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Susan P Gay

Susan P Gay
Real Estate Agent (Salesperson)
Carrabelle FL

Salesperson (FL: 697034)

26 years experience

REALTOR® 25 Active Listings Serves Franklin County, FL
View on Realtor.com

Contact Information

Brokerage
Sea Crest Real Estate Inc
Office Address
314 St James Ave
Carrabelle, FL  32322
(Franklin County)
Office Phone
850-697-9604
Office Fax
Mobile
850-509-5883
Email
susa******@*****.com
Show Email for $5

Service Areas

Carrabelle: FL Lanark Village: FL Eastpoint: FL St. George Island: FL Port St. Joe: FL Overstreet: FL Mexico Beach: FL Cape San Blas: FL Apalachicola: FL Crawfordville: FL Wakulla Springs: FL St. Marks: FL

About Susan Gay

A seasoned Florida Realtor since 2000, this professional has deep roots in Tallahassee and has cherished time along the Gulf Coast. Since 2003, they have called Carrabelle home, a place that holds special memories, especially with their beloved grandchildren who frequently visit and enjoy the area. Committed to client satisfaction, they prioritize the interests of their customers and are always accessible to provide support. With a genuine passion for helping others, they are eager to assist with all buying and selling endeavors.

Franklin County, FL Real Estate Market Analysis (Single Family Homes)

$926,910
Avg. Listing Price
From Susan's portfolio
3.3 / 2.8
Avg. Beds/Baths
Typical property size
1,899 sf
Avg. Square Footage
Interior living space
360
Active Listings
Current inventory

Franklin County, Florida's real estate market operates within a unique coastal ecosystem that spans 544 square miles along the forgotten coast of the Gulf of Mexico. With 255 actively licensed agents serving this sparsely populated region, the market maintains an intimate, relationship-driven character that contrasts sharply with Florida's more commercialized coastal markets. What makes this market particularly intriguing is its resilience despite having one of the state's smallest populations, sustained primarily by waterfront properties, commercial fishing operations, and a growing eco-tourism sector.

The county's real estate landscape reflects its maritime heritage and environmental constraints, with much of the developable land concentrated in a handful of small communities. Unlike typical Florida markets dominated by retiree migration, Franklin County attracts a diverse mix of commercial fishermen, remote workers seeking affordable coastal living, and investors capitalizing on the area's untapped potential. All 255 licensed agents maintain email contact information, indicating a tech-savvy professional community despite the rural setting.

Major Franklin County, Florida Real Estate Markets

Apalachicola serves as the county's primary real estate hub, where historic Victorian homes and waterfront properties command premium prices within the constraints of a National Historic District. The city's oyster industry heritage creates unique zoning considerations, with many properties offering mixed residential and commercial opportunities. Carrabelle functions as the county's second major market, featuring more affordable waterfront access and a growing vacation rental sector that benefits from its proximity to Tallahassee and the emerging Forgotten Coast tourism brand.

St. George Island represents the county's luxury segment, with beachfront homes and condominiums attracting buyers from across the Southeast seeking pristine Gulf Coast access without the crowds of more developed barrier islands. Eastpoint and Lanark Village round out the major markets, offering working waterfront properties and affordable housing options for the commercial fishing community. The geographic isolation of these markets creates distinct pricing tiers and buyer demographics within the small county footprint.

Market Dynamics and Geographic Complexity

Franklin County's real estate market operates on extended timeline cycles, with many properties remaining available for months due to the specialized nature of waterfront and historic properties. Environmental regulations significantly impact development potential, creating artificial scarcity that supports property values but limits inventory growth. The market shows surprising stability during economic downturns, as the low property taxes and established fishing economy provide a buffer against broader economic volatility.

Seasonal fluctuations drive much of the market activity, with spring and summer months seeing increased activity from both primary residence buyers and vacation property investors. The limited number of agents creates intense local competition but also fosters collaborative relationships, as many transactions require specialized knowledge of flood zones, historic preservation requirements, and maritime access rights that only local professionals possess.

Why Businesses Need Franklin County, Florida Agent Contact Data

Service providers targeting the real estate industry find Franklin County agents particularly receptive to business relationships due to the close-knit professional community and limited local vendor options. With all 255 agents maintaining email addresses, businesses can efficiently reach the entire market through targeted digital campaigns focusing on waterfront property expertise, historic home renovation services, or flood insurance solutions that address the county's specific geographic challenges.

The concentrated nature of Franklin County's real estate market makes it ideal for businesses testing new products or services before expanding to larger markets. Mortgage lenders, title companies, and construction contractors often use this market as a proving ground for coastal property solutions, while property management companies find opportunities in the growing vacation rental sector that many local agents are actively developing as an additional revenue stream.

Current Property Listings

As of 3/27/2026, Susan Gay has 25 properties for sale in Carrabelle and surrounding areas. These are the top 10 listings.

$155,000

Listed 2023-10-30

841 Highway 98
Eastpoint, FL  32328

Beds:
Baths:
Sq Ft:
Lot: 50,094 sf
Land Map
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$189,000

Listed 2024-11-07

819 Haven Ct
Carrabelle, FL  32322

Beds: 1.0
Baths: 1.0
Sq Ft: 576
Lot: 1,742 sf
Mobile Map
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$54,900

Listed 2024-10-14

1616 Highway 67
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 331,326 sf
Land Map
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$35,000

Listed 2024-04-05

2535 Oak St
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 44,301 sf
Land Map
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$30,000

Listed 2024-04-05

2629 Oak St
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 49,658 sf
Land Map
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$199,900

Listed 2023-08-30

2192 Highway 98 E
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 18,199 sf
Land Map
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$35,000

Listed 2024-10-19

158 Kansas /R/1 St Lot 3
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 5,227 sf
Land Map
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$59,000

Listed 2025-04-17

Highway 67 Lot 6
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 230,868 sf
Land Map
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$314,900

Listed 2025-09-19

401 St James Ave Unit 5
Carrabelle, FL  32322

Beds: 2.0
Baths: 2.5
Sq Ft: 1,104
Lot: 436 sf
Townhomes Map
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$82,500

Listed 2025-10-01

2967 Highway 98 E
Carrabelle, FL  32322

Beds:
Baths:
Sq Ft:
Lot: 30,492 sf
Land Map
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Current Property Rentals

Susan Gay currently has no rental properties available in Carrabelle and surrounding areas. Check back later.