```
Patricia Duggan

Patricia Duggan
Real Estate Agent (Salesperson)
Niceville FL

Salesperson (FL: 3254921)

14 years experience

REALTOR® 3 Active Listings Serves Okaloosa County, FL
View on Realtor.com

Contact Information

Brokerage
Century 21 Allpoints Realty

Office Website
Office Address
1350 E John Sims Pkwy
Niceville, FL  32578
(Okaloosa County)
Office Phone
850-678-5161
Office Fax
Mobile
850-582-5097
Email
tris*********@*****.com
Show Email for $5

Service Areas

Freeport: FL Miramar Beach: FL Santa Rosa Beach: FL Point Washington: FL Inlet Beach: FL Alys Beach: FL Watersound: FL P C Beach: FL Seacrest: FL Destin: FL Valparaiso: FL Eglin AFB: FL Eglin: FL Hurlburt Field: FL Mary Esther: FL Choctaw Beach: FL Niceville: FL Shalimar: FL Lake Lorraine: FL

About Patricia Duggan

Raised in Mississippi, this dedicated real estate professional has journeyed through Colorado and Hawaii before establishing deep roots in Florida. The stunning landscapes of the Emerald Coast have captivated her, making it a true privilege to call this region home.

With a strong commitment to the real estate industry, she is an active member of several professional organizations, including the Emerald Coast Board of Realtors, the National Association of Realtors, and the Destin Chamber of Commerce. Additionally, she is affiliated with the Better Business Bureau and the Walton County Chamber of Commerce. As a facilitator of the Miramar Beach MLS Realtor Tours, she plays a vital role in the local real estate community. Her credentials include graduating from the 2014 Leadership Development program for the Emerald Coast Association of Realtors and earning her Graduate of the Real Estate Institute (GRI) designation. She also specializes in serving military clients.

Outside of her professional endeavors, she cherishes time with her husband of 25 years and their four children, two of whom are in college while the other two are still at home. Her role as a part-time taxi driver for her youngest, who participates in various sports, keeps her busy. She also volunteers with her church, supporting events related to Type 1 Diabetes and engaging in her children's sports activities.

Her passion for real estate is evident in her dedication to clients, as she strives to be as accessible as possible. Proudly representing Coldwell Banker, she is always just a phone call, text, or email away.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$629,436
Avg. Listing Price
From Patricia's portfolio
3.7 / 2.6
Avg. Beds/Baths
Typical property size
2,137 sf
Avg. Square Footage
Interior living space
1795
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/13/2026, Patricia Duggan has 3 properties for sale in Niceville and surrounding areas.

$620,000

Listed 2024-05-30

1150 Santa Rosa Blvd Unit 322
Fort Walton Beach, FL  32548

Beds: 3.0
Baths: 2.0
Sq Ft: 1,282
Condos Map
View Full Details

$652,000

Listed 2026-01-09

1227 Twin Bay Dr
Fort Walton Beach, FL  32547

Beds: 4.0
Baths: 3.5
Sq Ft: 3,590
Lot: 16,117 sf
Single Family Map
View Full Details

$365,000

Listed 2026-01-29

673 Red Fern Rd
Crestview, FL  32536

Beds: 4.0
Baths: 2.5
Sq Ft: 2,553
Lot: 10,454 sf
Single Family Map
View Full Details

Current Property Rentals

Patricia Duggan currently has no rental properties available in Niceville and surrounding areas. Check back later.