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Michael George Spirtos

Michael George Spirtos
Real Estate Agent (Broker)
San Diego - CA

Broker (CA: 01306407)

28 years experience

REALTOR® 3 Active Listings Serves San Diego County, CA
View on Realtor.com

About Michael Spirtos

Michael Spirtos brings over two decades of expertise in the mortgage industry, specializing in assisting first-time homebuyers and conducting investment analyses for substantial portfolio investors. His approach involves meticulously evaluating hundreds of lenders to secure the most competitive pricing available.

Michael's firm is renowned for its innovative Jumbo loan solutions, catering to the unique financial situations of athletes and entertainers with variable income streams or extended off-seasons. With access to an extensive network of banks, the company offers a comprehensive range of financing options, including FHA, VA, Fannie Mae, and Freddie Mac conforming loans, as well as standalone and piggyback HELOCs and Fixed Lines of Credit.

Additionally, Michael's exclusive connections with private lenders enable the provision of flexible lending solutions, including stated income options, no-income/no-asset loans, and Non-QM products. Recognizing that purchasing a home is one of life’s most significant investments, he is committed to delivering the expert guidance clients deserve throughout the process.

San Diego County, CA Real Estate Market Analysis (Single Family Homes)

$1,851,830
Avg. Listing Price
From Michael's portfolio
3.7 / 3.0
Avg. Beds/Baths
Typical property size
2,420 sf
Avg. Square Footage
Interior living space
4283
Active Listings
Current inventory

San Diego County's real estate market stands as one of California's most dynamic and valuable, encompassing everything from beachfront luxury properties in La Jolla to family-friendly suburban developments in Poway and Santee. With a median home price consistently ranking among the nation's highest, this Southern California market attracts investors, homebuyers, and real estate professionals from across the globe, creating an intensely competitive environment where local expertise proves invaluable.

The county's 29,242 total actively licensed agents represent one of the most concentrated real estate professional populations in the United States, with remarkably, all 29,242 agents maintaining email contact information—a testament to the market's tech-savvy, digitally connected nature. This substantial agent network reflects the complexity and opportunity within San Diego's diverse real estate landscape, from downtown high-rise condominiums to sprawling ranch properties in the backcountry.

Major San Diego County, California Real Estate Markets

The county's real estate activity centers around several distinct metropolitan markets, each with unique characteristics and price points. Coastal communities like Del Mar, Solana Beach, and Encinitas command premium prices for their proximity to beaches and highly rated schools, while inland cities such as Escondido, El Cajon, and Chula Vista offer more affordable options that still benefit from the county's year-round climate and economic opportunities. Downtown San Diego's urban core has experienced dramatic growth in high-density residential development, transforming formerly industrial areas into sought-after neighborhoods.

North County markets including Carlsbad, Oceanside, and Vista have emerged as particularly hot segments, attracting both young professionals and retirees seeking newer construction and master-planned communities. Meanwhile, East County areas like Santee, La Mesa, and Lemon Grove provide traditional suburban living with significantly lower entry costs, making them increasingly popular among first-time homebuyers and families seeking larger properties with outdoor space.

Market Dynamics and Geographic Complexity

San Diego County's real estate market exhibits remarkable geographic complexity, with microclimates, school district boundaries, and proximity to employment centers creating dramatically different property values within short distances. A surprising trend has been the rise of luxury markets in previously overlooked areas—neighborhoods in National City and Spring Valley have seen substantial appreciation as buyers seek alternatives to traditionally expensive coastal areas, while maintaining reasonable commutes to major employment hubs.

The market's seasonal patterns differ significantly from many California regions, with activity remaining relatively steady year-round due to the consistent climate and steady influx of military relocations, technology workers, and retirees. However, inventory levels fluctuate dramatically between coastal and inland areas, with beachfront properties maintaining extremely low supply levels while inland markets experience more typical seasonal variations in available homes.

Why Businesses Need San Diego County, California Agent Contact Data

Mortgage lenders, title companies, and real estate service providers require direct access to San Diego's extensive agent network to capture market share in this high-value market. With average transaction values significantly above national norms, establishing relationships with even a small percentage of the county's 29,242 agents can generate substantial business volume, making comprehensive agent contact databases essential for competitive positioning.

Insurance companies, home improvement contractors, and financial services firms benefit enormously from direct agent relationships, as these professionals influence client decisions across multiple high-value services. The fact that all active agents maintain email addresses enables efficient digital marketing campaigns and relationship-building efforts that can quickly scale across this large, geographically diverse professional network.

Contact Information

Brokerage
Atlas Realty

Office Website
Office Address
4440 Twain Ave Ste 101
San Diego, CA  92120
(San Diego County)
Office Phone
619-851-8493
Office Fax
619-270-2547
Mobile
619-851-8493
Email
michael@************

Service Areas

San Diego: CA Carlsbad: CA

Current Property Listings

As of 1/31/2026, Michael Spirtos has 3 properties for sale in San Diego and surrounding areas.

$349,999

Listed 2025-09-26

5962 Rancho Mission Rd Unit 222
San Diego, CA  92108

Beds: 1.0
Baths: 1.0
Sq Ft: 530
Lot: 101,495 sf
Condos Map
View Full Details

$1,820,000

Listed 2025-09-25

725-739 B Ave
National City, CA  91950

Beds: 4.0
Baths: 4.0
Sq Ft: 2,100
Multi Family Map
View Full Details

$1,099,000

Listed 2025-09-25

5760 Marengo Ave
La Mesa, CA  91942

Beds: 3.0
Baths: 2.0
Sq Ft: 1,374
Lot: 11,326 sf
Single Family Map
View Full Details

Current Property Rentals

Michael Spirtos currently has no rental properties available in San Diego and surrounding areas. Check back later.