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Sharon D Swafford

Sharon D Swafford
Real Estate Agent (Real Estate Broker)
Winchester TN

Real Estate Broker (TN: 265059)

29 years experience

REALTOR® 15 Active Listings Serves Franklin County, TN
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Contact Information

Brokerage
Swaffords Property Shop Llc

Office Website
Office Address
406 4th Ave Nw
Winchester, TN  37398
(Franklin County)
Office Phone
931-303-0400
Office Fax
Mobile
931-303-0400
Email
shar**@**************.com
Show Email for $5

Service Areas

Belvidere: TN Lynchburg: TN Cowan: TN Monteagle: TN Decherd: TN Estill Springs: TN Park City: TN Fayetteville: TN Huntland: TN Normandy: TN Tullahoma: TN Manchester: TN Arnold AFB: TN Winchester: TN

About Sharon Swafford

Sharon Swafford serves as the Broker and Owner of Swafford's Property Shop LLC, bringing 17 years of dedicated experience in the real estate industry. After achieving significant success as a top producer with a major real estate firm for 13 years, she established Swafford's Property Shop, a boutique real estate and property management company. The firm operates under the guiding principle of "Bringing Buyers and Sellers Together with a One Team, One Goal Approach," emphasizing collaboration and client-focused service.

Sharon has carefully assembled a team of seasoned agents who share her commitment to assisting buyers and sellers. The firm is designed to provide a flexible, innovative, and technology-driven approach to meet the diverse needs of its clients.

A lifelong resident of Franklin County, Sharon has been married for 29 years and is a proud mother of two children, aged 23 and 26. Her entrepreneurial spirit is further demonstrated by her previous ownership of The Oldham Theatre, which she managed for eight years. Sharon began her real estate career on July 2, 1997, with Sally Davis Realtors, followed by an eight-year tenure at Century 21 before launching her own firm in January 2010.

Sharon's educational background and professional designations include:

- Accredited Buyers Representative (ABR)
- Graduate of the Realtor Institute (GRI)
- Seniors Real Estate Specialist (SRES)
- Short Sales and Foreclosures Resource Certification (SFR)
- Certified Valuation Specialist - Real Estate (CVS-RE)
- Broker Price Opinion Resource Certification (BPOR)
- Equator Certified Platinum - REO/Short Sale

In addition to her professional accomplishments, Sharon is an active member of the Franklin County AM Rotary Club, where she is a Paul Harris Fellow and served as Past President from 2002 to 2007. She is also involved with the Franklin County Chamber of Commerce and is a charter member of the Southern Tennessee Ladies Society. Her achievements have been recognized with several awards, including the Centurion Producer Quality Service and Presidents Awards.

Franklin County, TN Real Estate Market Analysis (Single Family Homes)

$463,094
Avg. Listing Price
From Sharon's portfolio
3.2 / 2.4
Avg. Beds/Baths
Typical property size
2,041 sf
Avg. Square Footage
Interior living space
412
Active Listings
Current inventory

Franklin County, Tennessee's real estate market reflects the unique character of this scenic region nestled in the southern part of the state, where rolling hills meet the Tennessee River. The county encompasses diverse communities from the historic county seat of Winchester to charming rural townships, creating a market that balances small-town appeal with proximity to larger metropolitan areas. With 193 actively licensed real estate agents serving the area, the market maintains a healthy agent-to-population ratio that ensures competitive service while avoiding oversaturation.

What makes Franklin County particularly intriguing is its position as a gateway between Nashville's expanding influence and the natural beauty of the Tennessee Valley. The presence of Tims Ford Lake has created distinct waterfront and recreational property segments that command premium pricing, while agricultural lands and historic properties offer different investment opportunities. All 193 licensed agents in the county maintain email contact information, reflecting a modern, connected professional community that serves both local residents and out-of-state buyers drawn to Tennessee's favorable tax climate.

Major Franklin County, Tennessee Real Estate Markets

Winchester dominates Franklin County's real estate landscape as the largest city and county seat, featuring a mix of historic downtown properties, established neighborhoods, and newer suburban developments. The city's proximity to major highways and its role as a regional commerce hub make it attractive to both families and retirees seeking affordable living with small-town charm. Nearby communities like Cowan, known for its railroad heritage, and Estill Springs offer distinct market niches, with Cowan attracting buyers interested in historic renovation projects and Estill Springs appealing to those seeking rural tranquility.

The Tims Ford Lake area represents Franklin County's premium market segment, stretching across multiple communities and offering everything from modest lake cabins to luxury waterfront estates. This recreational corridor has attracted significant out-of-state investment, particularly from buyers in higher-tax states seeking Tennessee residency. Rural areas throughout the county present opportunities in agricultural real estate, hunting properties, and large-acreage homesites that appeal to buyers seeking privacy and space.

Market Dynamics and Geographic Complexity

Franklin County's real estate market operates with distinct seasonal patterns, heavily influenced by the lake recreation season and hunting schedules. Spring and summer months typically see increased activity in waterfront properties, while fall brings attention to hunting lands and rural acreage. The market has experienced steady appreciation driven by Tennessee's population growth, though it remains significantly more affordable than urban markets in Nashville or Chattanooga, creating opportunities for first-time buyers and retirees.

Geographic diversity creates multiple micro-markets within the county, each requiring specialized local knowledge. Properties near the Alabama border may appeal to buyers seeking cross-border accessibility, while areas closer to Coffee County benefit from proximity to Tullahoma's aerospace industry. The county's agricultural heritage means many properties include farmland, timber rights, or conservation easements, adding complexity that requires agents with rural property expertise.

Why Businesses Need Franklin County, Tennessee Agent Contact Data

Real estate service providers, from mortgage lenders to home inspectors, find Franklin County's concentrated agent network highly valuable for building professional relationships. With all 193 agents maintaining email accessibility, businesses can efficiently reach the entire professional community for partnership opportunities, referral programs, and service offerings. The county's mix of local buyers, relocating families, and investment purchasers creates diverse client needs that support various ancillary business opportunities.

Marketing firms and real estate technology companies particularly benefit from Franklin County's agent data because the market represents a perfect blend of traditional rural real estate practices and modern digital communication. Agents here handle everything from historic downtown commercial properties to luxury lake estates, requiring diverse marketing tools and services that create multiple business opportunities for vendors seeking to serve this dynamic professional community.

Current Property Listings

As of 2/17/2026, Sharon Swafford has 15 properties for sale in Winchester and surrounding areas. These are the top 10 listings.

$239,900

Listed 2025-05-28

811 Cumberland Dr
Winchester, TN  37398

Beds: 3.0
Baths: 2.0
Sq Ft: 1,418
Lot: 18,731 sf
Single Family Map
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$64,900

Listed 2025-02-18

67 Edgefield Ct
Winchester, TN  37398

Beds:
Baths:
Sq Ft:
Lot: 12,197 sf
Land Map
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$489,000

Listed 2025-04-16

74 Summerset Dr
Winchester, TN  37398

Beds: 4.0
Baths: 2.5
Sq Ft: 2,608
Lot: 16,117 sf
Single Family Map
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$64,900

Listed 2025-02-18

66 Edgefield Ct
Winchester, TN  37398

Beds:
Baths:
Sq Ft:
Lot: 23,958 sf
Land Map
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$325,000

Listed 2025-07-24

116 Elkins St
Winchester, TN  37398

Beds: 3.0
Baths: 2.0
Sq Ft: 312
Lot: 33,977 sf
Single Family Map
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$64,000

Listed 2025-08-18

Cooper Ln
Winchester, TN  37398

Beds:
Baths:
Sq Ft:
Lot: 39,640 sf
Land Map
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$330,000

Listed 2025-09-16

103 Lisa Cir
Winchester, TN  37398

Beds: 3.0
Baths: 2.0
Sq Ft: 1,570
Lot: 14,375 sf
Single Family Map
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$286,900

Listed 2025-11-17

96 Liberty Rd
Winchester, TN  37398

Beds: 3.0
Baths: 2.0
Sq Ft: 1,224
Lot: 25,265 sf
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$394,000

Listed 2026-01-21

204 8th Ave SE
Winchester, TN  37398

Beds: 3.0
Baths: 3.0
Sq Ft: 2,476
Lot: 22,651 sf
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$479,900

Listed 2026-02-04

220 Bryan Dr
Winchester, TN  37398

Beds: 4.0
Baths: 3.5
Sq Ft: 2,209
Lot: 29,621 sf
Single Family Map
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Current Property Rentals

As of 2/17/2026, Sharon Swafford has the following rental properties available in Winchester and surrounding areas. These are the top 10 listings.

$2,000

Listed 2025-09-18

396 Harris Chapel Dr
Winchester, TN  37398

Beds: 3.0
Baths: 2.5
Sq Ft: 1,896
Single Family Map
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$1,900

Listed 2026-01-15

1010 N High St
Winchester, TN  37398

Beds: 3.0
Baths: 2.0
Sq Ft: 1,866
Single Family Map
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$1,600

Listed 2026-01-15

208 Franklin Park
Winchester, TN  37398

Beds: 3.0
Baths: 1.0
Sq Ft: 1,952
Single Family Map
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$1,800

Listed 2026-01-15

37 Raspberry Dr
Winchester, TN  37398

Beds: 3.0
Baths: 2.0
Sq Ft: 1,586
Single Family Map
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$1,900

Listed 2026-02-11

808 N High St
Winchester, TN  37398

Beds: 2.0
Baths: 2.0
Sq Ft: 1,000
Single Family Map
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$1,000

Listed 2025-09-08

75 Sunshine Cir
Decherd, TN  37324

Beds: 2.0
Baths: 1.0
Sq Ft: 800
Multi Family Map
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