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Rosa M Ruiz

Rosa M Ruiz
Real Estate Agent (Salesperson)
Crystal River FL

Salesperson (FL: 3097753)

28 years experience

REALTOR® 2 Active Listings Serves Citrus County, FL
View on Realtor.com

Contact Information

Brokerage
Tropic Shores Realty Llc

Office Website
Office Address
6460 W Gulf To Lake Hwy
Crystal River, FL  34429
(Citrus County)
Office Phone
352-600-9583
Office Fax
352-684-7647
Mobile
954-536-5435
Email
rosi********@*****.com
Show Email for $5

Service Areas

Citrus Hills: FL Hernando: FL Pine Ridge: FL Lecanto: FL Black Diamond: FL Sugarmill Woods: FL Homosassa Springs: FL Citrus Springs: FL Dunnellon: FL

About Rosa Ruiz

Rosie M. Ruiz, along with Citrus County Property Experts, exemplifies dedication, resilience, and ethical standards in the real estate industry. At just 10 years old, Rosie began her journey by assisting her Latina single mother with translating documents and leases for their family-owned triplex. This early exposure ignited her passion for real estate, leading her to pursue a business education and build a successful career as a real estate agent and entrepreneur for over 25 years.

In 2005, Rosie and her family relocated from South Florida to Citrus County, where they quickly became integral players in the local real estate market. During challenging times, the Ruiz family operated Havana House Café, a local eatery that has thrived in its original location for nearly 11 years.

Rosie’s husband, Frank, and their son, Franklyn, are vital members of the Real Estate and Property Management Group. Together, they are committed to assisting clients with every aspect of real estate and property management. As experienced real estate investors and landlords, the Ruiz family understands the nuances of renting and selling properties. From the initial consultation to a successful closing, Rosie and her team prioritize clear communication and client satisfaction throughout the entire process.

Citrus County, FL Real Estate Market Analysis (Single Family Homes)

$375,202
Avg. Listing Price
From Rosa's portfolio
3.1 / 2.2
Avg. Beds/Baths
Typical property size
1,835 sf
Avg. Square Footage
Interior living space
3107
Active Listings
Current inventory

Citrus County, Florida presents a fascinating real estate landscape that reflects the broader trends shaping Florida's housing market while maintaining its own distinct character. This Nature Coast region, located north of Tampa Bay, has experienced remarkable growth as retirees and remote workers discover its blend of affordable living, natural beauty, and proximity to major metropolitan areas. The county's real estate market serves a diverse population seeking everything from waterfront properties along the Gulf of Mexico to rural retreats inland.

With 2,208 total actively licensed agents serving the region, Citrus County demonstrates a robust professional real estate network that reflects the area's active market dynamics. What's particularly noteworthy is that all 2,208 agents maintain email contact information, indicating a tech-savvy professional community well-equipped to serve modern buyers and sellers. This level of digital connectivity suggests strong market sophistication despite the county's more relaxed, small-town atmosphere.

Major Citrus County, Florida Real Estate Markets

Crystal River stands as the county seat and primary commercial hub, offering a mix of historic downtown properties, waterfront homes, and suburban developments. The city's famous manatee population draws eco-tourists year-round, creating unique opportunities for vacation rental investments and hospitality-related real estate ventures. Inverness, the county's largest city, features more traditional residential neighborhoods and has become increasingly popular with families seeking affordable alternatives to Tampa Bay area pricing.

The western coastal communities of Homosassa and Homosassa Springs offer premium waterfront living with direct Gulf access, while inland areas like Floral City and Lecanto provide rural and semi-rural properties that attract buyers seeking privacy and larger lots. Beverly Hills, despite sharing a name with its famous California counterpart, offers modest residential options that have seen significant appreciation as the broader Florida market has heated up.

Market Dynamics and Geographic Complexity

Citrus County's real estate market operates on multiple levels simultaneously, creating complexity that requires local expertise to navigate effectively. The coastal areas command premium prices due to boating access and Gulf proximity, while inland properties offer value plays for buyers willing to drive 20-30 minutes to reach the water. Seasonal fluctuations are pronounced, with winter months bringing both buyers and higher prices as northern residents escape colder climates.

The market faces unique challenges including flood zone considerations, septic system requirements in rural areas, and varying HOA restrictions across different communities. Environmental factors play a larger role than in many Florida markets, with buyers specifically seeking areas with manatee viewing opportunities, spring access, or fishing rights. This environmental focus creates niche markets that require specialized knowledge to serve effectively.

Why Businesses Need Citrus County, Florida Agent Contact Data

Service providers targeting real estate professionals find Citrus County agents particularly receptive to solutions that help them manage seasonal market fluctuations and serve the area's unique buyer demographics. Mortgage lenders, home inspectors, and insurance providers can leverage agent relationships to build referral networks in this growing but still intimate market. The high email adoption rate among local agents makes digital marketing campaigns particularly effective for reaching this professional audience.

Technology companies and real estate service providers discover that Citrus County agents often serve as early adopters for tools that help them better serve retirees and seasonal residents. Marketing services, CRM systems, and virtual tour technologies see strong adoption rates among agents who need to efficiently serve clients who may be relocating from distant states and rely heavily on digital communication throughout their home buying journey.

Current Property Listings

As of 3/27/2026, Rosa Ruiz has 2 properties for sale in Crystal River and surrounding areas.

$225,000

Listed 2026-02-28

9875 W Orchard St
Crystal River, FL  34428

Beds: 2.0
Baths: 2.0
Sq Ft: 936
Lot: 40,075 sf
Single Family Map
View Full Details

$192,000

Listed 2026-01-06

63 Douglas St Apt 11
Homosassa, FL  34446

Beds: 2.0
Baths: 2.0
Sq Ft: 1,097
Lot: 1,742 sf
Single Family Map
View Full Details

$305,000

Listed 2025-11-08

15474 Magdalena Rd
Weeki Wachee, FL  34614

Beds: 3.0
Baths: 2.0
Sq Ft: 1,328
Lot: 21,344 sf
Single Family Map
View Full Details

Current Property Rentals

Rosa Ruiz currently has no rental properties available in Crystal River and surrounding areas. Check back later.