```
Stephen S Payne

Stephen S Payne
Real Estate Agent (Salesperson)
Miamisburg OH

Salesperson (OH: 2004019198)

21 years experience

REALTOR® 9 Active Listings Serves Montgomery County, OH
View on Realtor.com

Contact Information

Brokerage
Keller Williams Community Part
Office Address
2835 Miami Village Dr
Miamisburg, OH  45342-4916
(Montgomery County)
Office Phone
937-530-4904
Office Fax
937-535-0029
Mobile
937-776-5640
Email
step***@*******.com
Show Email for $5

Service Areas

Five Points: OH Union Township: OH Springboro: OH Franklin Township: OH Salem Township: OH Wayne Township: OH Clearcreek Township: OH Bellbrook: OH Sugarcreek Township: OH Beavercreek Township: OH Centerville: OH Union: OH Clayton: OH Englewood: OH Carlisle: OH German Township: OH Moraine: OH West Carrollton: OH Germantown: OH Miamisburg: OH Miami Township: OH Vandalia: OH Huber Heights: OH Phoneton: OH Butler Township: OH Bethel Township: OH Tipp City: OH Dayton: OH Kettering: OH Oakwood: OH Riverside: OH Wright-Patterson AFB: OH Beavercreek: OH Washington Township: OH

About Stephen Payne

With 17 years of experience in the real estate industry, this agent has built a career grounded in the principle of service, inspired by a guiding piece of advice from their father: “No matter what you do with your life, remember to help people.” This philosophy forms the cornerstone of their business approach.

Understanding the significance of trust in real estate transactions, this agent is committed to earning and maintaining the confidence of their clients, whether they are buying or selling a property. They leverage the latest tools and strategies to ensure that clients are represented effectively and positively in the market.

Their marketing techniques are among the best in the industry, providing sellers with peace of mind. When it comes to negotiations, this agent is assertive, advocating vigorously for both buyers and sellers. Recognizing the dynamic nature of the real estate market, they prioritize setting clear expectations and developing tailored plans that align with each client’s goals.

Effective communication is a priority; this agent ensures accessibility through phone, text, and email to meet clients' needs and schedules. From the initial consultation to the moment keys are exchanged, clients can expect consistent updates and support.

This agent looks forward to guiding you through your real estate journey. Contact them today to get started!

Montgomery County, OH Real Estate Market Analysis (Single Family Homes)

$268,892
Avg. Listing Price
From Stephen's portfolio
3.3 / 2.2
Avg. Beds/Baths
Typical property size
1,851 sf
Avg. Square Footage
Interior living space
1882
Active Listings
Current inventory

Montgomery County, Ohio represents one of the state's most dynamic real estate markets, anchored by Dayton and encompassing a diverse mix of urban revitalization, suburban growth, and emerging investment opportunities. The county's real estate landscape has experienced significant transformation in recent years, driven by healthcare expansion, aerospace industry growth, and strategic urban redevelopment initiatives that have reshaped property values and market demand patterns.

With 3,084 actively licensed real estate agents serving the area—all equipped with email contact information—Montgomery County maintains one of Ohio's most accessible and well-connected agent networks. This robust professional presence reflects the market's complexity and the diverse needs of buyers, sellers, and investors navigating everything from historic Dayton neighborhoods to rapidly developing suburban communities in Kettering, Centerville, and Beavercreek.

Major Montgomery County, Ohio Real Estate Markets

The Dayton metropolitan area dominates Montgomery County's real estate activity, featuring distinct market segments from the revitalizing downtown core to established neighborhoods like Oakwood and Belmont. Kettering and Centerville represent the county's premium suburban markets, offering newer construction and higher price points, while communities like Miamisburg and West Carrollton provide attractive options for first-time homebuyers and investors seeking value opportunities.

Beyond the primary metro area, Montgomery County's real estate market extends into unique geographic regions including the Miami Valley's agricultural transitions and the emerging tech corridor near Wright-Patterson Air Force Base. Beavercreek and Fairborn have experienced particular growth due to their proximity to the base and major healthcare systems, creating specialized market dynamics that require deep local knowledge to navigate effectively.

Market Dynamics and Geographic Complexity

Montgomery County's real estate market exhibits fascinating micro-trends that vary dramatically by location and property type. Downtown Dayton's urban renewal has sparked surprising appreciation in previously overlooked neighborhoods, while suburban markets face inventory challenges due to limited new construction and strong demand from relocating professionals. The county's proximity to major highways and its central Ohio location create unique opportunities for investors targeting rental properties serving transient populations.

What makes this market particularly intriguing is its dual nature—combining Rust Belt recovery dynamics with emerging technology sector growth. Areas near the Dayton Innovation District show different appreciation patterns than traditional suburban markets, while historic neighborhoods experience gentrification pressures that create both opportunities and challenges for different buyer segments.

Why Businesses Need Montgomery County, Ohio Agent Contact Data

The 3,084 licensed agents in Montgomery County represent invaluable local market intelligence for businesses ranging from mortgage lenders and home service providers to investment firms and relocation companies. Each agent maintains relationships with specific buyer demographics and geographic specializations, making targeted outreach essential for companies seeking to penetrate particular market segments or expand their service areas within the county's diverse communities.

Having comprehensive email contact information for all active agents enables businesses to execute sophisticated marketing campaigns that account for Montgomery County's varied market conditions. Whether targeting luxury specialists in Centerville, first-time buyer advocates in Dayton, or investment-focused agents throughout the county, businesses can leverage this agent network to build referral relationships, distribute market intelligence, and establish themselves as preferred vendors in one of Ohio's most dynamic real estate markets.

Current Property Listings

As of 2/17/2026, Stephen Payne has 9 properties for sale in Miamisburg and surrounding areas.

$515,000

Listed 2025-06-14

3899 Pepperwell Cir
Dayton, OH  45440

Beds: 4.0
Baths: 2.5
Sq Ft: 2,922
Lot: 9,496 sf
Single Family Map
View Full Details

$410,000

Listed 2026-02-12

3867 Lofty Oaks Dr
Beavercreek, OH  45430

Beds: 4.0
Baths: 2.5
Sq Ft: 2,618
Lot: 20,042 sf
Single Family Map
View Full Details

$14,000

Listed 2025-04-05

3644 Karwin Dr Unit 3638
Dayton, OH  45406

Beds:
Baths:
Sq Ft:
Lot: 13,295 sf
Land Map
View Full Details

$127,500

Listed 2026-02-02

226 McDaniel St Apt 130
Dayton, OH  45405

Beds: 1.0
Baths: 1.0
Sq Ft: 750
Lot: 749 sf
Condos Map
View Full Details

$235,000

Listed 2025-11-14

3332 Morning Glory Rd
Dayton, OH  45449

Beds: 4.0
Baths: 2.5
Sq Ft: 2,012
Lot: 11,761 sf
Single Family Map
View Full Details

$614,999

Listed 2025-09-30

14-20 Mello Ave
Dayton, OH  45410

Beds: 12.0
Baths: 7.0
Sq Ft:
Lot: 4,500 sf
Multi Family Map
View Full Details

$295,000

Listed 2025-10-18

355 Hadley Ave
Oakwood, OH  45419

Beds: 2.0
Baths: 2.0
Sq Ft: 1,120
Lot: 6,952 sf
Single Family Map
View Full Details

$270,000

Listed 2025-11-18

2200 Hazel Ave
Dayton, OH  45420

Beds: 3.0
Baths: 2.0
Sq Ft: 1,651
Lot: 10,163 sf
Single Family Map
View Full Details

$200,000

Listed 2025-11-18

98 W 3rd St
Xenia, OH  45385

Beds: 5.0
Baths: 3.0
Sq Ft: 3,566
Lot: 5,188 sf
Single Family Map
View Full Details

Current Property Rentals

Stephen Payne currently has no rental properties available in Miamisburg and surrounding areas. Check back later.