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Roseann Spalt

Roseann Spalt
Real Estate Agent (Associate Broker)
Bel Air MD

Associate Broker (MD: 313898)

36 years experience

REALTOR® 2 Active Listings Serves Harford County, MD
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
5 Bel Air S Pkwy Ste 1467
Bel Air, MD  21015
(Harford County)
Office Phone
410-515-2000
Office Fax
410-515-2014
Mobile
410-515-2000
Email
rose*********@******.com
Show Email for $5

Service Areas

Bel Air South: MD Edgewood: MD Abingdon: MD Bel Air: MD Bel Air North: MD Riverside: MD Churchville: MD Fallston: MD Pleasant Hills: MD Benson: MD Jarrettsville: MD Forest Hill: MD Aberdeen: MD Havre de Grace: MD Perryman: MD Lansdowne: VA University Center: VA Belmont: VA Broadlands: VA Ashburn: VA Leesburg: VA

About Roseann Spalt

Mission Statement
To assist clients and customers with all their real estate needs by providing professional real estate services and the information necessary for them to make informed decisions for themselves and their families

Vision Statement
To always exceed client and customer expectations
Values Statement•\tOutstanding Service•\tExperience•\tProfessionalism•\tEthical practices •\tTechnology•\tDependability•\tCreativity•\tConfidentiality•\tIntegrity•\tPositive Attitude•\tRespect

Education:Real Estate License-----------------------------------------------1990
Graduate Realtor Institute---------------------------------------1992
Coldwell Banker University---------------------------------- Level 1
Accredited Buyer Rep--------------------------------------------1996
e-PRO 500 Certified---------------------------------------------- 2000
Real Estate Cyberspace Specialist---------------------------2002
Seniors Real Estate Specialist—------------------------------2003
At Home with Diversity ------------------------------------------ 2004
Workforce Housing Certification--------------------------------2007
GREEN Designation------------------------------------------------2009
SFR (Short Sale & Foreclosure Resource)------------------2010
Certified Residential Specialist----------------------------------2011
MRP (Military Relocation Professional)----------------------2014
SRS (Seller Representative Specialist)---------------------2017
PSA (Pricing Strategy Advisor)---------------------------------2018
Broker Course--------------------------------------------------------2021
Global Luxury Course----------------------------------------------2022
Certified Listing Professional (CLP)-------------------------2023

Affiliations :Harford County Association of REALTORS® President 2015-2016
(Harford County Association of REALTORS® Secretary/Treasurer 2013)
Harford County Association of REALTORS® Vice President 2014
Harford County Association of REALTORS® President Elect 2014- 2015
(Chair of the Harford County Association of REALTORS® Education Committee 2012)
(Vice Chair of the Harford County Association of REALTORS® Education Committee 2014)

Maryland Association of REALTORS®
(Chair of the MAR REALTOR® Institute Advisory Committee 2012)2014 MAR Committees: Realtor Institute (GRI) & Bylaws

National Association of REALTORS®

Women's Council of REALTORS®(Past President of the Women’s Council of REALTORS® Harford County Chapter)
(Editor Women’s Council of REALTORS® Harford County Chapter Newsletter
2003 - 2014

Experience:

Coldwell Banker 2014 to present

RE/MAX American Dream October 2011 to 2014

Prudential Carruthers REALTORS® November 2007 to 2011
Servicing Buyers Sellers and Relocating Families Prudential Relocation Certified

Coldwell Banker 1990 to 2007
Specializing in single family Relocation and Blue Ribbon Properties Previews Property Trained

Attention to detail Dedicated to continued education technology and client satisfaction Serving Homeowners of Harford Baltimore and Cecil Counties since 1990

Charities
St Jude Children’s Hospital
St Margaret’s Church
Little Sisters of the Poor

Harford County, MD Real Estate Market Analysis (Single Family Homes)

$546,200
Avg. Listing Price
From Roseann's portfolio
3.8 / 2.8
Avg. Beds/Baths
Typical property size
2,473 sf
Avg. Square Footage
Interior living space
538
Active Listings
Current inventory

Harford County, Maryland's real estate market represents a compelling blend of suburban growth and rural preservation, driven by its strategic position between Baltimore and the Delaware border. With 1,353 actively licensed agents serving the county, this market demonstrates remarkable depth for a region that balances agricultural heritage with modern residential development. The county's proximity to major employment centers like Aberdeen Proving Ground and Baltimore creates consistent housing demand across diverse price points.

What makes Harford County particularly intriguing is its dual personality - northern areas maintain rural character with larger lots and equestrian properties, while southern communities like Edgewood and Aberdeen offer more traditional suburban neighborhoods. This geographic diversity means agents must navigate everything from historic farmhouses in Jarrettsville to contemporary townhomes in Bel Air, requiring specialized local knowledge that the county's 1,353 email-accessible agents possess.

Major Harford County, Maryland Real Estate Markets

Bel Air serves as the county seat and primary residential hub, featuring established neighborhoods, excellent schools, and a thriving downtown district that attracts both families and young professionals. The Bel Air market includes everything from historic homes near the courthouse to newer developments like Hickory Ridge, creating opportunities across multiple price segments. Aberdeen and Havre de Grace represent the county's waterfront markets, with the latter offering unique Chesapeake Bay access that commands premium pricing.

The northern tier communities of Forest Hill, Jarrettsville, and Street showcase the county's rural appeal, where horse farms and expansive properties attract buyers seeking space and privacy. Meanwhile, Edgewood and Joppa serve as more affordable entry points, particularly popular with military families stationed at Aberdeen Proving Ground. This geographic spread means agents often specialize in specific corridors, from the rural north to the bay-influenced east.

Market Dynamics and Geographic Complexity

Harford County's market complexity stems from its role as both a Baltimore bedroom community and an independent economic center anchored by military and healthcare employment. The Aberdeen Proving Ground influence creates steady rental demand and frequent relocations, while the county's excellent school system in districts like Bel Air attracts long-term family buyers. Agricultural preservation programs in northern areas limit development, maintaining property values while creating scarcity-driven appreciation.

Transportation infrastructure significantly impacts market dynamics, with properties near I-95 commanding premiums for Baltimore commuter access, while areas along Route 1 and Route 40 serve regional commercial needs. The county's waterfront communities experience seasonal fluctuations, and rural properties often require specialized financing knowledge for acreage purchases or septic considerations that urban-focused agents might overlook.

Why Businesses Need Harford County, Maryland Agent Contact Data

The complete email accessibility of all 1,353 licensed agents creates unprecedented opportunities for service providers, lenders, and real estate technology companies to reach every active professional in this diverse market. Unlike fragmented contact databases, Harford County's comprehensive agent network allows businesses to target specific geographic specialties or demographic focuses with precision, whether reaching waterfront specialists in Havre de Grace or rural property experts in northern communities.

For businesses launching new services or expanding into Maryland markets, Harford County's manageable agent population combined with its market diversity provides an ideal testing ground. The mix of experienced agents handling luxury equestrian properties and newer agents serving first-time buyers creates opportunities for differentiated marketing approaches, while the county's growth trajectory ensures sustained engagement with business partners who establish relationships early.

Current Property Listings

As of 2/17/2026, Roseann Spalt has 2 properties for sale in Bel Air and surrounding areas.

$389,000

Listed 2025-11-14

566 Kirkcaldy Way
Abingdon, MD  21009

Beds: 3.0
Baths: 3.5
Sq Ft: 2,280
Lot: 2,178 sf
Townhomes Map
View Full Details

$479,900

Listed 2025-07-17

414 Granville Ct
Havre de Grace, MD  21078

Beds: 4.0
Baths: 4.5
Sq Ft: 3,400
Lot: 3,485 sf
Townhomes Map
View Full Details

Current Property Rentals

Roseann Spalt currently has no rental properties available in Bel Air and surrounding areas. Check back later.