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Teresa M Howell

Teresa M Howell
Real Estate Agent (Real Estate Broker)
Dover TN

Real Estate Broker (TN: 251132)

33 years experience

REALTOR® 22 Active Listings Serves Stewart County, TN
View on Realtor.com

Contact Information

Brokerage
Spotlight Properties Llc

Office Website
Office Address
110 Refuge Overlook Rd
Dover, TN  37058
(Stewart County)
Office Phone
931-232-7222
Office Fax
931-232-7225
Mobile
931-627-0257
Email
tere***********@*****.com
Show Email for $5

Service Areas

Big Rock: TN Bumpus Mills: TN Cumberland City: TN Slayden: TN Cumberland Furnace: TN Dover: TN Erin: TN Tennessee Ridge: TN Indian Mound: TN Stewart: TN Waverly: TN Woodlawn: TN Buchanan: TN Paris: TN

About Teresa Howell

Teresa is dedicated to providing exceptional real estate services, leveraging an extensive inventory of listings and a deep-rooted familiarity with the local area. As a lifelong resident, [he/she/they] possesses an intimate understanding of the community's unique characteristics and potential.

Situated in a county rich in history and poised for growth, Teresa highlights the natural beauty of Barkley and Kentucky Lakes, renowned for their excellent fishing and boating opportunities. The region is a key destination for outdoor enthusiasts, featuring attractions such as Land Between the Lakes, Cross Creeks National Wildlife Refuge, and Stewart State Forest, which collectively enhance the area's appeal for fishing, hunting, trapping, and camping.

Additionally, the county is home to significant historical sites, including Fort Donelson National Battlefield and Fort Donelson National Cemetery. This blend of outdoor adventure and historical significance contributes to the area's charm, making it an attractive place for families and retirees alike.

Teresa is eager to assist clients in finding their perfect home in this welcoming community. Reach out to [him/her/them] to explore the possibilities.

Stewart County, TN Real Estate Market Analysis (Single Family Homes)

$438,915
Avg. Listing Price
From Teresa's portfolio
3.1 / 2.3
Avg. Beds/Baths
Typical property size
2,000 sf
Avg. Square Footage
Interior living space
100
Active Listings
Current inventory

Stewart County, Tennessee represents a unique corner of the state's real estate landscape, where rural charm meets strategic positioning along the Tennessee and Cumberland Rivers. This relatively small county has maintained a tight-knit real estate community with exactly 57 actively licensed agents, all of whom maintain email contact information, creating an unusually connected and accessible market for both buyers and sellers.

The county's real estate activity centers around Dover, the county seat, while also encompassing communities like Indian Mound, Cumberland City, and Big Rock. What makes Stewart County particularly intriguing is its position as a gateway between Tennessee and Kentucky, with the Land Between the Lakes National Recreation Area significantly influencing property values and development patterns. This geographic advantage has created pockets of high-demand waterfront properties alongside more traditional rural agricultural land.

Major Stewart County, Tennessee Real Estate Markets

Dover serves as the primary real estate hub, offering a mix of historic homes, newer residential developments, and commercial properties that serve the county's administrative needs. The town's proximity to Fort Campbell and Clarksville creates a steady demand from military families seeking quieter, more affordable alternatives to base housing. Indian Mound and Cumberland City have emerged as popular destinations for those seeking waterfront living, with properties along the Cumberland River commanding premium prices.

The county's real estate market extends beyond traditional residential sales to include significant recreational property segments. Lake and river access properties, hunting land, and vacation homes constitute a substantial portion of transactions, particularly appealing to buyers from Nashville and other Tennessee metropolitan areas. This recreational focus has created a unique seasonal market dynamic that local agents must navigate carefully.

Market Dynamics and Geographic Complexity

Stewart County's real estate market operates with surprising efficiency despite its rural character, largely due to the small but highly connected agent network. With all 57 licensed agents maintaining digital communication channels, information flows quickly through the market, creating competitive advantages for both listing and buyer representation. This connectivity has helped the county maintain stable property values even during broader market fluctuations.

The county's geography creates distinct micro-markets that require specialized local knowledge. Properties near the Land Between the Lakes face different regulatory considerations than agricultural land or in-town residential properties. Agents here must understand everything from flood zone regulations to agricultural exemptions, making their expertise particularly valuable for out-of-area buyers and investors looking to enter this specialized market.

Why Businesses Need Stewart County, Tennessee Agent Contact Data

Mortgage lenders, insurance companies, and real estate service providers benefit enormously from direct access to Stewart County's complete agent network. Since all 57 agents maintain email contact information, businesses can efficiently communicate with the entire market, whether promoting new loan products, insurance offerings, or professional services. This complete coverage is rare in rural markets and represents a significant opportunity for B2B engagement.

The county's unique position as both a residential and recreational market creates diverse business opportunities for companies serving real estate professionals. From title companies to home inspection services, having direct contact with Stewart County's agents means access to transactions ranging from modest rural homes to high-value waterfront estates, providing a well-rounded client base for sustained business growth.

Current Property Listings

As of 2/17/2026, Teresa Howell has 22 properties for sale in Dover and surrounding areas. These are the top 10 listings.

$314,900

Listed 2025-12-19

31 White Oak Rd
Stewart, TN  37175

Beds: 3.0
Baths: 2.0
Sq Ft: 1,880
Lot: 21,780 sf
Single Family Map
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$118,900

Listed 2025-09-15

4 Highway 232
Stewart, TN  37175

Beds:
Baths:
Sq Ft:
Lot: 828,947 sf
Land Map
View Full Details

$224,000

Listed 2025-09-13

8 Highway 232
Stewart, TN  37175

Beds:
Baths:
Sq Ft:
Lot: 2,439,360 sf
Land Map
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$79,000

Listed 2026-01-24

108 Forrest Ln
Stewart, TN  37175

Beds:
Baths:
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Lot: 16,988 sf
Land Map
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$109,900

Listed 2026-01-28

61 Shores Trl
Stewart, TN  37175

Beds:
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Lot: 798,019 sf
Land Map
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$219,277

Listed 2026-01-08

27 Shores Trl
Stewart, TN  37175

Beds:
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Lot: 2,938,993 sf
Land Map
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$348,320

Listed 2025-12-29

Highway 49
Tennessee Ridge, TN  37178

Beds:
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Lot: 2,709,432 sf
Land Map
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$348,320

Listed 2025-12-28

Highway 49
Tennessee Ridge, TN  37178

Beds:
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Lot: 2,709,432 sf
Land Map
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$319,500

Listed 2026-01-14

460 Honey Fork Rd
Indian Mound, TN  37079

Beds: 3.0
Baths: 2.0
Sq Ft: 2,498
Lot: 148,104 sf
Single Family Map
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$159,000

Listed 2024-08-07

1 Highway 79
Dover, TN  37058

Beds:
Baths:
Sq Ft:
Lot: 86,249 sf
Land Map
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Current Property Rentals

Teresa Howell currently has no rental properties available in Dover and surrounding areas. Check back later.