Mel J Fox
Real Estate Agent (Broker)
Santa Rosa - CA

Mel, a seasoned professional in the real estate and lending sectors, has cultivated a robust career spanning over two decades. Raised in Sonoma County, she embarked on her journey in the industry at just eighteen, beginning as a loan officer at a prominent bank in Marin County.

In 2016, Mel established her own brokerage, aiming to provide a comprehensive solution for her clients' mortgage and real estate requirements. Drawing on her extensive industry experience, she has developed a business model centered on delivering exceptional client service and fostering strong relationships.

Her expertise in mortgage financing is extensive, having represented large banks and boutique brokerages alike. Mel possesses in-depth knowledge of various financing options, including Conventional, Jumbo, FHA, VA, Portfolio Products, and private money solutions for purchases, cash-out refinances, home equity, and bridge loans. With a keen interest in financial structuring, she holds an undergraduate degree in Economics and Entrepreneurship from the University of San Francisco and an MBA with a focus on Finance from Ashford University.

Mel's diverse experience encompasses nearly every facet of real estate and lending. She has a proven track record in representing buyers and sellers, navigating short sales, auctions, and foreclosures in both residential and commercial markets. Additionally, her background includes property flipping, construction, design, and managing her own investment properties and vacation rentals.

Dedicated to helping clients achieve their financial and real estate goals, Mel offers tailored services that encompass consulting, leasing, management, mortgage financing, and real estate transactions. Her passion for interior design and architecture informs her work on investment properties and renovations. In her leisure time, Mel enjoys long beach walks, traveling, and spending quality moments with her French Bulldog, Jack.