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Penny Scroggins

Penny Scroggins
Real Estate Agent
Bloomington IN

(IN: )

9 years experience

REALTOR® 15 Active Listings Serves Monroe County, IN
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Contact Information

Brokerage
Bear Real Estate Sales
Office Address
3802 E 3rd St
Bloomington, IN  47401
(Monroe County)
Office Phone
812-327-3865
Office Fax
812-332-3587
Mobile
812-327-3865
Email
penn***********@**********.org
Show Email for $5

Service Areas

Helmsburg: IN Nashville: IN Woodbridge: IN Bloomington: IN Clear Creek: IN Smithville-Sanders: IN Unionville: IN

About Penny Scroggins

**Curt & Penny Scroggins - The Scroggins Team**

Curt and Penny Scroggins are dedicated real estate professionals with deep roots in Monroe County, where they have lived for a lifetime. As owners of Bear Hardware in picturesque Brown County, they bring a wealth of entrepreneurial experience to their real estate endeavors.

Real estate has long been a passion for both Curt and Penny, who thrive on the challenges that come with entrepreneurship. Their goal-oriented approach ensures that they provide exceptional service tailored to meet the unique needs of each client. Whether you are looking to downsize, seeking a larger home, or interested in investment opportunities, the Scroggins Team is ready to assist.

In 1990, the couple ventured into business by acquiring a bakery, formerly known as Cakes Candies & Things, located at 729 S Walnut in Bloomington, Indiana. In 1999, they expanded their entrepreneurial journey by purchasing Bear Hardware in Nashville, Indiana. Both ventures have been rewarding for their family. Now, as empty nesters, they have embraced a new chapter in their lives. In 2017, Penny launched her real estate career, with Curt by her side, reinforcing their commitment to working as a cohesive team.

Monroe County, IN Real Estate Market Analysis (Single Family Homes)

$472,450
Avg. Listing Price
From Penny's portfolio
3.4 / 2.6
Avg. Beds/Baths
Typical property size
2,353 sf
Avg. Square Footage
Interior living space
462
Active Listings
Current inventory

Monroe County, Indiana's real estate market reflects the unique dynamics of a college town anchored by Indiana University in Bloomington, creating a fascinating blend of student housing demand, faculty investment patterns, and growing tech sector interest. The county's 293 actively licensed agents navigate a landscape where academic calendars drive seasonal fluctuations, while the university's research partnerships with companies like Cook Medical and Catalent have sparked unexpected commercial development in traditionally residential areas.

What makes Monroe County particularly intriguing is how the student population of over 40,000 creates dual housing markets operating simultaneously - one focused on rental properties and investment opportunities near campus, and another serving the established professional community drawn by the area's quality of life and cultural amenities. This creates pricing complexity that requires deep local knowledge, as properties just blocks apart can serve entirely different market segments with vastly different valuation metrics.

Major Monroe County, Indiana Real Estate Markets

Bloomington dominates the county's real estate activity, but the market segments distinctly between the university corridor along Kirkwood Avenue and 3rd Street, where condos and rental properties command premium prices, and established neighborhoods like Elm Heights and Bryan Park, where faculty and professionals seek single-family homes with character. The emerging Whitehall and Clear Creek areas represent Monroe County's fastest-growing residential developments, attracting young families and remote workers who discovered the area during the pandemic.

Ellettsville, though smaller, has become a hidden gem for buyers seeking more space and lower property taxes while maintaining access to Bloomington's amenities and job market. The town's strategic position along State Road 46 has made it particularly attractive to commuters working in Indianapolis, creating an unexpected suburban premium in what was traditionally considered rural Monroe County.

Market Dynamics and Geographic Complexity

Monroe County's real estate rhythms follow academic calendars more closely than traditional seasonal patterns, with spring graduation creating unique inventory surges and fall semester generating intense rental competition. The market's complexity deepens when considering that many properties serve dual purposes - faculty homes that become sabbatical rentals, or investment properties that transition between student and professional tenants based on university enrollment trends and research grant funding cycles.

Lake Monroe's shoreline properties represent Monroe County's luxury segment, where pricing can reach surprising levels for a college town, while the county's southern townships offer rural acreage that attracts both recreational buyers and those seeking agricultural investment opportunities. This geographic diversity means agents must understand everything from waterfront property regulations to agricultural zoning restrictions, often within the same client relationship.

Why Businesses Need Monroe County, Indiana Agent Contact Data

Service providers targeting Monroe County's real estate market face unique challenges in reaching the county's 293 licensed agents, who operate across dramatically different specializations and client bases. With 293 agents having email contact information available, mortgage lenders, home inspectors, and contractors can efficiently segment their outreach between those focused on student housing investments versus luxury lake properties or suburban family homes, ensuring their services align with each agent's specific market focus.

The university's influence creates additional opportunities for businesses offering specialized services - from property management software companies targeting student housing investors to luxury staging services for the surprisingly robust high-end market near the lake. Direct access to Monroe County agent contact data enables service providers to identify which agents consistently handle investment properties, luxury listings, or first-time buyer transactions, allowing for more targeted and effective business development strategies.

Current Property Listings

As of 2/17/2026, Penny Scroggins has 15 properties for sale in Bloomington and surrounding areas. These are the top 10 listings.

$144,500

Listed 2025-07-10

510 E Graham Pl
Bloomington, IN  47401

Beds: 4.0
Baths: 2.5
Sq Ft: 1,515
Lot: 436 sf
Condos Map
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$79,000

Listed 2024-02-14

Helmsburg Rd
Nashville, IN  47448

Beds:
Baths:
Sq Ft:
Lot: 50,050 sf
Land Map
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$42,500

Listed 2025-06-26

5073 State Road 45
Nashville, IN  47448

Beds:
Baths:
Sq Ft:
Lot: 30,928 sf
Land Map
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$59,995

Listed 2024-12-05

149 Hilltop Ln
Nashville, IN  47448

Beds:
Baths:
Sq Ft:
Lot: 83,635 sf
Land Map
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$59,995

Listed 2024-12-05

149 Hilltop Ln Lot 6
Nashville, IN  47448

Beds:
Baths:
Sq Ft:
Lot: 83,635 sf
Land Map
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$59,000

Listed 2024-02-14

Helmsburg Rd
Nashville, IN  47448

Beds:
Baths:
Sq Ft:
Lot: 10,454 sf
Land Map
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$235,000

Listed 2025-10-17

4987 Aqua Isle Rd
Nashville, IN  47448

Beds: 1.0
Baths: 1.0
Sq Ft: 1,360
Lot: 43,560 sf
Single Family Map
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$599,999

Listed 2025-09-05

5618 Hoover Rd
Nashville, IN  47448

Beds: 3.0
Baths: 2.5
Sq Ft: 2,240
Lot: 71,874 sf
Single Family Map
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$575,000

Listed 2025-11-03

175 Pine Valley Ct
Nashville, IN  47448

Beds: 3.0
Baths: 2.0
Sq Ft: 1,740
Lot: 15,682 sf
Single Family Map
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$249,000

Listed 2026-01-03

5964 Woodland Parks Ct
Columbus, IN  47201

Beds: 2.0
Baths: 2.0
Sq Ft: 1,040
Lot: 6,970 sf
Single Family Map
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Current Property Rentals

Penny Scroggins currently has no rental properties available in Bloomington and surrounding areas. Check back later.