property management software, or continuing education can leverage complete agent contact data to establish themselves as preferred vendors before competitors recognize market opportunities in this growing region.

Current Property Listings

As of 3/27/2026, Mandani Bell has 7 properties for sale in Navarre and surrounding areas.

$299,000

Listed 2025-06-16

Fl 87
Navarre, FL  32566

Beds:
Baths:
Sq Ft:
Lot: 106,722 sf
Land Map
View Full Details

$900,000

Listed 2025-10-23

2628 Holley Club Dr
Navarre, FL  32566

Beds: 4.0
Baths: 3.5
Sq Ft: 4,712
Lot: 23,522 sf
Single Family Map
View Full Details

$259,500

Listed 2026-02-18

4000 Gulf Terrace Dr Unit 105
Destin, FL  32541

Beds: 2.0
Baths: 1.0
Sq Ft: 982
Condos Map
View Full Details

$389,000

Listed 2026-01-16

1969 Frontera St
Navarre, FL  32566

Beds: 3.0
Baths: 2.0
Sq Ft: 1,871
Lot: 20,038 sf
Single Family Map
View Full Details

$119,500

Listed 2025-11-24

3623 Ebb Tide Ln
Gulf Breeze, FL  32563

Beds:
Baths:
Sq Ft:
Lot: 12,197 sf
Land Map
View Full Details

$998,500

Listed 2025-11-11

631 Gulf Shore Dr
Destin, FL  32541

Beds: 3.0
Baths: 2.0
Sq Ft: 1,760
Lot: 12,197 sf
Single Family Map
View Full Details

$499,000

Listed 2026-03-12

1412 Castnet Dr
Navarre, FL  32566

Beds: 4.0
Baths: 2.0
Sq Ft: 2,248
Lot: 15,682 sf
Single Family Map
View Full Details

$834,900

Listed 2025-04-16

117 Bayshore Dr
Pensacola, FL  32507

Beds: 3.0
Baths: 2.0
Sq Ft: 2,395
Lot: 11,326 sf
Townhomes Map
View Full Details

$1,465,000

Listed 2026-03-15

14032 Waterview Dr
Pensacola, FL  32507

Beds: 4.0
Baths: 3.0
Sq Ft: 1,990
Lot: 14,375 sf
Single Family Map
View Full Details

$399,500

Listed 2025-10-15

212 Harbor Blvd Unit 102
Destin, FL  32541

Beds: 2.0
Baths: 2.0
Sq Ft: 1,128
Condos Map
View Full Details

Current Property Rentals

Mandani Bell currently has no rental properties available in Navarre and surrounding areas. Check back later.