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Stephen Paul Ngo

Stephen Paul Ngo
Real Estate Agent (Salesperson)
Palm City FL

Salesperson (FL: 3285900)

13 years experience

REALTOR® 19 Active Listings Serves Martin County, FL
View on Realtor.com

Contact Information

Brokerage
Illustrated Properties

Office Website
Office Address
1320 Sw Pinewood Ct
Palm City, FL  34990
(Martin County)
Office Phone
772-320-9812
Office Fax
772-287-2667
Mobile
772-287-1777
Email
stev****@*****.com
Show Email for $5

Service Areas

Hobe Sound: FL Jupiter Island: FL Stuart: FL Rio: FL Port St. Lucie: FL Hutchinson Island South: FL Ocean Breeze: FL Jensen Beach: FL North River Shores: FL Palm City: FL Sewall's Point: FL Port Salerno: FL

About Stephen Ngo

Stephen Ngo transitioned from a successful career as a trial attorney in Miami to real estate in Martin County, prioritizing family life after the birth of his son. A native of Palm City, he left a decade-long tenure at a prestigious national law firm to enhance his family's quality of life.

During his legal career, Stephen represented a diverse clientele, including physicians, business owners, contractors, celebrities, and high-net-worth individuals. He now applies the same vigor and business acumen to his real estate practice, quickly establishing himself as one of the leading agents in the region. His peers recognized his achievements when he was honored as the “Realtor of the Year” by the Martin County Realtors of the Treasure Coast in 2018. As a Certified Luxury Home Marketing Specialist, Stephen has successfully represented high-value properties, achieving some of the county's most notable sales.

Stephen's legal background has equipped him with exceptional negotiation and evaluation skills, developed through the mediation and settlement of numerous lawsuits. This experience allows him to understand clients' motivations and goals while safeguarding their interests. He appreciates the demands placed on professionals' time, recognizing that even a small reduction in the home search process can free up valuable moments for family or leisure. His commitment to a concierge-level service ensures that no request is too trivial or too ambitious, resulting in a track record of satisfied clients who have reached their real estate objectives.

Deeply rooted in the Treasure Coast, Stephen attended Palm City Elementary School and graduated from St. Edward’s School in Vero Beach, where he remains actively involved in alumni and development initiatives. His family has deep ties to the community, with his parents still residing in the Martin Downs Crane Creek home they built in 1982, and his father and brother serving as prominent physicians within the Martin Health System.

Stephen completed his undergraduate studies at Wesleyan University in Middletown, Connecticut, where he was a member of the NCAA nationally-ranked men’s lacrosse team and participated in crew. He returned to South Florida to earn his law degree from the University of Miami, graduating with honors.

In his leisure time, Stephen cherishes moments spent with his son, Jacob, a student at Bessey Creek Elementary School in Palm City. He enjoys saltwater fishing, clay shooting, boxing, boating, fitness, and relaxing outdoors in the beautiful surroundings of the area.

Martin County, FL Real Estate Market Analysis (Single Family Homes)

$1,678,067
Avg. Listing Price
From Stephen's portfolio
3.4 / 3.0
Avg. Beds/Baths
Typical property size
2,541 sf
Avg. Square Footage
Interior living space
1267
Active Listings
Current inventory

Martin County, Florida represents one of the most sophisticated and tightly-knit real estate markets along the Treasure Coast, where luxury waterfront properties and established residential communities create a unique investment landscape. With 4,119 total actively licensed agents serving this relatively compact county, the market density reflects both the high property values and the specialized expertise required to navigate Martin County's diverse neighborhoods and stringent development regulations.

The concentration of licensed professionals in Martin County is particularly striking when you consider that all 4,119 agents maintain current email addresses, indicating an exceptionally tech-savvy and professionally engaged real estate community. This level of digital connectivity has become essential as the county attracts both seasonal residents from the Northeast and year-round buyers seeking Florida's premium coastal lifestyle without the congestion of neighboring Palm Beach County.

Major Martin County, Florida Real Estate Markets

Stuart anchors Martin County's real estate activity as the county seat, featuring a revitalized downtown district along the St. Lucie River and established neighborhoods like Port Sewall and Rocky Point that command premium prices for their deep-water access. Jupiter Island, though shared with Palm Beach County, contributes significantly to Martin County's luxury market with some of the most exclusive oceanfront estates on the East Coast, while Hobe Sound offers a more accessible entry point into the waterfront lifestyle with its mix of condominiums and single-family homes.

The western communities of Palm City and Indiantown represent Martin County's inland growth, where newer developments and equestrian properties attract buyers seeking larger lots and more affordable price points. These areas have experienced surprising appreciation as remote work trends allow more flexibility in location choices, with many buyers discovering they can access Martin County's beaches and boating while enjoying lower property taxes and maintenance costs than their waterfront counterparts.

Market Dynamics and Geographic Complexity

Martin County's real estate market operates on multiple tiers simultaneously, from oceanfront estates exceeding $10 million to inland ranch properties and mobile home communities, creating complex cross-market dynamics that require agents to understand vastly different buyer motivations and financing structures. The county's strict growth management policies and environmental protections have created artificial scarcity in many submarkets, particularly for waterfront properties, leading to intense competition and rapid appreciation in select neighborhoods.

Seasonal fluctuations remain pronounced, with winter months bringing cash buyers from northern states while summer presents opportunities for local move-up buyers and investors. The hurricane risk factor adds another layer of complexity, as insurance costs and building codes significantly impact both pricing strategies and buyer decision-making, making local market knowledge invaluable for successful transactions.

Why Businesses Need Martin County, Florida Agent Contact Data

Service providers targeting Martin County's real estate market benefit enormously from direct agent contact capabilities, as the county's high transaction values mean agents actively seek premium vendors for photography, staging, landscaping, and home improvement services. With all 4,119 licensed agents maintaining email addresses, businesses can efficiently reach decision-makers who regularly coordinate large-budget projects and maintain ongoing relationships with trusted service providers.

The sophisticated nature of Martin County's clientele creates opportunities for specialized services like luxury marketing, estate planning coordination, and concierge-level transaction support, making targeted outreach to the agent community essential for businesses looking to establish themselves in this profitable market segment.

Current Property Listings

As of 2/13/2026, Stephen Ngo has 19 properties for sale in Palm City and surrounding areas. These are the top 10 listings.

$560,000

Listed 2025-12-01

11912 SW Macelli Way
Port Saint Lucie, FL  34987

Beds: 4.0
Baths: 3.5
Sq Ft: 2,600
Lot: 6,534 sf
Single Family Map
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$1,250,000

Listed 2025-11-24

3961 NE Breakwater Dr
Jensen Beach, FL  34957

Beds: 2.0
Baths: 2.0
Sq Ft: 1,494
Lot: 4,400 sf
Single Family Map
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$250,000

Listed 2025-12-10

3462 NE Causeway Blvd Apt 103
Jensen Beach, FL  34957

Beds: 2.0
Baths: 2.0
Sq Ft: 1,102
Condos Map
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$2,700,000

Listed 2025-12-08

SE Macarthur Blvd
Hutchinson Island, FL  34996

Beds:
Baths:
Sq Ft:
Lot: 37,331 sf
Land Map
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$1,150,000

Listed 2025-11-01

53 SE Seminole St Unit 1A
Stuart, FL  34994

Beds: 3.0
Baths: 3.5
Sq Ft: 1,771
Lot: 54,925 sf
Townhomes Map
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$1,795,000

Listed 2025-12-16

516 SW Camden Ave
Stuart, FL  34994

Beds: 4.0
Baths: 4.0
Sq Ft: 2,992
Lot: 6,050 sf
Single Family Map
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$470,000

Listed 2026-02-04

4680 NE Sandpebble Trce Apt 103
Stuart, FL  34996

Beds: 2.0
Baths: 2.0
Sq Ft: 1,032
Condos Map
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$1,049,000

Listed 2026-01-23

5621 SW Longspur Ln
Palm City, FL  34990

Beds: 5.0
Baths: 4.5
Sq Ft: 4,309
Lot: 11,631 sf
Single Family Map
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$3,150,000

Listed 2026-02-09

90 NW Alice St
Jensen Beach, FL  34957

Beds: 4.0
Baths: 3.5
Sq Ft: 3,505
Lot: 25,265 sf
Single Family Map
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$365,000

Listed 2025-03-20

1784 SW Saint Andrews Dr
Palm City, FL  34990

Beds:
Baths:
Sq Ft:
Lot: 87,425 sf
Land Map
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Current Property Rentals

As of 2/11/2026, Stephen Ngo has the following rental properties available in Palm City and surrounding areas. These are the top 10 listings.

$3,500

Listed 2025-10-01

600 SE Fascino Cir
Port Saint Lucie, FL  34984

Beds: 3.0
Baths: 2.0
Sq Ft: 2,147
Single Family Map
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$6,000

Listed 2025-10-01

259 SE Calmo Cir
Port Saint Lucie, FL  34984

Beds: 4.0
Baths: 5.5
Sq Ft: 3,598
Single Family Map
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$4,100

Listed 2025-06-16

569 SE Fascino Cir
Port Saint Lucie, FL  34984

Beds: 3.0
Baths: 2.5
Sq Ft: 2,672
Single Family Map
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