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Sarah Umberger

Sarah Umberger
Real Estate Agent (Salesperson)
Center Harbor NH

Salesperson (NH: 073702)

8 years experience

REALTOR® 3 Active Listings Serves Belknap County, NH
View on Realtor.com

Contact Information

Brokerage
Coldwell Banker Realty

Office Website
Office Address
PO Box 161
Center Harbor, NH  03226
(Belknap County)
Office Phone
603-471-0777
Office Fax
603-253-8150
Mobile
603-471-0777
Email
sara**********@********.com
Show Email for $5

Service Areas

Lincoln: NH Thornton: NH North Woodstock: NH Franconia: NH Woodstock: NH Ellsworth: NH Sugar Hill: NH Easton: NH

About Sarah Umberger

Sarah A. Umberger, a native of New Hampshire, began her career in real estate in North Tahoe, California, where she worked as an administrative assistant for a Realtor and a vacation resort. Eventually drawn back to her home state, she purchased her first property in Lincoln, NH, transforming it into three rental units to contribute to affordable housing in the area.

Now a licensed real estate agent, Sarah is furthering her expertise by pursuing classes in property management. She focuses on buying, selling, and managing properties throughout the White Mountains and Lakes Region of New Hampshire.

Outside of her professional endeavors, Sarah enjoys winter activities such as skinning up trails around Loon Mountain, while in the summer, she can be found paddleboarding on Lake Wentworth or engaging in yoga and hula hooping year-round.

Belknap County, NH Real Estate Market Analysis (Single Family Homes)

$1,068,762
Avg. Listing Price
From Sarah's portfolio
3.5 / 2.8
Avg. Beds/Baths
Typical property size
2,470 sf
Avg. Square Footage
Interior living space
284
Active Listings
Current inventory

Belknap County's real estate market operates within New Hampshire's unique Lakes Region, where seasonal dynamics and waterfront properties create a distinctive investment landscape. With 441 actively licensed real estate agents serving the county's diverse communities, the market benefits from comprehensive professional coverage that spans from lakefront luxury to affordable inland housing options. This agent density reflects the area's complex market needs, where agents must navigate everything from vacation home transactions to year-round residential sales.

The county's positioning between Lake Winnipesaukee and smaller lakes generates significant seasonal fluctuations, with spring and summer months driving intense activity in waterfront properties while winter periods focus more on permanent residential transactions. What makes Belknap County particularly interesting is how its real estate professionals have adapted to serve both local families seeking affordable housing and out-of-state buyers pursuing vacation properties, creating a dual-market system that requires specialized expertise.

Major Belknap County, New Hampshire Real Estate Markets

Laconia serves as the county's commercial and residential hub, offering the most diverse housing inventory from downtown condominiums to suburban single-family homes. The city's year-round economy supports a stable residential market, while its proximity to Lake Winnipesaukee adds seasonal vacation rental opportunities. Gilford represents the premium lakefront market, where waterfront properties command significantly higher prices and attract buyers from Massachusetts and Connecticut seeking second homes.

Belmont and Tilton provide more affordable housing options while maintaining access to the region's recreational amenities, making them attractive to first-time homebuyers and families priced out of lakefront communities. These towns have seen increased development as buyers seek value within the Lakes Region, while smaller communities like Alton and New Hampton offer rural properties that appeal to buyers seeking privacy and larger lot sizes.

Market Dynamics and Geographic Complexity

Belknap County's real estate market operates on multiple tiers, with waterfront properties experiencing different cycles than inland homes. Lakefront sales typically peak between April and August, while year-round residential properties maintain more consistent activity throughout the year. The county's geography creates micro-markets where a property's proximity to water access, even without direct frontage, significantly impacts pricing and demand patterns.

Inventory challenges persist across all price points, with waterfront properties experiencing particularly acute shortages during peak seasons. The market's complexity requires agents to understand seasonal rental regulations, waterfront rights, and the varying appeal of different lake systems within the county. These factors contribute to longer average days on market during off-peak periods but create competitive bidding situations during prime selling seasons.

Why Businesses Need Belknap County, New Hampshire Agent Contact Data

The fact that all 441 licensed agents in Belknap County maintain email contact information demonstrates the market's professional digital adoption, making it ideal for businesses offering real estate technology, marketing services, or financial products. Companies can efficiently reach the entire agent population to introduce CRM systems, digital marketing tools, or continuing education programs that address the unique challenges of seasonal market fluctuations.

Service providers specializing in luxury home marketing, vacation rental management systems, or waterfront property insurance will find Belknap County agents particularly receptive to solutions that help them serve the dual-market dynamics. The complete email coverage enables targeted campaigns for businesses offering everything from professional photography services to mortgage products designed for second-home buyers and seasonal property investors.

Current Property Listings

As of 2/15/2026, Sarah Umberger has 3 properties for sale in Center Harbor and surrounding areas.

$274,900

Listed 2025-08-28

185 Highland Ave
Lisbon, NH  03585

Beds: 3.0
Baths: 1.0
Sq Ft: 1,323
Lot: 16,117 sf
Single Family Map
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$450,000

Listed 2025-05-12

25 Main St
Woodstock, NH  03262

Beds:
Baths:
Sq Ft: 1,848
Lot: 20,909 sf
Multi Family Map
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$475,000

Listed 2025-08-22

65 Riverfront Dr Unit 217
Woodstock, NH  03262

Beds: 2.0
Baths: 2.0
Sq Ft: 1,178
Condos Map
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Current Property Rentals

As of 2/17/2026, Sarah Umberger has the following rental properties available in Center Harbor and surrounding areas.

$2,400

Listed 2026-01-20

51 Pollard Rd Unit 4
Lincoln, NH  03251

Beds: 2.0
Baths: 2.0
Sq Ft: 1,000
Lot: 7,841 sf
Condos Map
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