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Stephen L Brown

Stephen L Brown
Real Estate Agent (Salesperson)
Destin FL

Salesperson (FL: 617895)

31 years experience

REALTOR® 3 Active Listings Serves Okaloosa County, FL
View on Realtor.com

Contact Information

Brokerage
Keller Williams Realty Emerald Coast Destin

Office Website
Office Address
36008 Emerald Coast Pkwy
Destin, FL  32541
(Okaloosa County)
Office Phone
850-654-2900
Office Fax
850-654-2959
Mobile
850-376-4761
Email
buyi*******@***.net
Show Email for $5

Service Areas

Grande Pointe: FL Miramar Beach: FL Point Washington: FL Watersound: FL West Panama City Beach: FL Seacrest: FL Santa Rosa Beach: FL Inlet Beach: FL Alys Beach: FL Destin: FL

About Stephen Brown

With more than two decades of real estate expertise in the Destin, Florida area, this agent is well-versed in a variety of property types, including homes, condominiums, lots, and unlisted properties, as well as navigating 1031 exchanges. Specializing in luxury real estate and second homes, they are dedicated to safeguarding clients' interests throughout every phase of the transaction. Committed to delivering personalized attention and a professional, low-pressure experience, this agent ensures that each client receives the highest level of service.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$629,436
Avg. Listing Price
From Stephen's portfolio
3.7 / 2.6
Avg. Beds/Baths
Typical property size
2,137 sf
Avg. Square Footage
Interior living space
1795
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/13/2026, Stephen Brown has 3 properties for sale in Destin and surrounding areas.

$240,000

Listed 2025-08-19

4276 Calinda Ln Apt 125
Niceville, FL  32578

Beds: 2.0
Baths: 2.0
Sq Ft: 1,198
Condos Map
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$260,000

Listed 2025-08-19

4274 Calinda Ln Apt 254
Niceville, FL  32578

Beds: 2.0
Baths: 2.0
Sq Ft: 1,113
Condos Map
View Full Details

$309,900

Listed 2025-11-05

96 Sweetthorn St
Freeport, FL  32439

Beds: 3.0
Baths: 2.0
Sq Ft: 1,487
Lot: 5,227 sf
Single Family Map
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Current Property Rentals

Stephen Brown currently has no rental properties available in Destin and surrounding areas. Check back later.