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Michelle Harding

Michelle Harding
Real Estate Agent (Sales Associate)
Franklin KY

Sales Associate (KY: 203060)

23 years experience

REALTOR® 1 Active Listings Serves Simpson County, KY
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker The Advantage Realtor Group Inc

Office Website
Office Address
314 Main St
Franklin, KY  42134
(Simpson County)
Office Phone
270-586-0912
Office Fax
270-586-4415
Mobile
270-776-1103
Email
entr*******@*****.com
Show Email for $5

Service Areas

Alvaton: KY Franklin: KY Scottsville: KY Halfway: KY Woodburn: KY Adairville: KY Auburn: KY South Union: KY Russellville: KY Oakville: KY Adolphus: KY Oakland: KY Lindseyville: KY Huff: KY Brownsville: KY Sunfish: KY Woodbury: KY Welchs Creek: KY Huntsville: KY Aberdeen: KY Dunbar: KY Morgantown: KY Provo: KY Logansport: KY Brooklyn: KY Olmstead: KY Rockfield: KY Browning: KY Roundhill: KY

About Michelle Harding

A lifelong resident of Simpson County and Franklin, this real estate professional holds a Master’s Degree from Western Kentucky University and is a graduate of the Ward Elliott Institute of Real Estate. With 17 years of experience in the industry, they are dedicated to assisting clients in discovering their ideal homes.

As a member of the National Association of REALTORS®, they have pursued ongoing education and have achieved several prestigious designations, including:

- GRI (Graduate of the Realtor Institute)
- ePro (Electronic Professional in Real Estate)
- CeMS (Certified Electronic Marketing Specialist)

This agent is committed to guiding clients through every step of the home-buying process, from initial showings to contract negotiations and closing. Licensed in Kentucky, they are ready to help you find your next home.

Simpson County, KY Real Estate Market Analysis (Single Family Homes)

$298,257
Avg. Listing Price
From Michelle's portfolio
3.3 / 2.2
Avg. Beds/Baths
Typical property size
1,697 sf
Avg. Square Footage
Interior living space
188
Active Listings
Current inventory

Simpson County, Kentucky represents a unique microcosm of rural real estate dynamics, where agricultural heritage meets modern residential development. Located in south-central Kentucky along the Tennessee border, this county encompasses communities like Franklin, the county seat, along with smaller towns such as Olmstead and Adairville. The market here operates with remarkable efficiency despite its compact size, supported by exactly 31 actively licensed real estate agents, all of whom maintain email connectivity for modern business operations.

What makes Simpson County particularly intriguing is how its proximity to larger markets like Bowling Green and Nashville creates cross-border opportunities that many overlook. The county's strategic location along major transportation corridors has quietly attracted both retirees seeking affordable rural living and young professionals willing to commute for better housing values. This dual demographic pull creates interesting pricing tensions and inventory challenges that require local expertise to navigate successfully.

Major Simpson County, Kentucky Real Estate Markets

Franklin dominates as the primary real estate hub, accounting for roughly 60% of all residential transactions in Simpson County. The city's historic downtown area has seen surprising revitalization, with Victorian-era homes commanding premium prices while newer subdivisions on the outskirts offer more affordable family housing. Olmstead and Adairville, though smaller, serve crucial roles as entry points for first-time buyers and agricultural property investors seeking working farms or hunting land.

The county's real estate landscape extends beyond traditional residential markets into specialized niches that often surprise outsiders. Equestrian properties flourish here due to Kentucky's horse culture, while recreational hunting properties attract buyers from across the Southeast. These diverse market segments require agents with specialized knowledge, making the county's concentrated pool of 31 licensed professionals particularly valuable for their deep local expertise and established networks.

Market Dynamics and Geographic Complexity

Simpson County's real estate patterns defy simple categorization, with pricing influenced by everything from school district boundaries to flood plain designations along the Red River. Properties in Franklin's established neighborhoods often appreciate differently than rural acreage, creating micro-markets that require hyperlocal knowledge to understand. The county's agricultural zoning laws add another layer of complexity, particularly for buyers interested in hobby farms or commercial agricultural ventures.

Seasonal fluctuations here follow both traditional real estate cycles and agricultural rhythms, with spring bringing not just typical home-buying activity but also increased interest in farmland transactions. The limited inventory typical of smaller markets means that timing and relationships often matter more than in larger metropolitan areas, where buyers might have dozens of similar properties to choose from at any given moment.

Why Businesses Need Simpson County, Kentucky Agent Contact Data

Service providers targeting Simpson County's real estate market must understand that all 31 licensed agents represent potential pathways to this tight-knit professional community. With complete email coverage across the agent population, businesses can efficiently reach decision-makers who influence everything from mortgage lending to home improvement projects. These agents often wear multiple hats, handling residential sales, land transactions, and even some commercial deals within their local expertise areas.

The concentrated nature of Simpson County's agent network creates unique opportunities for businesses offering complementary services. Unlike larger markets where agents might specialize narrowly, these professionals typically maintain broader practices and stronger community connections, making them valuable partners for companies seeking sustained local market presence rather than quick transactional relationships.

Current Property Listings

As of 2/17/2026, Michelle Harding has 1 property for sale in Franklin and surrounding areas.

$1,250,000

Listed 2025-11-25

2060 Luther Herald Rd
Franklin, KY  42134

Beds: 3.0
Baths: 2.0
Sq Ft: 2,424
Lot: 1,810,789 sf
Farm Map
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Current Property Rentals

Michelle Harding currently has no rental properties available in Franklin and surrounding areas. Check back later.