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Monica Ashwin Chudgar

Monica Ashwin Chudgar
Real Estate Agent (Broker)
Los Osos - CA

Broker (CA: 01502272)

23 years experience

REALTOR® 1 Active Listings Serves San Luis Obispo County, CA
View on Realtor.com

About Monica Chudgar

With a steadfast commitment to professionalism, patience, and empathy, this real estate agent prioritizes client education and support throughout the entire process. With two decades of full-time experience in the Central Coast real estate market, she brings a wealth of knowledge, dedication, and effective communication to every transaction, navigating economic fluctuations and challenges with ease.

A graduate of California Polytechnic State University in 2001 with a Bachelor of Science in Business Administration, she began her real estate journey in 2003 by obtaining her Appraisal License. By 2005, she had earned her Real Estate Broker’s License and established Lotus Real Estate. After years of balancing both appraisals and sales, she transitioned fully to sales in 2015. Her leadership roles include serving as President of the SLO Coastal Association of Realtors® in 2015 and as a voting member of the Assessment Appeals Board for San Luis Obispo County from 2013 to 2019. In recognition of her contributions to the field, she was honored with the Realtor® of the Year award by the SLO Coastal Association of Realtors® in 2012.

Residing in Los Osos with her husband and son, she enjoys a fulfilling personal life outside of work. Her interests include motherhood, volunteering, practicing yoga, cooking, camping, traveling, and dancing.

San Luis Obispo County, CA Real Estate Market Analysis (Single Family Homes)

$1,573,582
Avg. Listing Price
From Monica's portfolio
3.4 / 2.9
Avg. Beds/Baths
Typical property size
2,240 sf
Avg. Square Footage
Interior living space
720
Active Listings
Current inventory

San Luis Obispo County's real estate market represents one of California's most intriguing coastal economies, where college town vibrancy meets agricultural heritage and stunning Pacific coastline. This Central Coast region has experienced remarkable transformation over the past decade, with tech workers and retirees driving unprecedented demand for properties ranging from downtown San Luis Obispo condos to sprawling Paso Robles wine country estates.

The market's resilience stems from its diverse economic foundations and natural beauty, attracting buyers who value quality of life over urban convenience. With 2,001 total actively licensed agents serving the county—all of whom maintain current email contact information—the region supports a robust network of real estate professionals navigating everything from beachfront Pismo Beach properties to rural Atascadero ranch lands.

Major San Luis Obispo County, California Real Estate Markets

San Luis Obispo anchors the county's real estate activity as both the largest city and home to Cal Poly, creating consistent rental demand and a competitive market for single-family homes near campus. The coastal communities of Pismo Beach, Morro Bay, and Cayucos command premium prices for their oceanfront locations, while Arroyo Grande offers more affordable family-friendly neighborhoods with easy beach access.

Paso Robles has emerged as the county's fastest-growing market, fueled by wine industry expansion and its position as a more affordable alternative to Napa Valley. Meanwhile, smaller communities like Cambria, Los Osos, and Grover Beach each maintain distinct market characteristics—from Cambria's tourism-driven vacation rental market to Los Osos's appeal among nature enthusiasts seeking proximity to Montana de Oro State Park.

Market Dynamics and Geographic Complexity

San Luis Obispo County's real estate market defies simple categorization due to its geographic diversity spanning coastal plains, rolling hills, and inland valleys. Inventory remains consistently tight across most price segments, particularly for homes under $800,000, creating competitive bidding situations even in traditionally slower winter months. The county's strict growth management policies and environmental protections limit new construction, maintaining upward pressure on existing home values.

Seasonal fluctuations significantly impact different submarkets, with coastal properties seeing summer spikes from vacation home buyers while inland areas like Paso Robles experience steadier year-round activity. The presence of Cal Poly creates unique rental market dynamics in San Luis Obispo, where investors compete for properties suitable for student housing, often driving prices above typical investment property metrics.

Why Businesses Need San Luis Obispo County, California Agent Contact Data

Mortgage lenders, title companies, and real estate service providers recognize that San Luis Obispo County's 2,001 active agents represent a concentrated network of decision-makers in a high-value coastal market. These professionals handle transactions averaging significantly above California's median home price, making them particularly valuable contacts for premium service offerings and financial products.

The county's agents also serve unique niches requiring specialized business partnerships—from wine country properties needing agricultural lending expertise to coastal homes requiring specialized insurance products. Having direct email access to all active agents enables businesses to efficiently target their outreach, whether promoting construction services in growing Paso Robles or offering luxury home staging services for the competitive San Luis Obispo market.

Contact Information

Brokerage
Lotus Real Estate Services

Office Website
Office Address
Po Box 6293
Los Osos, CA  93412
(San Luis Obispo County)
Office Phone
805-234-2908
Office Fax
805-528-7362
Mobile
805-234-2908
Email
lotuscentralcoast@************

Service Areas

Los Ranchos: CA Sn Luis Obisp: CA California Valley: CA San Luis Obispo: CA Edna: CA Los Osos: CA Avila Beach: CA Garden Farms: CA Atascadero: CA Cayucos: CA Morro Bay: CA

Current Property Listings

As of 1/31/2026, Monica Chudgar has 1 property for sale in Los Osos and surrounding areas.

$789,000

Listed 2026-01-29

2304 Bayview Heights Dr
Los Osos, CA  93402

Beds: 3.0
Baths: 2.0
Sq Ft: 1,323
Lot: 7,640 sf
Single Family Map
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Current Property Rentals

Monica Chudgar currently has no rental properties available in Los Osos and surrounding areas. Check back later.