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Susan E McPherson

Susan E McPherson
Real Estate Agent (Salesperson)
Niceville FL

Salesperson (FL: 597032)

33 years experience

REALTOR® 2 Active Listings Serves Okaloosa County, FL
View on Realtor.com

Contact Information

Brokerage
Exp Realty Llc

Office Website
Office Address
431 Martinique Cove
Niceville, FL  32578
(Okaloosa County)
Office Phone
888-883-8509
Office Fax
941-203-8633
Mobile
850-598-0782
Email
susa*************@*****.com
Show Email for $5

Service Areas

Choctaw Beach: FL Niceville: FL Miramar Beach: FL Santa Rosa Beach: FL Point Washington: FL Destin: FL Crestview: FL Mary Esther: FL Holley: FL Navarre: FL Navarre Beach: FL Shalimar: FL Lake Lorraine: FL Fort Walton Beach: FL Ocean City: FL Wright: FL Okaloosa Island: FL Cinco Bayou: FL

About Susan McPherson

With nearly three decades of residency in the area, this real estate professional brings a wealth of local knowledge and experience to her clients. Relocating as a military spouse in 1990, she has deep roots in the community and a profound understanding of the unique challenges faced by military families during transitions.

Having raised two sons who are now adults, she is fully dedicated to assisting clients in achieving their real estate objectives. Her commitment to excellence is evident in her approach to every transaction, recognizing that buying or selling a home is often one of the most significant financial decisions individuals make.

With over 27 years of experience and a commitment to ongoing education, she holds the Graduate Realtor Institute (GRI) certification, a nationally recognized designation that underscores her professionalism and expertise. Additionally, as a certified Military Relocation Professional (MRP), she is equipped with specialized training to navigate the complexities of military relocations, drawing on her personal experiences to better serve military families.

Her dedication to her clients is unwavering; she operates in a single agency capacity, ensuring that their interests are prioritized above all else. This client-centric philosophy drives her to negotiate fiercely on their behalf, aiming to secure the best possible outcomes while minimizing stress throughout the process.

Understanding that real estate transactions can be overwhelming, she strives to create a seamless experience by managing all details, allowing clients to focus on their move. Her approach is characterized by a no-pressure attitude, respecting each client’s preferred pace.

Collaborating with a trusted network of professionals—including lenders, title companies, home inspectors, and licensed contractors—she ensures that every aspect of the transaction is handled with care and efficiency.

She welcomes the opportunity to connect with prospective clients to explore how her expertise can align with their real estate needs. For a dedicated partner in your real estate journey, reach out today to discuss how she can help make your home dreams a reality.

Okaloosa County, FL Real Estate Market Analysis (Single Family Homes)

$629,436
Avg. Listing Price
From Susan's portfolio
3.7 / 2.6
Avg. Beds/Baths
Typical property size
2,137 sf
Avg. Square Footage
Interior living space
1795
Active Listings
Current inventory

Okaloosa County's real estate market presents a fascinating blend of military influence, tourism economics, and coastal premium pricing that creates unique opportunities and challenges. With Eglin Air Force Base serving as one of the largest air force installations in the world, the housing market experiences consistent demand from military families, defense contractors, and aerospace professionals who fuel both rental and purchase markets year-round.

The county's 4,123 total actively licensed agents—all of whom maintain current email contacts—reflect the robust nature of this market, where waterfront properties, military relocations, and vacation home investments create diverse revenue streams. This high agent concentration relative to the county's population indicates both strong transaction volumes and the specialized expertise required to navigate everything from VA loans to luxury beachfront sales.

Major Okaloosa County, Florida Real Estate Markets

Fort Walton Beach anchors the county's primary real estate activity, combining military housing demand with tourist rental investments along the Emerald Coast. Destin commands premium pricing as a world-renowned fishing and beach destination, where condominiums and vacation homes regularly sell for seven figures, while Crestview serves as the county seat with more affordable family housing that attracts both military families and civilian workers seeking proximity to Eglin AFB.

The northern communities of Baker and Laurel Hill offer rural residential opportunities at significantly lower price points, creating a diverse market spectrum that ranges from million-dollar waterfront estates to modest family homes. Niceville and Valparaiso provide middle-market options with excellent schools and family amenities, while Gulf-front areas like Okaloosa Island command the highest per-square-foot values in the region due to limited inventory and constant tourism demand.

Market Dynamics and Geographic Complexity

Okaloosa County's real estate patterns are heavily influenced by military deployment cycles, which create predictable waves of buying and selling activity that experienced agents have learned to anticipate and leverage. The Permanent Change of Station (PCS) moves typically occur during summer months, creating seasonal inventory fluctuations that don't align with traditional vacation market timing, requiring sophisticated market knowledge to optimize pricing and timing strategies.

Geographic complexity adds another layer, as beachfront properties operate under different market principles than inland military housing, while rural northern areas follow agricultural and commuter-based pricing models. This diversity means agents often specialize in specific submarkets, whether focusing on luxury coastal sales, military relocations, investment properties, or rural residential transactions, creating distinct professional networks within the broader agent community.

Why Businesses Need Okaloosa County, Florida Agent Contact Data

Mortgage lenders, insurance companies, and home service providers find Okaloosa County's agent network particularly valuable because military families and coastal property owners require specialized financial products and services that create higher transaction values and longer-term client relationships. The concentration of defense contractors and aerospace professionals also means higher average incomes and more complex financing needs, making agent relationships crucial for B2B service providers.

Property management companies, vacation rental platforms, and construction contractors benefit significantly from direct agent contact access, as the dual nature of investment properties and military relocations creates consistent referral opportunities. With all 4,123 licensed agents maintaining current email contacts, businesses can efficiently reach professionals who understand both local market nuances and the specific needs of military and tourism-related real estate transactions.

Current Property Listings

As of 2/13/2026, Susan McPherson has 2 properties for sale in Niceville and surrounding areas.

$1,100,000

Listed 2026-02-03

77 N St Francis Dr
Miramar Beach, FL  32550

Beds: 4.0
Baths: 3.5
Sq Ft: 2,256
Lot: 3,049 sf
Single Family Map
View Full Details

$675,000

Listed 2025-06-14

10811 Front Beach Rd Unit 2304
Panama City Beach, FL  32407

Beds: 3.0
Baths: 2.0
Sq Ft: 1,273
Condos Map
View Full Details

Current Property Rentals

Susan McPherson currently has no rental properties available in Niceville and surrounding areas. Check back later.