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Monica M Waterman

Monica M Waterman
Real Estate Agent (Salesperson)
Punta Gorda FL

Salesperson (FL: 3024239)

25 years experience

REALTOR® 1 Active Listings Serves Charlotte County, FL
View on Realtor.com

Contact Information

Brokerage
Allison James Estates & Homes

Office Website
Office Address
309 Tamiami Trail
Punta Gorda, FL  33950
(Charlotte County)
Office Phone
866-463-5780
Office Fax
Mobile
941-228-3522
Email
srqe*****@*****.com
Show Email for $5

Service Areas

South Sarasota: FL Sarasota: FL Southgate: FL Ridge Wood Heights: FL South Gate Ridge: FL Vamo: FL Gulf Gate Estates: FL Sarasota Springs: FL Bee Ridge: FL Siesta Key: FL

About Monica Waterman

With nearly 25 years of experience in the local real estate market, this dedicated professional has a proven track record of assisting clients in realizing their property aspirations. After taking a brief hiatus to further their education, they are now fully committed to their passion for real estate, focusing on guiding individuals and families through the buying and selling process. As a parent of three, they understand the importance of finding the perfect home and are eager to help others achieve their goals in this dynamic field.

Charlotte County, FL Real Estate Market Analysis (Single Family Homes)

$498,554
Avg. Listing Price
From Monica's portfolio
3.1 / 2.3
Avg. Beds/Baths
Typical property size
1,906 sf
Avg. Square Footage
Interior living space
4753
Active Listings
Current inventory

Charlotte County, Florida's real estate market stands out as one of Southwest Florida's most dynamic and rapidly evolving regions, encompassing everything from historic downtown Punta Gorda's waterfront condominiums to Port Charlotte's sprawling suburban developments. With 4,013 actively licensed real estate agents serving this diverse market, the area has experienced unprecedented growth driven by retirees, remote workers, and investors seeking Florida's tax advantages and year-round sunshine.

The market's complexity becomes evident when examining the stark contrasts between different neighborhoods—from the luxury estates along the Peace River to the affordable starter homes in Deep Creek, creating distinct micro-markets that require specialized knowledge. This diversity, combined with Charlotte County's strategic location between Fort Myers and Sarasota, has attracted a sophisticated network of real estate professionals who understand both local nuances and broader regional trends.

Major Charlotte County, Florida Real Estate Markets

Punta Gorda serves as the county's crown jewel, featuring a revitalized historic downtown district where waterfront condos command premium prices and Victorian-era homes undergo extensive renovations. The city's appeal extends beyond aesthetics, with its deep-water harbor attracting boating enthusiasts and the annual Charlotte Harbor regatta drawing visitors from across the Southeast. Port Charlotte represents the county's largest residential hub, offering master-planned communities like Deep Creek Golf Club and affordable housing options that have made it particularly attractive to first-time homebuyers and young families.

Englewood straddles the Charlotte-Sarasota county line, creating unique opportunities for buyers seeking beach access without Miami-Dade price tags, while areas like Rotonda West showcase planned communities with golf course living. The Peace River corridor communities, including Harbour Heights and Solana, have emerged as unexpected hotspots for luxury development, benefiting from river access and proximity to Interstate 75's commercial corridor.

Market Dynamics and Geographic Complexity

Charlotte County's real estate landscape operates across multiple price points simultaneously, with manufactured home communities serving retirees on fixed incomes while new construction in Babcock Ranch's northern influence area attracts tech professionals and healthcare workers. The county's unique position as a hurricane evacuation zone paradoxically drives both seasonal population swells and periodic market volatility, creating opportunities for agents who understand insurance requirements and flood zone regulations.

Waterfront properties along Charlotte Harbor command the highest premiums, yet surprisingly, some of the fastest appreciation has occurred in previously overlooked inland communities like Murdock and Grove City, where large lots and lower taxes attract buyers priced out of coastal markets. The agricultural transition zones present particular complexity, as former ranch lands convert to residential use, requiring agents familiar with septic systems, well water, and development potential.

Why Businesses Need Charlotte County, Florida Agent Contact Data

Real estate service providers, from mortgage lenders to home inspectors, find Charlotte County's 4,013 licensed agents represent an exceptionally connected professional network, with all agents maintaining email contact information for seamless communication. The county's rapid growth means these agents handle higher transaction volumes than typical suburban markets, creating valuable partnership opportunities for title companies, insurance providers, and construction contractors seeking consistent referral sources.

Technology companies and financial services particularly benefit from this comprehensive agent database, as Charlotte County's diverse market segments require specialized tools and financing solutions—from manufactured housing loans to jumbo mortgages for waterfront estates, making it an ideal testing ground for innovative real estate products and services.

Current Property Listings

As of 2/13/2026, Monica Waterman has 1 property for sale in Punta Gorda and surrounding areas.

$359,000

Listed 2025-10-03

3205 Bougainvillea St
Sarasota, FL  34239

Beds: 2.0
Baths: 2.0
Sq Ft: 2,084
Lot: 12,197 sf
Single Family Map
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Current Property Rentals

Monica Waterman currently has no rental properties available in Punta Gorda and surrounding areas. Check back later.