Affiliate Broker (TN: 344016)
8 years experience
Montgomery County, Tennessee's real estate market reflects the dynamic growth patterns of Middle Tennessee, anchored by Clarksville's position as one of the state's fastest-growing cities. The county's proximity to Nashville, combined with the economic stability provided by Fort Campbell military base, creates a unique market environment that attracts both military families and civilian professionals seeking affordable alternatives to Davidson County's premium pricing.
With 1,774 actively licensed real estate agents serving the county—all equipped with email connectivity for modern communication—Montgomery County maintains one of Tennessee's most accessible and well-connected agent networks. This robust professional presence supports a market that has experienced consistent appreciation while remaining significantly more affordable than neighboring Nashville metro areas.
Clarksville dominates Montgomery County's real estate landscape, serving as both the county seat and Tennessee's fifth-largest city. The Clarksville metro area extends beyond county boundaries but finds its commercial and residential core along the Cumberland River, where historic downtown districts blend with expanding suburban developments. Neighborhoods like Sango, Rossview, and St. Bethlehem have emerged as primary growth corridors, attracting families with new construction and competitive pricing.
Secondary markets in Woodlard Mills, Indian Mound, and rural Montgomery County areas offer distinct opportunities for those seeking larger properties and agricultural land. The county's western regions, closer to the Kentucky border, provide some of Tennessee's most affordable rural real estate options, while eastern areas benefit from increasing spillover demand from Nashville's expanding influence.
Montgomery County's real estate patterns are heavily influenced by Fort Campbell's personnel rotations, creating consistent turnover that supports both sales and rental markets. This military presence generates unique market characteristics, including higher-than-average rental demand, shorter average ownership periods, and resilience during broader economic downturns. VA loan utilization rates significantly exceed state averages, making military-friendly financing expertise essential for local agents.
The county's geographic position creates complex market dynamics, with southern areas increasingly influenced by Nashville's growth while northern regions maintain stronger ties to Kentucky markets. Cumberland River access, proximity to Interstate 24, and distance from Fort Campbell all significantly impact property values, creating micro-markets that require localized expertise to navigate effectively.
Real estate service providers, from mortgage lenders to home inspectors, find Montgomery County's concentrated agent network particularly valuable for establishing regional market presence. With all 1,774 licensed agents maintaining current email addresses, businesses can efficiently reach professionals serving one of Tennessee's most active military relocation markets, where service quality and reliability directly impact referral generation.
Technology companies, insurance providers, and real estate marketing firms benefit from Montgomery County's tech-forward agent base, where digital communication preferences align with modern business practices. The county's agents frequently handle multiple relocations annually, creating higher-than-average transaction volumes that make targeted outreach particularly cost-effective for B2B service providers seeking consistent, high-volume professional relationships.
As of 2/17/2026, Stephanie Hartman has 6 properties for sale in Clarksville and surrounding areas.
$450,000
Listed 2026-01-23
$709,900
Listed 2025-12-31
$595,500
Listed 2026-01-09
$507,500
Listed 2025-12-31
$680,900
Listed 2025-12-31
$225,000
Listed 2026-01-16
Stephanie Hartman currently has no rental properties available in Clarksville and surrounding areas. Check back later.