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Steve Kuzma

Steve Kuzma
Real Estate Agent (Associate Broker)
Bel Air MD

Associate Broker (MD: 29833)

37 years experience

REALTOR® 14 Active Listings Serves Harford County, MD
View on Realtor.com

Contact Information

Brokerage
Weichert Realtors - Diana Realty

Office Website
Office Address
414 S Main St
Bel Air, MD  21014
(Harford County)
Office Phone
410-893-1200
Office Fax
410-893-3710
Mobile
410-808-1010
Email
stev******@***.com
Show Email for $5

Service Areas

Bel Air South: MD Edgewood: MD Abingdon: MD Bel Air: MD Bel Air North: MD Riverside: MD Churchville: MD Fallston: MD Pleasant Hills: MD Benson: MD Jarrettsville: MD Forest Hill: MD Aberdeen: MD Havre de Grace: MD Joppa: MD Joppatowne: MD Kingsville: MD Bradshaw: MD Sparks: MD Glencoe: MD Sparks Glencoe: MD Rossville: MD White Marsh: MD Overlea: MD Nottingham: MD Carney: MD Baltimore: MD Perry Hall: MD Belcamp: MD Street: MD Pylesville: MD Darlington: MD Hampton: MD Parkville: MD Perryville: MD Rising Sun: MD

About Steve Kuzma

I am a dedicated full-time professional who is determined to help my clients any way I can

I will do "Whatever it Takes" to earn your business! I have been successful in Baltimore City Baltimore County Caroll County Cecil County Harford County and Howard County No need too small or too large! I will find you or your company a new home or a buyer for your old one!
I have been a Harford County resident since 1964
I have 2 full-time licensed assistants to serve you better!

AWARDS AND RECOGNITION:
Weichert Realtors Chairman's Club - 2020
Weichert Realtors Presidents Club Platinum - 2019
Weichert Realtors President's Club since 2015
Century 21 President's Producer Award Winner - 2009
Century 21 CENTURION® Award - 1993 to 2015
Century 21 Double CENTURION® Award- 2003 2006 2007 Century 21 Masters Hall of Fame Agent - 1999 Century 21 Quality Service Producer - 2005 2006 2008-2010
Listing Superstar Award
Century 21 Preferred Agent Club Certificate of Recognition for Outstanding Sales Achievement - 2007 2008
Million Dollar Club Centurion Award - 1994
Top Agent with Century 21 Diana Realty Inc since 1992
Certified Commercial Investment Member
Who's Who in Residential Real Estate

MARKET SPECIALIZATIONS:
First-time Buyers specialist
Commercial sales and leasing
Lot sales specialist
Military relocation
HUD-VA foreclosures expert
Short sale expert
Investment properties
Buying selling renting and relocation in Harford County Cecil County Baltimore County Baltimore City Carroll County Anne Arundal County

AFFILIATIONS:
Harford County Association of REALTORS® (HCAR)
Maryland Association of REALTORS® (MAR) National Association of REALTORS® (NAR)
Member of the Multiple Listing Service
Century 21 Million Dollar Club
HCAR Million Dollar Association

HOBBIES:
Spending time with my family
Riding my motorcycle
Lifting weights
Canoeing
Crabbing on the Chesapeake Bay

Harford County, MD Real Estate Market Analysis (Single Family Homes)

$546,200
Avg. Listing Price
From Steve's portfolio
3.8 / 2.8
Avg. Beds/Baths
Typical property size
2,473 sf
Avg. Square Footage
Interior living space
538
Active Listings
Current inventory

Harford County, Maryland's real estate market represents a compelling blend of suburban growth and rural preservation, driven by its strategic position between Baltimore and the Delaware border. With 1,353 actively licensed agents serving the county, this market demonstrates remarkable depth for a region that balances agricultural heritage with modern residential development. The county's proximity to major employment centers like Aberdeen Proving Ground and Baltimore creates consistent housing demand across diverse price points.

What makes Harford County particularly intriguing is its dual personality - northern areas maintain rural character with larger lots and equestrian properties, while southern communities like Edgewood and Aberdeen offer more traditional suburban neighborhoods. This geographic diversity means agents must navigate everything from historic farmhouses in Jarrettsville to contemporary townhomes in Bel Air, requiring specialized local knowledge that the county's 1,353 email-accessible agents possess.

Major Harford County, Maryland Real Estate Markets

Bel Air serves as the county seat and primary residential hub, featuring established neighborhoods, excellent schools, and a thriving downtown district that attracts both families and young professionals. The Bel Air market includes everything from historic homes near the courthouse to newer developments like Hickory Ridge, creating opportunities across multiple price segments. Aberdeen and Havre de Grace represent the county's waterfront markets, with the latter offering unique Chesapeake Bay access that commands premium pricing.

The northern tier communities of Forest Hill, Jarrettsville, and Street showcase the county's rural appeal, where horse farms and expansive properties attract buyers seeking space and privacy. Meanwhile, Edgewood and Joppa serve as more affordable entry points, particularly popular with military families stationed at Aberdeen Proving Ground. This geographic spread means agents often specialize in specific corridors, from the rural north to the bay-influenced east.

Market Dynamics and Geographic Complexity

Harford County's market complexity stems from its role as both a Baltimore bedroom community and an independent economic center anchored by military and healthcare employment. The Aberdeen Proving Ground influence creates steady rental demand and frequent relocations, while the county's excellent school system in districts like Bel Air attracts long-term family buyers. Agricultural preservation programs in northern areas limit development, maintaining property values while creating scarcity-driven appreciation.

Transportation infrastructure significantly impacts market dynamics, with properties near I-95 commanding premiums for Baltimore commuter access, while areas along Route 1 and Route 40 serve regional commercial needs. The county's waterfront communities experience seasonal fluctuations, and rural properties often require specialized financing knowledge for acreage purchases or septic considerations that urban-focused agents might overlook.

Why Businesses Need Harford County, Maryland Agent Contact Data

The complete email accessibility of all 1,353 licensed agents creates unprecedented opportunities for service providers, lenders, and real estate technology companies to reach every active professional in this diverse market. Unlike fragmented contact databases, Harford County's comprehensive agent network allows businesses to target specific geographic specialties or demographic focuses with precision, whether reaching waterfront specialists in Havre de Grace or rural property experts in northern communities.

For businesses launching new services or expanding into Maryland markets, Harford County's manageable agent population combined with its market diversity provides an ideal testing ground. The mix of experienced agents handling luxury equestrian properties and newer agents serving first-time buyers creates opportunities for differentiated marketing approaches, while the county's growth trajectory ensures sustained engagement with business partners who establish relationships early.

Current Property Listings

As of 2/17/2026, Steve Kuzma has 14 properties for sale in Bel Air and surrounding areas. These are the top 10 listings.

$219,333

Listed 2025-01-20

575 Jamestown Ct
Edgewood, MD  21040

Beds: 3.0
Baths: 1.5
Sq Ft: 1,690
Lot: 1,307 sf
Townhomes Map
View Full Details

$849,333

Listed 2025-08-01

603 E Wheel Rd
Bel Air, MD  21015

Beds: 3.0
Baths: 2.5
Sq Ft: 3,602
Lot: 507,474 sf
Single Family Map
View Full Details

$219,333

Listed 2024-03-26

301 Northeast Rd
Aberdeen, MD  21001

Beds:
Baths:
Sq Ft: 801
Lot: 69,696 sf
Multi Family Map
View Full Details

$119,333

Listed 2025-02-19

Harford St
Aberdeen, MD  21001

Beds:
Baths:
Sq Ft:
Lot: 40,075 sf
Land Map
View Full Details

$299,333

Listed 2026-02-12

1831 Still Pond Way
Bel Air, MD  21015

Beds: 3.0
Baths: 1.0
Sq Ft: 1,760
Lot: 2,178 sf
Townhomes Map
View Full Details

$549,333

Listed 2026-02-16

2425 Cool Spring Rd
Bel Air, MD  21015

Beds: 3.0
Baths: 2.5
Sq Ft: 2,650
Lot: 37,462 sf
Single Family Map
View Full Details

$333,333

Listed 2025-12-22

812 Long Dr Apt F
Aberdeen, MD  21001

Beds: 2.0
Baths: 2.0
Sq Ft: 1,692
Condos Map
View Full Details

$315,333

Listed 2026-01-30

3336 Garrison Cir
Abingdon, MD  21009

Beds: 3.0
Baths: 2.0
Sq Ft: 1,440
Lot: 2,178 sf
Townhomes Map
View Full Details

$349,333

Listed 2026-01-15

246 Waterway Rd
Oxford, PA  19363

Beds: 3.0
Baths: 2.0
Sq Ft: 1,836
Lot: 47,916 sf
Single Family Map
View Full Details

$299,333

Listed 2026-01-15

70 Honeylocust Cir
Elkton, MD  21921

Beds: 3.0
Baths: 2.0
Sq Ft: 1,307
Lot: 3,049 sf
Townhomes Map
View Full Details

Current Property Rentals

As of 2/17/2026, Steve Kuzma has the following rental properties available in Bel Air and surrounding areas. These are the top 10 listings.

$2,300

Listed 2026-01-24

1321 Merry Hill Ct
Bel Air, MD  21015

Beds: 3.0
Baths: 2.5
Sq Ft: 1,834
Lot: 2,178 sf
Townhomes Map
View Full Details

$2,500

Listed 2025-12-29

283 Point to Point Sq
Bel Air, MD  21015

Beds: 4.0
Baths: 2.5
Sq Ft: 2,110
Lot: 2,178 sf
Townhomes Map
View Full Details

$2,200

Listed 2025-12-29

913 S Stepney Rd
Aberdeen, MD  21001

Beds: 3.0
Baths: 1.5
Sq Ft: 1,600
Lot: 32,670 sf
Single Family Map
View Full Details