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Terri D Cole

Terri D Cole
Real Estate Agent (Broker-in-Charge)
Walterboro SC

Broker-in-Charge (SC: 7370)

27 years experience

REALTOR® 14 Active Listings Serves Colleton County, SC
View on Realtor.com

Contact Information

Brokerage
Cole & Associates Inc

Office Website
Office Address
202 Carn St
Walterboro, SC  29488
(Colleton County)
Office Phone
843-893-8684
Office Fax
Mobile
843-908-1045
Email
team**************@*****.com
Show Email for $5

Service Areas

Charleston: SC North Charleston: SC Summerville: SC Cottageville: SC Edisto Beach: SC Edisto Island: SC Sullivan's Island: SC Mount Pleasant: SC Ruffin: SC Smoaks: SC Ritter: SC Canadys: SC Walterboro: SC

About Terri Cole

With two decades of dedicated experience in real estate, Terri offers her clients an unparalleled depth of knowledge and expertise. Her extensive background sets her apart from many other agents, ensuring that clients receive informed guidance throughout one of their most significant financial decisions.

A lifelong resident of Colleton County, Terri spent 25 years in Smoaks and currently lives in Walterboro with her husband, John Cole, and their two boxers, Cooper and Greta. She graduated from Walterboro High School in 1995 and earned a Bachelor’s Degree in Business Administration from the University of South Carolina in 1999. Terri became a licensed real estate agent in 2000 and achieved her broker status in 2004, focusing on residential land and commercial properties.

In 2005, she acquired Oswald-White & Associates Inc. from its founder, Anne Oswald. Under her leadership, the firm has consistently outperformed local competitors, establishing Terri as one of the top-selling brokers in Colleton County. Her impressive multi-million dollar sales figures rank among the highest in the region year after year. The Press & Standard Readers’ Choice Awards recognized her as the Number 1 Realtor in Colleton County in 2014, 2015, and 2018, while her company was voted Best Real Estate Office in 2014 and again in 2018.

Terri's commitment to excellence ensures that her clients receive the highest level of service. For expert guidance in your real estate journey, contact her today.

Colleton County, SC Real Estate Market Analysis (Single Family Homes)

$715,953
Avg. Listing Price
From Terri's portfolio
3.4 / 2.4
Avg. Beds/Baths
Typical property size
1,899 sf
Avg. Square Footage
Interior living space
236
Active Listings
Current inventory

Colleton County's real estate market represents one of South Carolina's most intriguing investment opportunities, blending historic charm with modern development potential. Located in the heart of the Lowcountry, this market has experienced steady growth driven by its proximity to Charleston and Savannah, making it an attractive option for buyers seeking more affordable alternatives to premium coastal markets.

The county's real estate landscape is supported by 141 total actively licensed agents, all of whom maintain email contact information, creating a highly accessible professional network. This relatively intimate agent community means stronger relationships and more personalized service, contrasting sharply with the impersonal transactions common in larger metropolitan markets.

Major Colleton County, South Carolina Real Estate Markets

Walterboro serves as the county seat and primary real estate hub, featuring a mix of historic downtown properties and expanding suburban developments. The city's strategic location along Interstate 95 has attracted significant commercial interest, while residential markets benefit from excellent schools and preserved Southern architecture. Nearby communities like Smoaks and Lodge offer rural estate opportunities that appeal to buyers seeking privacy and acreage.

The coastal influence extends inland through areas like Jacksonboro and Green Pond, where waterfront properties along the Ashepoo and Combahee rivers command premium prices. These markets cater to buyers interested in recreational properties, retirement homes, and investment opportunities tied to South Carolina's growing eco-tourism industry.

Market Dynamics and Geographic Complexity

Colleton County's market dynamics reflect a fascinating blend of agricultural heritage and modern growth pressures. Large tracts of farmland and timber properties create unique investment opportunities, while new residential developments around Walterboro indicate shifting demographics as remote workers discover the area's affordability and quality of life advantages.

The county's geographic diversity presents both opportunities and challenges, with properties ranging from historic downtown commercial buildings to expansive hunting plantations. This complexity requires deep local knowledge, making the expertise of the county's 141 licensed agents invaluable for navigating everything from zoning regulations to flood zone considerations that significantly impact property values.

Why Businesses Need Colleton County, South Carolina Agent Contact Data

Real estate service providers, from mortgage lenders to home inspection companies, find Colleton County's concentrated agent network particularly valuable for business development. With all 141 agents maintaining email contacts, companies can efficiently reach the entire professional community, building relationships that generate consistent referrals in this relationship-driven market.

The county's emerging status as a bedroom community for Charleston and Beaufort creates expanding opportunities for businesses targeting real estate professionals. Marketing services, technology providers, and financial services companies benefit from direct access to agents handling increasing transaction volumes as the area continues attracting new residents seeking affordable Lowcountry living.

Current Property Listings

As of 2/17/2026, Terri Cole has 14 properties for sale in Walterboro and surrounding areas. These are the top 10 listings.

$35,000

Listed 2025-08-14

308 Chaplin St
Walterboro, SC  29488

Beds:
Baths:
Sq Ft:
Lot: 20,909 sf
Land Map
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$23,000

Listed 2025-08-14

306 Chaplin St
Walterboro, SC  29488

Beds:
Baths:
Sq Ft:
Lot: 12,197 sf
Land Map
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$499,000

Listed 2025-06-19

4428 Maple Ridge Rd
Walterboro, SC  29488

Beds: 3.0
Baths: 2.0
Sq Ft: 1,245
Lot: 612,454 sf
Single Family Map
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$35,000

Listed 2025-08-14

Chaplin St
Walterboro, SC  29488

Beds:
Baths:
Sq Ft:
Lot: 16,117 sf
Land Map
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$247,000

Listed 2025-10-20

241 Rose Ave
Walterboro, SC  29488

Beds: 3.0
Baths: 2.0
Sq Ft: 960
Lot: 1,742 sf
Single Family Map
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$45,000

Listed 2025-09-03

113 Charles St
Walterboro, SC  29488

Beds:
Baths:
Sq Ft:
Lot: 21,780 sf
Land Map
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$35,000

Listed 2025-09-03

Charles St
Walterboro, SC  29488

Beds:
Baths:
Sq Ft:
Lot: 24,829 sf
Land Map
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$25,000

Listed 2025-08-28

Misty Ridge Ln
Walterboro, SC  29488

Beds:
Baths:
Sq Ft:
Lot: 217,800 sf
Land Map
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$579,000

Listed 2026-01-01

182 Longleaf Dr
Walterboro, SC  29488

Beds: 4.0
Baths: 2.5
Sq Ft: 2,427
Lot: 31,363 sf
Single Family Map
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$40,000

Listed 2025-08-28

Johnsville Rd
Smoaks, SC  29481

Beds:
Baths:
Sq Ft:
Lot: 249,599 sf
Land Map
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Current Property Rentals

As of 2/17/2026, Terri Cole has the following rental properties available in Walterboro and surrounding areas. These are the top 10 listings.

$2,300

Listed 2026-02-07

70 Cummings Ct
Walterboro, SC  29488

Beds: 3.0
Baths: 2.0
Sq Ft: 1,863
Single Family Map
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