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Tammy Sue Garza

Tammy Sue Garza
Real Estate Agent (Salesperson)
Roseville - CA

Salesperson (CA: 01421915)

13 years experience

REALTOR® 2 Active Listings Serves Placer County, CA
View on Realtor.com

About Tammy Garza

With a diverse background that spans several industries, this real estate professional brings a wealth of experience to her role as a REALTOR®. Her journey began in accounting and tax services, where she honed her analytical skills while managing her own practice and supporting her husband’s plumbing contracting business for over two decades.

In the early 2000s, she transitioned into the mortgage sector as a loan officer and processor, discovering a passion for real estate that would shape her career. Following a period of travel after becoming empty nesters in 2011, she took on the role of independent catastrophic insurance adjuster. This position allowed her to travel extensively across the country, inspecting homes and assisting homeowners with insurance claims related to various weather-related damages, including hail, wind, floods, and hurricanes.

Now focused on acquiring and managing multi-family assets, she is dedicated to guiding her clients through the complexities of buying and selling properties. Her commitment to providing exceptional value and fostering enduring relationships with clients and colleagues defines her approach to real estate.

Placer County, CA Real Estate Market Analysis (Single Family Homes)

$945,763
Avg. Listing Price
From Tammy's portfolio
3.5 / 2.9
Avg. Beds/Baths
Typical property size
2,366 sf
Avg. Square Footage
Interior living space
1644
Active Listings
Current inventory

Placer County's real estate market represents one of Northern California's most dynamic and diverse property landscapes, stretching from the Sacramento Valley foothills to the Sierra Nevada mountains. This rapidly growing region has experienced remarkable transformation over the past decade, driven by Sacramento's urban expansion, tech industry migration from the Bay Area, and the county's strategic position along major transportation corridors. The market encompasses everything from luxury lakefront properties around Lake Tahoe to affordable family communities in Lincoln and Roseville.

With 5,489 total actively licensed agents serving the county, Placer County maintains a robust real estate infrastructure that reflects both its population growth and property transaction volume. Remarkably, all 5,489 agents maintain email contact information, indicating a tech-savvy professional community well-equipped to serve today's digitally-connected buyers and sellers. This comprehensive digital connectivity becomes particularly valuable given the county's geographic spread and the need for efficient communication across diverse market segments.

Major Placer County, California Real Estate Markets

The county's real estate activity centers around several distinct metropolitan areas, each with unique characteristics and price points. Roseville and Rocklin anchor the southern portion, offering master-planned communities and new construction that attracts young families and Sacramento commuters. Auburn serves as the historic county seat, featuring a mix of rural properties and established neighborhoods, while Lincoln has emerged as one of California's fastest-growing cities with extensive residential development. The eastern regions around Colfax and Foresthill cater to buyers seeking larger parcels and mountain living.

Lake Tahoe's Placer County shoreline, including areas around Tahoe City and Kings Beach, represents the premium segment of the market with luxury vacation homes and investment properties. These mountain and lake communities operate on different seasonal cycles compared to the valley floor markets, creating complexity that requires specialized local knowledge. The diversity spans from $300,000 starter homes in Lincoln to multi-million-dollar lakefront estates, making Placer County one of Northern California's most economically varied real estate markets.

Market Dynamics and Geographic Complexity

Placer County's real estate market operates across multiple elevation zones and climate regions, creating distinct micro-markets with varying seasonal patterns and buyer demographics. The valley communities experience year-round activity driven by job growth in technology, healthcare, and government sectors, while mountain properties see pronounced seasonal fluctuations tied to recreation and tourism cycles. This geographic complexity means agents must understand everything from suburban HOA regulations to rural water rights and mountain access issues.

The county's proximity to both Sacramento and the Bay Area has intensified competition for properties, particularly as remote work policies have enabled professionals to relocate while maintaining high-paying positions. This trend has accelerated price appreciation and created inventory shortages in popular communities, making local market expertise increasingly valuable for successful transactions.

Why Businesses Need Placer County, California Agent Contact Data

Service providers targeting real estate professionals find Placer County's agent database particularly valuable due to the market's high transaction velocity and diverse property types. Mortgage brokers, home inspectors, title companies, and contractors benefit from direct access to agents handling everything from first-time buyer transactions to luxury resort properties. The county's growth trajectory and new construction activity create consistent demand for real estate services across all price segments.

Marketing companies and technology providers leverage agent contact data to introduce solutions for managing complex transactions across varied geographic and regulatory environments. With email connectivity across all 5,489 licensed agents, businesses can efficiently reach professionals serving different market segments, from high-volume suburban agents to specialists in mountain and recreational properties, maximizing their outreach effectiveness in this economically diverse region.

Contact Information

Brokerage
Exp Realty Of California Inc
Office Address
915 Highland Pointe Dr Ste 250
Roseville, CA  95678
(Placer County)
Office Phone
916-848-7410
Office Fax
Mobile
916-365-2922
Email
tammy@************

Service Areas

Arden-Arcade: CA Carmichael: CA Rancho Cordova: CA Fair Oaks: CA Orangevale: CA Gold River: CA Folsom: CA Represa: CA El Dorado Hills: CA Sacramento: CA West Sacramento: CA La Riviera: CA Rosemont: CA Mather: CA Elk Grove: CA Franklin: CA Wilton: CA Cool: CA Auburn Lake Trails: CA Rancho Murieta: CA Diamond Springs: CA Cameron Park: CA Shingle Springs: CA Latrobe: CA Camino: CA Pollock Pines: CA El Dorado: CA Garden Valley: CA Georgetown: CA Foresthill: CA Greenwood: CA Lotus: CA Coloma: CA Pilot Hill: CA Cold Springs: CA Kelsey: CA Placerville: CA Pacific House: CA Rescue: CA River Pines: CA Fair Play: CA Grizzly Flats: CA Somerset: CA North Auburn: CA Bowman: CA Auburn: CA

Current Property Listings

As of 1/31/2026, Tammy Garza has 2 properties for sale in Roseville and surrounding areas.

$229,000

Listed 2026-01-15

3743 Park Dr Unit 3
Auburn, CA  95602

Beds: 2.0
Baths: 1.0
Sq Ft: 922
Condos Map
View Full Details

$229,000

Listed 2026-01-15

3582 Opal Dr Unit 1
Auburn, CA  95602

Beds: 2.0
Baths: 1.0
Sq Ft: 803
Lot: 10,267 sf
Condos Map
View Full Details

Current Property Rentals

Tammy Garza currently has no rental properties available in Roseville and surrounding areas. Check back later.