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Ruth Clemens

Ruth Clemens
Real Estate Agent (Non Prin Associate Broker)
Prudenville MI

Non Prin Associate Broker (MI: 6506043271)

37 years experience

REALTOR® 6 Active Listings Serves Roscommon County, MI
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Schmidt Realtors-Hl
Office Address
1244 W Houghton Lake Dr
Prudenville, MI  48651-9701
(Roscommon County)
Office Phone
989-366-5522
Office Fax
989-366-8594
Mobile
989-429-3100
Email
ruth********@************.com
Show Email for $5

Service Areas

Houghton Lake: MI Prudenville: MI Roscommon: MI Higgins Lake: MI Houghton Lake Heights: MI

About Ruth Clemens

Ruth A Clemens ~ A long time resident of Houghton Lake since 1978 as a resort owner and a licensed Real Estate Broker since 1986 Ruth believes the formula for success is honesty professionalism and a commitment Ruth has been in the same office location since the beginning of her career currently and proudly as the Managing Broker of the Coldwell Banker Schmidt office in Roscommon County Her merger with Schmidt's based in Traverse City in September 2011 was according to Ruth "the best business decision of my career" From 1991 through 2011 Ruth was the Broker/Owner of ERA Houghton Higgins com Inc

Ruth specializes in high-end residential real estate including waterfronts golf course and off water family sub-divisions along with retirement communities

Ruth also a member of the Michigan Commercial Board of Realtors is very knowledgeable in negotiating commercial transactions and markets extensively on the most prominent commercial websites Additionally Ruth is a member of the Coldwell Banker Worldwide Commercial Network

Ruth's prides herself in her ability to bring value to the table on behalf of both her buyer clients and seller clients Value with knowledge acquired through years of training education experience and commitment

Roscommon County, MI Real Estate Market Analysis (Single Family Homes)

$266,786
Avg. Listing Price
From Ruth's portfolio
2.8 / 1.7
Avg. Beds/Baths
Typical property size
1,452 sf
Avg. Square Footage
Interior living space
176
Active Listings
Current inventory

Roscommon County, Michigan's real estate market operates as a distinctive blend of recreational property investment and rural residential development, anchored by its position in the heart of Michigan's north-central region. With 172 actively licensed real estate agents serving the county, the market maintains a surprisingly robust professional presence for a region with just over 24,000 residents, indicating strong transaction volumes driven primarily by seasonal property purchases and retiree relocations.

The market's unique character stems from its dual identity as both a year-round residential community and a recreational destination, with properties ranging from modest lake cottages to expansive waterfront estates along the Au Sable River system. What makes Roscommon County particularly intriguing is how its affordability compared to western Michigan lake communities has attracted investors seeking undervalued waterfront properties, creating unexpected appreciation in previously overlooked areas.

Major Roscommon County, Michigan Real Estate Markets

Houghton Lake dominates the county's real estate landscape as Michigan's largest inland lake community, where property values center around water access and seasonal rental potential. The city of Roscommon serves as the county seat and primary year-round residential market, while smaller communities like Prudenville and Saint Helen have emerged as growth areas due to their combination of lake access and more affordable entry points for first-time buyers and retirees.

The Au Sable River corridor, particularly around areas like Backus Creek and the South Branch, represents a secondary but increasingly important market segment where fishing enthusiasts and outdoor recreation investors are driving demand for riverfront parcels. These markets operate on different seasonal rhythms, with lake properties peaking in late spring and river properties maintaining steadier transaction patterns throughout the year, creating complex inventory management challenges for local agents.

Market Dynamics and Geographic Complexity

Roscommon County's real estate market exhibits fascinating seasonal volatility, with nearly 60% of transactions occurring between April and August as buyers from urban areas like Grand Rapids, Detroit, and Chicago compete for recreational properties. The market's geographic complexity stems from widely varying property types within relatively small areas – lakefront lots commanding premium prices while inland parcels just miles away remain remarkably affordable, creating opportunities for savvy investors who understand local geography.

Interest rate fluctuations impact this market differently than traditional residential markets, as many purchases involve discretionary recreational spending rather than primary residence necessity. The prevalence of cash transactions, particularly for smaller lake cottages and hunting properties, creates a market segment that remains resilient during credit tightening periods while still responding to broader economic confidence levels.

Why Businesses Need Roscommon County, Michigan Agent Contact Data

The complete email connectivity of all 172 licensed agents in Roscommon County creates exceptional opportunities for service providers targeting recreational property markets, from specialized insurance companies offering seasonal coverage to contractors specializing in waterfront construction and dock installation. Mortgage brokers and alternative lending companies find particular value in this market due to the high proportion of second-home purchases and unique financing needs of recreational property buyers.

Property management companies, vacation rental platforms, and seasonal maintenance services can leverage agent relationships to identify investment opportunities and connect with property owners seeking turnkey management solutions. The concentrated nature of the agent network, combined with their deep local knowledge of seasonal patterns and buyer preferences, makes Roscommon County agents valuable partners for businesses seeking to establish footholds in Michigan's growing recreational property sector.

Current Property Listings

As of 2/13/2026, Ruth Clemens has 6 properties for sale in Prudenville and surrounding areas.

$195,000

Listed 2026-02-06

207 White Deer Trl Unit 11
Prudenville, MI  48651

Beds: 2.0
Baths: 2.0
Sq Ft: 1,300
Lot: 871 sf
Condos Map
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$159,000

Listed 2024-05-24

W Houghton Lake Dr
Houghton Lake, MI  48629

Beds:
Baths:
Sq Ft:
Lot: 87,120 sf
Land Map
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$179,000

Listed 2024-05-24

W Houghton Lake Dr
Houghton Lake, MI  48629

Beds:
Baths:
Sq Ft:
Lot: 958,320 sf
Land Map
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$365,000

Listed 2025-11-05

2385 W Houghton Lake Dr
Houghton Lake, MI  48629

Beds: 4.0
Baths: 2.5
Sq Ft: 2,423
Lot: 412,078 sf
Single Family Map
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$395,000

Listed 2025-11-26

103 Ultra Ct
Roscommon, MI  48653

Beds: 3.0
Baths: 2.5
Sq Ft: 1,462
Lot: 36,590 sf
Single Family Map
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$50,000

Listed 2023-05-12

W Houghton Lake Dr Lot 6
Prudenville, MI  48651

Beds:
Baths:
Sq Ft:
Lot: 17,424 sf
Land Map
View Full Details

Current Property Rentals

Ruth Clemens currently has no rental properties available in Prudenville and surrounding areas. Check back later.