(MD: )
26 years experience
Frederick County, Maryland represents one of the Mid-Atlantic's most dynamic real estate markets, positioned strategically between Baltimore and Washington D.C. This rapidly growing county has experienced remarkable transformation over the past decade, evolving from primarily agricultural land into a sought-after residential and commercial hub. The market benefits from its proximity to major employment centers while maintaining a more affordable cost structure than neighboring jurisdictions.
With 1,701 total actively licensed agents operating throughout Frederick County, the real estate landscape is both competitive and comprehensive. What's particularly noteworthy is that all 1,701 agents maintain active email addresses, reflecting the market's embrace of digital communication and modern business practices. This level of connectivity underscores the professionalism and accessibility that characterizes Frederick County's real estate community.
The city of Frederick anchors the county's real estate activity, featuring a revitalized downtown historic district that attracts both residential buyers and commercial investors. Surrounding municipalities like Urbana, New Market, and Middletown have emerged as premier suburban destinations, each offering distinct character and price points. Urbana, in particular, has seen explosive growth with new construction communities appealing to families relocating from the Washington metro area.
The northern regions, including Thurmont and Emmitsburg, provide more rural residential options while maintaining reasonable commuting distances to major employment hubs. These areas have attracted buyers seeking larger properties and a slower pace of life without sacrificing modern amenities. The diversity of markets within Frederick County creates opportunities across all price ranges, from first-time homebuyers to luxury estate purchasers.
Frederick County's real estate market exhibits fascinating micro-trends that vary significantly by geography and proximity to major transportation corridors. Properties near Interstate 270 command premium prices due to enhanced commuter accessibility, while areas closer to the Pennsylvania border offer better value propositions. The market has shown remarkable resilience, with inventory levels and pricing demonstrating less volatility than many surrounding jurisdictions.
Agricultural preservation policies have created an interesting dynamic where developable land remains at a premium, supporting property values while limiting oversupply. This geographic constraint, combined with steady population growth driven by corporate relocations and remote work trends, has created a market environment where knowledgeable local agents provide tremendous value to both buyers and sellers navigating complex zoning and development regulations.
Mortgage lenders, insurance providers, and financial services companies find Frederick County's agent network particularly valuable due to the market's steady transaction volume and diverse property types. The complete email accessibility of all 1,701 licensed agents enables efficient marketing campaigns and professional relationship building. Title companies and home service providers leverage this connectivity to establish referral networks that drive consistent business growth.
Real estate technology companies and educational providers also benefit from direct agent access in Frederick County, as the market's blend of experienced professionals and newer agents creates demand for innovative tools and continuing education services. The county's strategic location and economic stability make it an ideal testing ground for new real estate products and services before broader regional rollouts.
Terri Matlock currently has no properties listed for sale in Frederick and surrounding areas. Check back later.
As of 2/17/2026, Terri Matlock has the following rental properties available in Frederick and surrounding areas.
$2,595
Listed 2026-01-21